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Report: #547862

Complaint Review: MYGENEVA WATCH.COM - Internet

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  • Reported By: Ruth — portage Indiana U.S.A.
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  • MYGENEVA WATCH.COM Internet United States of America

MYGENEVA WATCH.COM MYGENEVAWATCH TOOK 19.99 PLUS 88.98 FROM MY BANK ACCOUNT, Internet *EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

*Author of original report: i am so blessed got most of the money back!

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 I HAVE NEVER SEEN SO MANY PEOPLE GET AWAY WITH THIS SCAMMING THING

  WAS READING MY EMAIL  .AN AD CAME ON THE SIDE WITH A WATCH FROM GENEVA

 i clicked on it price was 4.99 plus 1.99 i figured it would be cheap but not garbage ,well yeah it is ,and thats not the bad part they took the money and now went in and took 19.99 plus 88.98 .in which they only talk email no phone .customer support tells u email for refund as he told me i would not have a problem.yeah right.i emiled ask to have my money put back in and they said that 88.98 was for membership i don't know what 19.99 was for.but can not refund money because of time limit was up.they say terms and membership was posted at front of order form .not true there was no terms ,no membership info it just took my info and flew with it and it did say thank you.that was it.i am social security and have to live on that so you can see why i look for cheap and care about being cheated .but they are sorry and i am out 143.00, there  are a lot of people on (((link redacted))) people have wrote alot of emails of being scammed by geneva watch,com i am going to bank tomorrow and file papers from mastercard against them i don't know if it will help or not .i am not going to let it die easy.

EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO: Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here. Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action. And good luck Let us know how you do! ED Magedson Founder RipoffReport.com Author of www.ripoffrevenge.com Rip-off Report PO Box, Tempe, Arizona 85280 

This report was posted on Ripoff Report on 12/30/2009 10:07 PM and is a permanent record located here: https://www.ripoffreport.com/reports/mygeneva-watchcom/internet/mygeneva-watchcom-mygenevawatch-took-1999-plus-8898-from-my-bank-account-internet-e-547862. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

i am so blessed got most of the money back!

AUTHOR: Ruth - (U.S.A.)

POSTED: Tuesday, January 05, 2010

i am so happy although i didn't get the bank charges back.i went to the bank showed them my papers and they seen the od and said it was my fault because the web site on geneva had terms to cancel your membership before 14 days.that may be so but the ad i clicked on was beside my email .after i filled in my info it took me to a secure site to put my card number in then it took me no where it all flew away and said thank you.that was it.but any way they were very indifferent no way were they willing to help .so then i just kept emailing them at geneva and after about 20 emails back and forth .i told them i was not going to let this die easy.told them i was going to the bank to file fraudulent charges they assured me it was my fault and said the reveiwed my situation and decided to refund the 88.98 plus 19.99. i was so over joyed because of my small income anyway so they are not going to refund that   which is 64.00 that is a lot of money to me.but anyway i did get 108.97 back  .i really thought i wouldnt get it,i also sent them a link to your site .i would like to thank you and you partners for the help ,i will never order on line for anything again! thank you and GOD Bless u all.

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