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Report: #232404

Complaint Review: NATIONAL ACTION FINANCIAL SERVICES - Williamsville New York

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  • Reported By: Nashville Tennessee
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  • NATIONAL ACTION FINANCIAL SERVICES 168 Lawrence Bell Rd., Ste 100 Williamsville, New York U.S.A.

NATIONAL ACTION FINANCIAL SERVICES , NAFS,SITEL CORP, FINANCE SERVICES Repeatedly auto-dials me for no reason, rude when I ask them, to stop, claims they aren't calling, that's a lie Williamsville New York

*Consumer Comment: re

*Consumer Comment: re

*Consumer Comment: re

*Consumer Comment: re

*UPDATE Employee: let me try to help

*Consumer Suggestion: ADDITIONAL INFO ON THE COMPANY AND TELL THEM TO VALIDATE THAT SHOULD STOP THE CALLS

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Phone number 1-716-650-6240 has called me eleven times between 7:04pm Central time Jan. 11, 2007 and 9:36am Jan. 23, 2007. They called my cell phone number. An emblem showing a computer and a phone shows on my cell phone, indicating that it is a computer calling my phone. No message is ever left.

I called the number back on Jan. 18, 2007 at 1:30pm. The woman who answered told me they didn't have my number connected with an account. I said yes they do because they keep calling. She rudely debated the matter with me. I asked to speak to a manager - and a real manager, not a call center person who calls himself a manager.

The next person who talked to me was much more polite, but he said they must have a wrong number. I told them that can't be the case since several times in the previous week. He said that he would look into it, and if they call me again, to call back and report it. I told him that no, I'm not calling again, to please consider that conversation to be my cease and desist call. I indicated that if they call me again, I will report it elsewhere.

I didn't hear from them again for a few days, and I thought it had been taken care of, until Jan. 22, 2007 when they called again. Then they called me back four times on Jan. 23, 2007. The first three calls on the 23rd were all within an hour and five minutes, and then a fourth call came the same day at 1:00pm. I tried to answer it, but I cannot.

The cell phone usually gives me a choice to accept or reject a call, and with this number, but the accept prompt did not appear on my cell phone, leaving my only choice to be to reject it. Calls normally pick up when I open the flip phone, but in this case, it did not; it just kept ringing.

So, on the 23rd, after the 1:00pm call, I once again called the number back (using call return with the number on my Caller ID, to try to get my number taken out of their system. It took six calls for me to get someone who was polite and professional. One of the first five calls was not answered, and I think I got the same guy the first two times. The second time I talked to him, he claimed his name is Darren.

The first time was unbelievably rude. He claimed they are not calling me. I said yes they are, and I have eleven calls from them showing on my cell phone Caller ID to prove it! Yet he kept insisting they are not calling me. I was getting increasingly irritated at him basically calling me a liar. He kept interrupting me, and at one point, he said What are you, some kind of a dog? and started barking! I told him not to insult my intelligence. He hung up on me.

The second call (to whom I think was the same guy) said he was a 19-year-old man I interrupted him and said, Well, I'm a 45-year-old woman, and don't talk to me in that tone of voice. He hung up on me (again?).

The third guy I talked to was just as unprofessional, and I informed him that I know who they are, who they work for, where they are located, and that I have reported them to the BBB and to the National Do Not Call Registry. And if it continues, my next call will be to a lawyer.

I also informed them that I have my credit card report as of January, 2007, and it is excellent, with no bad marks reported so there is no reason a collection agency should be calling me. (As you can see, I've done my homework!) He said I can report them to whoever I want and also hung up on me.

Well, the more professional girl told me (as had the more polite guy I spoke to on Jan. 18 after also having talked to an unprofessional woman who sounded like she was on drugs), that my phone number isn't attached to an account. I asked the girl I spoke to on the 23rd to please check it by my name. She couldn't find my name, and the only other person with my last name was in Washington. I asked if they had an auto-dialer. Yes, they do. I said that my number is programmed in there, and could someone please go into the system and take it out. She said she'll check into it. Then she said maybe it's a glitch with the phone company.

After I thanked her for her more professional attempt to clear this up, I asked her if she would let their real supervisor know that some of those incredibly rude kids should be reprimanded at the very least, and said that if I talked to anyone at my job like those guys talked to me, I would be fired pronto! By the way, she is 18 years old. She must be new there, because she didn't get ugly with me.

My next call was to my cell phone carrier to check and see if there could be a glitch, and no, that is not the case. I then called my Dad who retired from the same cell phone company, and he didn't think that was the case, either. Incidentally, I have had the same cell phone number for almost nine years. I don't want to have my cell phone number changed just because of this one company harassing me.

For the record, these are the dates and times I have received calls from this company, and the dates and times I called them in an effort to make them stop calling my cell phone:

Jan. 11, 2007 at 7:04pm
Jan. 13, 2007 at 8:17am
Jan. 15, 2007 at 9:41am
Jan. 16, 2007 at 12.40pm
Jan. 17, 2007 at 12:51pm
Jan. 18, 2007 at11:24pm
Jan. 18, 2007 at 1:30pm -- I called them from Caller ID
Jan. 22, 2007 at 8:08am
Jan. 23, 2007 at 8:32am
Jan. 23, 2007 at 9:13am
Jan. 23, 2007 at 9:36am
Jan. 23, 2007 at 1:00pm

I called them six times after the fourth call that I received on Jan. 23. Here are the times:
Jan. 23, 2007 at 1:01pm
Jan. 23, 2007 at 1:07pm
Jan. 23, 2007 at 1:10pm
Jan. 23, 2007 at 1:11pm
Jan. 23, 2007 at 1:13pm
Jan. 23, 2007 at 1:30pm (when I finally talked to the girl).

Sheila
Nashville, Tennessee
U.S.A.

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This report was posted on Ripoff Report on 01/24/2007 10:21 AM and is a permanent record located here: https://www.ripoffreport.com/reports/national-action-financial-services/williamsville-new-york-14221/national-action-financial-services-nafssitel-corp-finance-services-repeatedly-auto-dia-232404. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#6 Consumer Comment

re

AUTHOR: Michael - (U.S.A.)

POSTED: Sunday, May 20, 2007

Go to budhibbs.com

He is a consumer advocate who HATES debt collection agencies who break the law and holds them accountable.

His site has advice on how to deal with these parasites.

Don't roll over and take it. Fight back!

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#5 Consumer Comment

re

AUTHOR: Michael - (U.S.A.)

POSTED: Sunday, May 20, 2007

Go to budhibbs.com

He is a consumer advocate who HATES debt collection agencies who break the law and holds them accountable.

His site has advice on how to deal with these parasites.

Don't roll over and take it. Fight back!

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#4 Consumer Comment

re

AUTHOR: Michael - (U.S.A.)

POSTED: Sunday, May 20, 2007

Go to budhibbs.com

He is a consumer advocate who HATES debt collection agencies who break the law and holds them accountable.

His site has advice on how to deal with these parasites.

Don't roll over and take it. Fight back!

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#3 Consumer Comment

re

AUTHOR: Michael - (U.S.A.)

POSTED: Sunday, May 20, 2007

Go to budhibbs.com

He is a consumer advocate who HATES debt collection agencies who break the law and holds them accountable.

His site has advice on how to deal with these parasites.

Don't roll over and take it. Fight back!

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#2 UPDATE Employee

let me try to help

AUTHOR: Nathan - (U.S.A.)

POSTED: Sunday, May 20, 2007

I am an employee of NAFS and have been for almost 2 years now. I would like to first take a moment to explain that we are a debt collection agency. We are not out there to embarrass innocent people. Our goal is to help keep interest rates down by collecting on unpaid debts. We work in a large office with almost 1000 people working there. It is expected that when you have 1000 people doing the same job a few of them are going to be bad seeds. However there is a lot you should all know...
1. We can not offer a debt management company or an attune any settlement that we cant offer you directly. We are allowed to offer a settlement based on a client aggregate regardless of who is asking for it so save your money. No need to pay a settlement company 15% of your total debts up front and a 150$ monthly fee so they can take $4,ooo of your plus over $1,000 to settle a $20,000 acct for $11,000 costing you over $16,000... we could have just given you the same deal for the $11,000. They are the real thieves preying on people who just are afraid to pick up the phone
2. We don't call people who can't pay. The only people who get calls more than once a week are people who judging from their credit reports can pay. Otherwise we wouldn't waste our time.
3.if you call us and inform us of your personal hardships we will do everything in our power to put something together that works for you... if it doesn't work for you it doesn't work for anyone.
4. I am always willing to help with anyone who is having a hard time. I am a single father who has just as much a hard time as anyone else so I can always help anyone who is willing to help themselves. If you are not happy with the treatment you are receiving than ask for extension 2501 and ask for Mr. Binder and I will gladly see to it that any rude collector so reprimanded and that you are treated with the fairness you deserve.
-Mr. Binder x2501
Ps. any of you who work in an office of more than 10 people know that there are always going to be bad eggs in every company, tell me about my bad eggs and I will help you with your debt.

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#1 Consumer Suggestion

ADDITIONAL INFO ON THE COMPANY AND TELL THEM TO VALIDATE THAT SHOULD STOP THE CALLS

AUTHOR: P - (U.S.A.)

POSTED: Wednesday, January 24, 2007

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..

From the Bud Hibbs site (another consumer advocate)

National Action Financial Services, Inc.
165 Lawrence Bell Dr Ste 100
Williamsville, NY 14221-7817
Phone: (716) 565-1020 (716) 650-6240
1-866-529-1899
Fax: (716) 565-1035
Web Address: www.sitel.com

Head Debt Collector:
Michael W. Fletcher - CEO
Roger E. Carney - President & COO
NAFS' Parent Company is SITEL Risk Management out of Omaha, NE

Bud Says...

Threats, lies, intimidation and other assorted illegal activities. These misfits of society earn their money the HARD way, they break the law to do it. Keep both hands on your wallet, these over-paid and under-worked clerks are worse than a Buffalo blizzard. These collectors think that being a 'con-man' is a compliment. Stay far away from these Buffalo Bandits!

budhibbs.com

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