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Report: #329585

Complaint Review: NAPA, FIRST CHOICE HEALTH CARE NETWORK, QUALITY HEALTH CARE PLANS - Nationwide

  • Submitted:
  • Updated:
  • Reported By: JACKSON Mississippi
  • Author Confirmed What's this?
  • Why?
  • NAPA, FIRST CHOICE HEALTH CARE NETWORK, QUALITY HEALTH CARE PLANS www.napahome.org Nationwide U.S.A.

NAPA, FIRST CHOICE HEALTH CARE NETWORK, QUALITY HEALTH CARE PLANS Needed to find cheaper medical insurance, completed online inquiry and received a call from this company.They recommend,NAPA a group medical insurance which sounded very impressive at half the cost of my Cobro. I was encouraged to pay for this insurance quickly $429,$ the rate had to be purhased rightaway - asked for a refund after 5 days review web, refused, they wouldn't charge for next month. Internet

*Consumer Suggestion: THESE COMPANY IS NOT A RIP -OFF

*Consumer Comment: Works fine for my family

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I realized the insurance I purchased was a rip-off. I was searching for a cheaper medical insurance rate online. After an inquiry, the First choice Health Care Network called and found me an excellent policy. After giving them my money by credit card I soon realized them I had been had. The information they gave was minimal and checking the web site the insurance was a patch up in between limited medical coverage, she kept saying that it is credible insurance. I have cobra and it is expensive but real medical insurance and its good for up to 18 months.
When I realized this rip-off, I called to ask for a refund and cancel my coverage that was scheduled to begin June 1st. They stated, We have received your request to cancel your policy with us. We are sorry to hear that you will be leaving. However we do understand. You will have coverage until the end of the month and will no longer be billed. You will have coverage till 05/31/08. If there is anything else we can do for you, please feel free to call. Thank you. Please Respond.

I have no policy or insurance with these folk which is scheduled begin June 1, 2008. The payment was made 5 days ago to First Choice They have just taken my money. I guess I'll just keep cobra. I am paid up through June 1st.

Velma
JACKSON, Mississippi
U.S.A.

This report was posted on Ripoff Report on 04/29/2008 11:11 PM and is a permanent record located here: https://www.ripoffreport.com/reports/napa-first-choice-health-care-network-quality-health-care-plans/nationwide/napa-first-choice-health-care-network-quality-health-care-plans-needed-to-find-cheaper-m-329585. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

Works fine for my family

AUTHOR: larocque43 - (USA)

POSTED: Friday, October 09, 2009

My family uses First Choice and NAPA.  We have had not problems with it so far, about 3 months.  Wife and kids have used the insurance.  Doctors accept it.  Insurance may be limited but it serves what we need.  The complaint did not even indicate why she thought it was a rip-off.  So, maybe we will have issues down the road, but right now, this is has provided my family coverage.  I have recommended it to others.

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#1 Consumer Suggestion

THESE COMPANY IS NOT A RIP -OFF

AUTHOR: Vince - (U.S.A.)

POSTED: Friday, June 06, 2008

I have been a member since 2006 and this limited insurance plan has helped me and my wife get coverage.This client seems to upset for no reason the company complied by canceling her limited plan..It states it right in the sentence,
hey I had cobra to for 6 months i could not take the payments any more either thats when napa called i thought it was good price they told me there were limits and i understood everything and the rep was very polite and kind and wanted to help me and my who had cancer 3 years ago. I had got several calls one from GHI who wanted $1200 a month, i just could not find anything that i could afford ..The limited insurance plan is a good product for me and my wife not
only in price but in benefits as well.The best part is that my dr takes the insurance
and all i pay is my co-pay as the rep stated to me.no complains here.

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