Complaint Review: MyPerfectCredit.com - First Credit of America - Carson City Nevada
- MyPerfectCredit.com - First Credit of America 1805 N Carson St Carson City, Nevada U.S.A.
- Phone: 877-469-7373
- Web:
- Category: Collection Agency's
MyPerfectCredit.com - First Credit of America ripoff dishonest fraudulent billing and collections Carson City Nevada
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A collection agency by the name of First Credit of America contacted me at work and asked for my wife. They stated that MyPerfectCredit.com made a collection claim to them in the amount of $59.95. The bill was for a "free on-line credit report" and the 6 months of "membership" that came with it.
They could provide the last 4 digits of my wife's social security number, but could not provide our mailing address, her contact phone information or even a copy of an invoice-let alone our bank information which was supposed to be charged for this "free service".
They threatened that if I didn't pay the total amount *today* that they would be forced to report it to the credit bureau. I replied that I that we never received a credit report, we didn't use their service, and we weren't paying for anything unless they could produce an invoice. They provided me MyPerfectCredit.com's 800 number- which is always busy.
In the meantime, I checked with my wife- who denied using their service and would never put in personal information on to a web page.
I find it very frustrating to be faced with a negative point on my credit report because of some company who states I owe money, but can't produce an invoice.
John
Battle Ground, Washington
U.S.A.
This report was posted on Ripoff Report on 07/25/2005 02:46 PM and is a permanent record located here: https://www.ripoffreport.com/reports/myperfectcreditcom-first-credit-of-america/carson-city-nevada-89701/myperfectcreditcom-first-credit-of-america-ripoff-dishonest-fraudulent-billing-and-coll-151197. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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