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Report: #781529

Complaint Review: My Payday Advance - Internet

  • Submitted:
  • Updated:
  • Reported By: Nina — Denver Colorado United States of America
  • Author Not Confirmed What's this?
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  • My Payday Advance Internet United States of America

My Payday Advance mypaydayadvance.com or Cash Advance Network cashadvancenetwork.com Collections called me 9-26-2011 between 11:30-11:45am Denver time, and threatened me that she will add more fees to my balance for being rude to her. I was not rude to her. Internet, Internet

*Consumer Comment: Indian scam

*Consumer Comment: Don't

*Author of original report: Customer Service agent called me back and said I was rude to her and she will add extra fees to my balance, how can I trust her to call her and make a payment.

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I send an email to this place on a Saturday and told them on that email that for personal reasons I ha closed my checking account and that I would call them on Monday 9/26/2011 with payment information. My payment was due on Sunday 9/25/2011 but I knew they would try to take it out on Monday. On Monday I couldn't get my balance online so I planned to call and ask for my balance, count my money and call them back. So I called 8008844001 and a collection agent answered. I asked her for my balance, she told me my balance, then it was quiet for a few seconds and I told her thank you and hung up.

I was counting my money at home and the same agent called me and threatened me that she will add more fees to my balance because I was rude to her. I told her I was not rude to her, that I told her thank you and hung up. She insisted on what she had said and hung up on me. I then decided to call the same number to see if I could talk to another agent about what she had said and with my luck I got her again on the phone and I asked to speak to a supervisor and she said that she was the supervisor and I hung up on her.

I then decided to send an email to customercare@cashadvancenetwork.com since it was on my loan email reciept along with customercare@mypaydayadvance.com  but I decided to use the first email. And wrote that like a complaint with all the details. And someone called me back around 2:15pm Denver CO time. She was nice but she only gave me paying information she never apologized about the other agent that had threatened me. I asked her if the balance was the same and if there were no extra fees like the last agent said and she said that the balance was the same.

I was happy with the loan, and how I was treated at first, not so happy with the payments, but it helped me in hard times. But, I am not happy at all with the agent that called me on 9/26/2011 between 11:30am-11:45am and threatened me and was rude to me. I felt like if I was talking with someone from Jr. High School.  I had told the last agent that I will call on Tuesday with my debit info and I just hope I don't talk to the same person I did today that threatened me. With people like that, how can you trust them. I don't plan to use this lending company anymore,  I don't trust this company because of a rude agent. I am just glad that most of my contact info has changed and so is my account number. How can you work with rude people like that. Not even an apology. They should be glad that I called them and planned to pay and worry about the people that don't call.

This report was posted on Ripoff Report on 09/26/2011 01:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/my-payday-advance/internet/my-payday-advance-mypaydayadvancecom-or-cash-advance-network-cashadvancenetworkcom-colle-781529. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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2Consumer
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#3 Consumer Comment

Indian scam

AUTHOR: Joseph Brown - (USA)

POSTED: Wednesday, September 28, 2011

I swear, I wonder if people EVER take the time to scan this site before they post their rants? It absolutely blows my mind that they don't know that they are among hundreds of scammed and even the FBI is now warning that this is an Indian scam. In the movie,Slumdog Millionaire, they show one of the characters working in this scam.

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#2 Consumer Comment

Don't

AUTHOR: mr rik - (USA)

POSTED: Tuesday, September 27, 2011

pay em SQUAT!

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#1 Author of original report

Customer Service agent called me back and said I was rude to her and she will add extra fees to my balance, how can I trust her to call her and make a payment.

AUTHOR: Nina - (United States of America)

POSTED: Tuesday, September 27, 2011

I send an email to this place on a Saturday and told them on that email that for personal reasons I had closed my checking account and that I would call them on Monday 9/26/2011 with payment information. My payment was due on Sunday 9/25/2011 but I knew they would try to take it out on Monday. On Monday I couldn't get my balance online so I planned to call and ask for my balance, count my money and call them back. So I called 8008844001 and a collection agent answered. I asked her for my balance, she told me my balance, then it was quiet for a few seconds and I told her thank you and hung up. I was counting my money at home and the same agent called me and threatened me that she will add more fees to my balance because I was rude to her. I told her I was not rude to her, that I told her thank you and hung up. She insisted on what she had said and hung up on me. I then decided to call the same number to see if I could talk to another agent about what she had said and with my luck I got her again on the phone, I then asked to speak to a supervisor and she said that she was the supervisor and I hung up on her. I then decided to send an email to customercare@cashadvancenetwork.com since it was on a loan email reciept along with customercare@mypaydayadvance.com,  but I decided to use the first email. I wrote a complaint with all the details. Someone called me back around 2:15pm Denver CO time. She was nice but she only gave me paying information she never apologized about the other agent that had threatened me. I asked her if the balance was the same and if there were no extra fees like the last agent said and she said that the balance was the same. I was happy with the loan, and how I was treated at first when I got the loan, but, not so happy with the payments, still, it helped me in hard times. But, I am not happy at all with the agent that called me on 9/26/2011 between 11:30am-11:45am and threatened me and was rude to me. I felt like if I was talking with someone from Jr. High School.  I had told the last agent that I will call on Tuesday with my debit info and I just hope I don't talk to the same person I did today that threatened me. With people like that, how can you trust them. I don't plan to use this lending company anymore,  I don't trust this company because of a rude agent. I am just glad that most of my contact info has changed and so is my account number. How can you work with rude people like that. Not even an apology. They should be glad that I called them and planned to pay and worry about the people that don't call.
Update on Tuesday: I send a fax and an email to let them know that I would like to pay by email, fax or by mail but I did not feel like calling because I know I will have to talk to the same agent. Someone send me an email that said to call their customer service number. But I also had said on the email and fax that someone can call me with an extention number where I can call them back and pay by phone. But to please have another agent call me instead of the one I had spoke with on Monday. I wish I had their address so I can send them a check but I have had no luck finding their direct address. I will update tomorrow.

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