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Report: #596273

Complaint Review: National Companies - Team National - Davie Florida

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  • Reported By: VLR — Cookeville Tennessee United States of America
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  • National Companies - Team National 8210 W. State Rd. 84 Davie, Florida United States of America

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Sadly, I am another victim of this multi-level marketing savings scam.  In January, I was sucked in believing that that a membership in this organization would soon pay for itself and I could also use this as a second source of income by inviting my friends and acquaintences to join also. 

I was never verbally told I had three days in which to change my mind.  Unfortunately, I signed a contract in which it stated I had been told.  However, I did not know this either because I never received a copy of the contract.  I did call the person which signed me up and told him within two days that I had changed my mind and wanted out and still he did not tell me I had the legal right to change my mind.  They were very kind and reassuring and promised to work with me and were going to help me make lots of money. 

When being introduced to this business venture,  they tell you all the great examples of all the money you are going to save.  However it isn't until after you have signed a contract and given up your money, that you will receive a package in the mail with your identification number.   Once you have your number, you may log into the system on the internet, and actually find out what is available and what your actual savings will be.  In my case, this arrived 10 to 12 days afterward. 

After gaining access, I spent many hours surfing and studying.  I needed to be sold on this and have my own great examples of savings if I were going to go out and ask my friends to join.   I can not and will not sell something I do not believe in myself.  For me, the savings did not exist.   If you are in the market to buy an entire house of furniture, you might be able to save.  However by the time you pay shipping,  if you waited for a sale and bought locally, you would come out cheaper.  I shopped for a new mattress.  There was no savings for me by purchasing with my great, new savings plan.   I got quotes for car insurance.  It was higher.  I got a quote for my homeowners insurance which was coming due,  the cheapest one was $400 higher than what I had.   I checked on the possibility of leasing a van for a family vacation so we could all go in one vehicle instead of driving separately.  It was cheaper through my Sam's club membership.  I could not find one example in which I was going to save money with my $2,195.00 savings plan.

Having been widowed at a young age with two children to raise on my own, money was always short and hard to come by.  I did not even have the money for this venture so I used the only money I had in savings, and financed the rest.  I paid $895.00 up front and financed the balance at $75.72 per month.  When realizing what a scam this company was.  I was sick.  I called the Team National company, explained my situation and told the man which answered the phone, I wanted to end the membership and would like my money back.   "No problem", he replied.  "Just put your request in writing and mail or fax it." I opted to fax and he gave me the number to fax it.

After faxing, I waited about two weeks for a reply of some kind.  When there was none, I called again.   This time I was told the request had never been received and it should have been sent a specific person and I was given her name and fax number. I faxed the documents again and this time followed up with a phone call to be sure it had been received.   I was unable to talk to a human body and had to leave a voice message.   I continued to call and fax dailey hoping that if I made enough noise, eventually someone would acknowledge.   Eventually they did, and I missed the call.  A voice message was left telling me they were crediting the money back to my account but to please call.  Again, I called and left messages for days.    After two more weeks, no money had ever been credited to my account or no call had ever been returned.   After I spent almost two months calling and faxing,  I finally did recevie a call telling me ," Oh I'm sorry there is separate set of forms that must be filled out for refunds after the 3 day grace period has passed and each case will be considered on an individual basis."  

I completed all the documents and faxed them once again but this time I also sent them certified mail.  I learned last week that my money is not going to be refunded.  However, they downgraded my membership to a regular two year and are not requiring me to pay the 75.72 per month.  I also finally receved the money the promised to credit back to my account, $75.72 the cost of the first month's payment. A regular two month membership is $795.00.   I paid $895.00.  

It should be illegal to sell memberships into a savings club in which an individual can not know what the savings will be until after the date to withdraw has expried and they receive a membership number by mail to access the internet to find out.  After the fact, not before.  Do not buy into this scam.  It is just another multi-level marketing, pyramid scheme, being operated under the pretense of Christian people who prey upon other Christians.  By having their recruiting meetings in local churches, they lead people to believe it is a venture in which God will bless and lure people into a false sense of trust. Do not let this scheme into your churches, do not buy this savings scam, and do not betray your friends by asking them to buy in.

BEWARE, BEWARE, BEWARE,   if it sounds too good to be true, it always is.


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#24 Consumer Comment

This is how it was explained to me

AUTHOR: lrm - (USA)

POSTED: Wednesday, September 07, 2016

I wanted to chime in as someone who can see all sides.


The truth is, the only way you make money with this is to share the business. You will only recoup your buy in quickly if you have huge purchases to make if you only do the discount part of it.  Just like with any company, the person who is "selling" it or presenting it can be ethical or unethical.  I was clearly shown and had to initial the part where I would have 3 days to cancel if I wanted to. 


I was given a book before I signed showing me all of the retailers that were part of the program and the discount for each retailer. 

My take is this.  If you don't have any insurance (health), this might give you better options than Obamacare which is a joke. However, anytime you buy an individual policy rather than a group plan through your employer, it is going to be more expensive.  It is just the nature of insurance. However, there might be better options but there might not. That is just part of being a good consumer. Check  your options. 

It was explained to me that the discounts are used mostly with online nonperishable purchases. (ie -you won't save money on milk and eggs, etc.)  The percentages that are saved are small. Usually less than 10% but this is on top of any savings the company is already offering. It is given in a form of a rebate. That is my understanding. So you pay up front whatever the retailer is asking (sales price) and then you get a small rebate from the company-assuming that you went to the retailers site through your own Team National website so the "cookie" shows up.


Don't get me wrong. I am nervous. And quite unsure I have made the right decision. But I feel confident that I will recoup my initial investment through sharing the business opportunity. I do not expect (nor will I present it that way) that the "deal" or the wealth comes through using the discount program.  That is a side perk. That is the way I look at it.

I signed up for the 2 year deal only because I was told I could buy in the lifetime for just the extra $1400 if I decided to and had given it a try.  I intend to work to get my first $1500 pretty quickly to pay back my initial investment plus some for my efforts. Depending on how that goes, I might take it further.


If this is the last little bit of money you have on the earth, well, think carefully about it. Because there is no sure thing. 


The company does have options where you can finance your buy in for 9 months.  So that should give you time to recoup your money.


It is not a get rich quick-no matter how they sell it.  If it was easy to make money, everyone would be doing it. But nothing wrong with giving it a shot.


Hope this helps anyone who might be looking for more info or for the "fine print".

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#23 General Comment

Not True

AUTHOR: Victor Cuevas - (USA)

POSTED: Friday, August 12, 2016

This person who has lodged this report is not being truthful. I have the savings membership and am also a distributor. I see testimonials practically every day on our private savings facebook page of people saving money. Many of my team mates that I've brought into the business have experienced tremendous savings. Savings in furniture, insurance, jewelry, every day items, etc. I book a lot of travel through and receive a 6% rebate each time I do. I buy everyday items from through Team National and save 19% each time because of the 10% rebate and no tax. And that's just the every day stuff. My wife saved over $500 on bedding for our queen size bed. I can go on and on. I've made more money in team national than I paid for the $2195 membership not to mention the savings. Anyone who says this is a scam and says they can't save money is wrong and it's easy to prove. These are people that will find fault with anything or don't want to work the business or give it a try, and then get upset at the company for not making money. The worse thing is they get on the internet and try to discourage people from living their dreams or enjoying the membership because of their inabilities. That's just wrong. This person is not a victim of Team National. He's a victim of himself.

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#22 Consumer Comment

satisfied customer

AUTHOR: veranda1 - (USA)

POSTED: Thursday, June 30, 2016

We saved 1800.00 right off the bat with our car and home insurance. And I'll do that every year, paid one lifetime membership.   A Leather couch that we looked at in the showroom was 4600.00 and the team national price was 560.00....You know just on the savings side and the way my elementary teacher taught me.....ummmm..that's a HUGE difference and to me it looks like I got my initial membership fee back let's see that's double....Do the math...I got it back and a little more again.  And for the business side....You can't just sit back and watch the money tree take some work....You have to get the ground, get the seeds,  prepare the ground, (till, plow, weed, ect.)  plant the seeds, water, fertilize, weed, water some more, (as my dad would say, "ya'll getting this?"  You don't pay the premium and sit down and expect money to roll in.....Get a job,  stay home and see what happens,  your gonna lose weight....Bible says you don't work, you don't eat.   In short it's not team national's fault if you don't go talk to people about it...they give you the tool, what are you gonna do with it.  Sit back or tell someone, like you were told. 

If you don't intend to use the energy to buy from the stores that are listed and the way they tell you to do it, which is elementary ordering...a 5 year old could do it.  Then don't buy the membership...don't forget to Send back your sam's club also, because you would probably complaign about them as well....(how they are ripping you off.)  At least with TN  you get money back....for all you coupon clippers, ya'll would love it.  Now the business end....NIKE..."JUST DO IT."  and see what will happen.  Think of it as a career change, you have to do the classes to learn how the process works, this is only for the one's who cared about their grades in school, and where they are going in life.  You don't care, it's not going to happen!  Point Fact.

Nothing is free, you have to earn it one way or another....earning comes all different ways!

Ex.  You smile at someone, you earn a smile in return....this business is as simple as that.  I love it because there are no products I have to buy or's a savings plan...FOR children, grandchildren and great grandchildren can benefit as well as my parents and grandparents.  Come on folks, there's a savings right there.  5 generations that won't have to buy a membershiop.  2 grandparents, 2 parents, 2  children, each having 2 kids-grandchildren,  each having 2 -kids -  great grandchildren.  hypothetical:  lets keep it all 2's  that's 26 people that didn't have to pay for a membership.....that's several thousand dollars saved not to mention that thousands saved over their lives....let's not be so Me  oriented think about the future....your dear one's in the future, 

Oh!, I forgot, you just wanted to veg out and expect the big bang....(you probably believe that theory too.) Build it for your children, if nothing else, let your children see you make a difference, and in so doing they will learn how to make a difference.  You sit down, chances are, they will sit down...Our children have to learn how to work at things to get what they want.  Take a good look at the country,  when we hand things to our children freely, they don't learn any responsibility. It's our place to teach them that.  It is a mindset.  Just as it is to get up every day and go to work, whether you love it or hate it.  You have to do it.  Fix your thinking first so you can teach future generations how to think.  It started with one person way back, and along the path of life balls get dropped, be it life situations or whatever, but that's what's great we can pick that ball up again and recondition and start again, but you have to pick it up. 

All this to say, Team national is a great company right now, and I'm sure they will be tweaking it to make  it will be better in the future, which is where my kids and grandkids will be.  Build a legacy, start with you.   

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#21 Consumer Comment

Team National

AUTHOR: Msunshine - (USA)

POSTED: Wednesday, June 22, 2016

I wouldn't say that Team National is a rip-off, but I would say that it's not a fair company. I have a membership with them right now. I changed my mind about the membership, but did not know about the 3 days until after the fact. No one ever said verbally that you have 3 days to change your mind. Plus that doesn't make any sense especially if you have to fill out a form and just can't call to cancel. Not realistic.

I feel that with this type of stipulation that they just care more about making the money not ensuring a guaranteed customer satisfaction of the product. I was never told about the 3 day cancellation, but of course I did sign the agreement. I signed mine electronically. I don't know if people pay attention, but on the last page where you are supposed to put your 4 initials they auto fill your signature there. I did not initial in any of those spots. They do it for you without you knowing.

I am very unsatisfied with this membership and now I am stuck with paying the credit card off. I am really upset with myself for waisting all this money that I don't have. I will not recommend it to anyone.


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#20 REBUTTAL Owner of company

Team National

AUTHOR: susan - (west monroe )

POSTED: Friday, April 15, 2016

 When I hear the naysayers talk about TN being a ripoff and that you can get similar deals on purchases I have to laugh...what they don't understand is that NO furniture company will give you the prices you can get through TN factory direct....yes, OF COURSE, you can get, at best a few hundred dollars savings...but NOT a few thousand dollars savings...AND, you will not get the rebates in the amount you will receive from TN...go ahead and scoff, meanwhile, I will laugh ALL the way to my bank!!!! It's ALWAYS the lazy ones who want something for nothing.....doesn't work that way, my friend!!!!

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#19 UPDATE Employee

Team National is Awesome!!!

AUTHOR: loram0602 - (USA)

POSTED: Monday, April 11, 2016

 Sorry for saying if u failed at sharing the membership its a challenge and the fault is yours alone. If I fail the fault is mine. I have saved nearly $3000 im 2 months of being a member!! Only signed 1 person but its growing. Team National takes work and getting out of your comfort zone. You can't make it if you dwell in negativity you have to pick yourself up. Not many can survive in this business but I'm giving it a shot because I'm worth it and my WHY is my family they deserve it too!! To the lady who is widowed I'm sorry shame on you to talk about Christians in team national. Its simple group buying power the end ! No scams lets not be to quick to judge. It saddens me and we never have our business in churches. What makes this business different is because its honesty, integrity and family. I pray for you all and Team National to keep changing peoples fianaces like its doing for me!! Laura Acosta from san antonio texas :-) God Bless you all!!

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#18 Consumer Comment

You must be lazy and want something for nothing!

AUTHOR: Just the Facts - (USA)

POSTED: Friday, April 08, 2016

This report is redicuously wrong. I is just another report from someone who wants something for nothing. Do a little work and there are great savings and great earning potential from this company and it's coop program. Without getting into many details a simple example is the 18% saving off of your ATT&T bill simply by signing up. There are many, many more savings potentials you just have to spend a little time and figure out which ones are good for you. There are too many lazy people who want handouts in this conuntry for doing nothing!

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#17 Consumer Comment

I love the earnings and the membership!

AUTHOR: josho - (USA)

POSTED: Friday, February 26, 2016

I am sorry, but i completely disagree with this article. a good illistration of this business is you are buying a franchise designed to work along side your existing career or goals. I am a general contractor... this is my profession, however I also take 10 seconds to fish with my customers to see if they are interested in learning about saving money and the savings is completely there!! Just last week I saved $145 on just basic stuff I needed at home. 

I like how it mentions Sams Club, yet Sams club has an included rebate amount with team national. what kind of logical example is that when mathmatically your memership supplies 5 generations for life. even with just shopping at Sams club, if thats all you used the memership for you would without a doubt make more than your investment back and then some. through team national Sams club will even prepare your groceries for you and help load them in your car when you get there!!

not to mention health, dental, (18% back per month on your at&t bill) auto loans, legal advice, internet and virus protection. the list goes on and on. this writer clearly does not understand all the benefits. One purchase of a new car will more than pay for one membership!

As far as the money making goes, your buying a franchise, businesses take time to grow i can tell ya what 55 bucks was nothing for an easy side project when I had to drop $40,000 on tools and licensing for my business.... 

Not to mention you can write off everything now!! take a trip to Florida, share it with 1 or 2 people, write it off!

Lazy people will not be successful at this business. If there is a will there is a way.

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#16 UPDATE Employee ..inside information

team national

AUTHOR: allamerican125 - (USA)

POSTED: Tuesday, December 01, 2015

 Maam with all do respect everything you said was a lie. I joined a week ago and with in 2 days made 1500 dollars also upon signing the contract i saw ALL the savings afforded to me before EVER having to committ. Sorry you must not have put in the work to acgieve your goals. Money isnt just handed to you anywhere in life why would this be different. You wanted a get rich quick sceme and team national is not that. It is an absolutely awesome opportunity to the non lazy and comitted people who decide to take part. Also in savings alone it just makes sense so im sorry to tell you that you were looking for the easy ride and didnt get it so you had a negative attitude only 2 days in and mever gave it a chance. Goodluck in life

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#15 Consumer Comment

Team National is Awesome!

AUTHOR: Regina - (USA)

POSTED: Monday, July 20, 2015

 Team National is a great company. It is what you make of it and if you don't make the effort you can't expect much. Anyone that has signed a contract knows you have 3 days to back out. I have saved thousands using TN and the only way you don't save and get your money back is not use it. I have saved on everything from household products to travel expenses and I'm making money at the same time! Oh and regardless of the 3 days opt out you can cancel at any time.

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#14 Consumer Comment

I love Team National

AUTHOR: Irene - (USA)

POSTED: Friday, June 12, 2015

 First of all it is not a multi level it is unlimited depth. When my husband & I signed on about a month ago there was no pressure. The savings are real everything they told us is true! I am so thankful for Team National. It is a phenomenal company! If you don't succeed with Team National it's simply because you didn't want to! Don't blame the company for your own short comings!

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#13 General Comment

my thoughts...

AUTHOR: average_dude - (USA)

POSTED: Monday, May 04, 2015

As a non-member reading this it sounds to me like you could not
make any money or save any money.I did the math in my head and
your complaint is silly. I find it hard to believe that in a 4
year period that you could not save at least your $2100 initial
investment-much less your whole lifetime.If you are the type of person
who spends time looking
for coupons on the internet, then of course this is not the only
way to save, however it is one of the ways to save. The other ways
are free-true. This is not free. In my experience if I want to use
the internets coupons I cannot get my veterans discounts. The stores
make me choose one or the other. With TN the stores add the verterans
discount to their discount. Do the math-the savings are better through
TN in most cases. For non-veterans they should still be able to save
over a perieod of 4 years-especially their lifetime. Most internet coupons
are only for items no one typically wants. that is why they offer the coupon.
Let's say it is a pyramid scheme to put you at ease. The way to
make money is clearly stated in the siminars. They state that
the real money comes when you recruit other people. If you are honest with your
friends before they sign up, then they have no reason to be angry with you unless
they are "not smart" people.
To say they were "deseptive from the beginning" makes me think you are not a
very credible source. Do you have a crystal ball? What you should have stated
is that you felt that they were deseptive and then gave an example of how you
arrived at this conclusion.
Rule #1 of investing is not to throw all of your money into 1 investment.
If you did that you cant blame someone else for your bad dicision. If you
dont have the money to lose, then why on earth did you lay it all on the line?
I may join. I haven't decided if it is for me yet, but if it's not for me I
won't blame TN.

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#12 Consumer Comment

No hype about team national

AUTHOR: Katarina F. - (USA)

POSTED: Wednesday, April 15, 2015

I am a webdesign and photography business owner and a memebr of Team NAtional for over a year, &

First let me say, if something did not work for you, get help from the people in the company or whoever signed you on.

Personally and professionally I have gained so much through this company, I could write pages. I am sorry that some people have not fully understood all aspects of the Memebership Service availible to them. 

Facts for my business experience: Throught the marketing platform for our business, this first year we have already recieved over $25,000 new revenue into our company. Which is is 2 times more than my 3 years combined in other business networks. We have also had significant savings in our overhead expenses, with other professionals as well as supplies and merchant processing. And the other caviat, Team NAtional members have been awesome clients.

Amazed to see people seeing this as a scam.

As a consumer: 

Saved over $2000 in various areas: Household goods, cell phone service,nothing major that we needed at this point, biggest item was $180 savings on tires that also ended up being better. ANd I did my due diligence and compared prices, and in most cases did find better prices/savings. What ended up a bonus, is that since I was saving on average more, instead of searching hrs for trying to pershpas $10. Time is money in my case. Also we saved already significantly on an hiring professionals through the network: ELectrician, accountant and insurance broker who got us better insurance and saved us $250 on our policy because of the extra effort she put in for us. We soon have to buy some furniture and figured out that I will be saving a few thousand dollars on that stuff. If you use the areas of of savings, I am living proof that you can save money. It is important whoever sign a new member on to show them the ropes as there is so much to utelize. And, there will certainly be instances you may find a better deal, that is also the nature of the competetive world of money.

On the income part:

Understanding Network maketing and the power of that business model with a good company, this is the best part.

To be able to have your own business, that you can build over time, where you get paid helping other people make and save money.  they are willing to work and be professional, that does not exsist outside of this industry. Yes, in the past and perhpas present, there have been not so good companies. 

This is the only model of a reverse pyramid. Every other business is a pyramid and has a glass ceiling. Here anyone and everyone can make more thatn the person "above" them if they are willing to work. Practically in no other place can an employee surpass the income of the CEO or boss. And it is unlimeted how much you can earn,if it is $40,000.00 more in income or $100,000.00 or more, totally up to you, but you have to learn how it works and be ethical hard working person.

You will have imense time freedom once you have build your business.

Sorry for anyone that did not get introduced correctly, got some hype or does not know how to utelize all. Of course nothing is perfect. Team National is always working on smoothing out bumps. 

Sum it up: Best investment I ever made as a business owner and consumer, and now residual income earner with lots of satisfaction. 

It is better than i thought to be true.


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#11 Consumer Comment

When Ignorance Hurts

AUTHOR: MyOwnGirl - ()

POSTED: Wednesday, October 01, 2014

As a business woman, I looked at TN after six months of saying "no" based upon experience with direct marketing years ago. No one was more surprised than me when I paid for the lifetime membership to cover myself and my son and his young family.

The guy that presented was nice, passionate and easily ran through the 'script' you might say, but I didn't need him to make the decision. The business model of direct marketing is sound as a whole, although those who carry the banner don't always do so honorably or ethically. Neither do the sales forces on your typical auto lot, electronics store, appliance center or cable customer service reps. Yet, we still buy cars, new TV's and computers, refrigerators and washers, and (Lord help us), cable or DirectTV.

The difference with TN is there's no product to hype or convince someone to purchase. You buy what you've always bought for your household and family, and those occassional big items that you need or want, and you save when you do does every member of your family, including adult children who now have families of their own.

That's the pitch. No more, no less. If you think you should get rich quick, good luck. For most of us, knowing that we'll build something (perhaps slower than many) substantial over time, and in the meanwhile, help other families who also could use a break, that's enough. We begin by giving, not getting.

Warren Buffet owns two network marketing companies, and in fact, tried to buy TN? I don't think every international business magazine, television network or business/corporate industry leader would hold such a man (one of the world's richest) in such high esteme were he nothing but a pyrimid-building scammer! Remember, he's also giving his wealth away, not leaving it to his children! Oh, on that note, remember that you can actually will your TN business to your kids or another many MLMs can say that!

I wonder, how many years must a direct marketing company excell with the highest ratings in all national consumer agencies, while also being debt free, family owned and now ranking 37th globally out of tens of thousands of companies before the word pyrimid and scam show themselves as pure nonsense and ignorance?

I wonder how many more (in addition to the near 300 currently participating) national retail/service companies like ATT, Home Depot, Sears, Macy's, Nordstroms, Walmart, Met Life, First National Bank (one of the only banks to turn down the bail out money!) and others will have to come on board to convince some that these folks don't lend their name and participation in scams and pyrimids?

Why would Success From Home magazine (part of the recognized authority of the Success Magazine family) feature a scammer company 5 times, this October being just the latest? Were they paid off, don't give a crap about families trying to better themselves, or are they getting a cut in the game? Or do they simply stake their readership and following on the fact that they only bring their readers the best of opportunities available with records to support their claims?

How about Aetna (insurance)? Aetna's dental discount program through TN is incredible. While most have medical insurance benefits covered through their employer, dental is hardly a standard and can cost individuals like me and most families more than they can afford. Personally, I was going to have to travel to the University of San Francisco to have two implants done by residents at their dental school because that was the only way I could afford the otherwise $3000+ each costs, which are reduced in half (on avg) through the school. Multiple appoints driving over 5 hours each! Through TN's unlimited (no annual limits) discount program with Aetna, which nearly all dental practices accept, the cost is 50-60% less per implant (avg is $1600) and everything is done by my personal -- and trusted -- dentist. That's a savings of more than my cost of lifetime membership in one, single shot, and put an additional $1000 back in my pocket!

Through Sears Commercial (a huge TN savings program for Kenmore appliances, riding lawnmowers and more) I got a savings of nearly $1500 on their most expensive washer/dryer set that retailed at $2589 (my price was $1130!) on And for the record, the same front loader set was available at both Best Buy and Home Depot for the same retail price -- within dollars of the $2589 price, so the retail price at was pretty standard.

Its been 10 months and two conventions, which I attended to meet the real driving force behind TN -- the people from every day lives -- and for the most part here's what I've learned. They've saved money for their families (some modest and some in huge ways depending on their personal use of the beneifts), they've helped businesses grow organically on the business exchange, and they've helped to drive money that would normally be spent on commercials and ads -- Fox, CBS, MSNBC and in print newspapers around the country for advertising -- into the pockets of families instead. They chose to pay families and individuals through word-of-mouth as their advertising platform rather than a more corporate avenue. 

Jeez, a business model that delivers equal or more savings power than the average coupon or sale price, while also putting money back into the pockets of families. A business model that neither requires monthly purchases (or yearly for that matter), or requires you to ever referr anyone if you choose not to ...what a scam, right?

I live at Costco, but call TN my 'other Costco' because I get Costco-like (or greater) savings on everything I can't get there at the store. And I can honestly say that if I had a friend who wanted new furniture before that family holiday dinner, or had a kid who needed braces -- heck, mulitple kids who needed clothes and other back to school supplies, and I never told them about what they could save now ...and for a lifetime ...including their kid's lifetimes, well, I'd say I was a scam of a friend. I would be at the top of their friend pyrimid, just taking and never giving back when I had the chance.

If they choose not to take advantage of the membership opportunity -- for savings or to earn some $ for next year's vacation, their college fund or retirement -- that's 100% their choice and I don't bat an eye, nor does it in any way affect our friendship. My success (or failure) is never put on my family or friends, nor do I consider their lack of 'willingness to buy' a membership a reflection on that relationship or their trust in me.  But I'm darn straight going to at least tell them and feel really, really great about it.

TN isn't perfect and try as any large company does, sometimes people fail to get things handled on the first go when someone needs assistance. But it's been my experience that they do try and if policies need to be changed to make things better, that's exactly what they do. Just like any other large company. Not everyone at Home Depot gives 100% to your satisfaction, nor at Walmart, Sears or any other retailer. We've all said, "I need to speak to your supervisor!" at least once in our lives. What distinguishes most is when they make a valid effort to correct any mistake and eagerly work to prevent it from happening again. That, TN does in spades.

That you, poster, neither read contracts or were more familiar with what you bought before your purchase is on you. That you still have an opportunity to recover your expense -- by actually using the savings platform -- speaks again to the difference in TN from any other product driven direct marketing firm. There is no risk, nothing to buy outside of what you already purchase or need.

What you call a scam, I call a blessing, and in that, I suggest you've been foolish not once, but twice! Good luck with that.




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#10 Consumer Comment

So sorry for your circumstances

AUTHOR: vickidee - ()

POSTED: Saturday, September 20, 2014

I am a teacher in a small Texas town and I shop online on a regular basis. I have four grown children and 11 grandchildren that are covered by my premium membership. I am so sorry for your circumstances. I cannot imagine being a single mother these days. But the savings are real. I just saved 200.00 per month on my health insurance. (2400.00 yr) I save 50 per month on my electric bill (600.00 per year). Your children are young but trust me you will need beds, bikes and clothes and cars and athletic clothes and shoes forever until they are out on their own. I bought a memory foam bed with cooling gels that retailed for  4500.00 and has a 20 year warranty for 1298.00 plus a $100 shipping. (Saved 2400.00 on one purchase) I received a quote on our new Toyota and will save 6000.00 on my purchase.   I get 15% savings on my tax preparation and attorney because they are on the TN Business exchange.

I get commissions back on my toilet paper and discounts on sea world and Texas Ranger tickets. I save far above my 2195.00 every year. My children use it as well as my 79 year old mother who shops on her iphone and shares the business opportunity with others. My children and grandchildren will be using the benefits long after I'm dead and gone and they will have never paid a dime. There are so many ways to save. While you still have it, look it over. You might as well get some use out of it. Whoever was your host did not know how to help you get the best understanding of what Team National offers. As far as the reduction of your contract to a 2 yr package.  You have three days to get out and get a 100% refund. Anything after that is "a gift" from the company outside of the legal contract we all sign on the disclosure policy form. I encourage you to get with someone who actually knows the benefits of Team national to explain them to you. You're leaving a lot of money on the table. At least get your money back by saving on your electric bill or phone service.  Black Friday is just around the corner too. 

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#9 Consumer Comment

Absolutely happy with Team National!

AUTHOR: Lynn D. - ()

POSTED: Sunday, August 10, 2014

You have a couple of examples where you didn't save money with this company.  I can give you many more where I did save money and people I know saved money - my friend priced furniture at a local furniture store and saved over $3000 buying the same exact furniture through Team National (same brand and everything.) At least Team National allowed you to stop making monthly payments, that sounds like a legitimate response to your complaint.  There are 20 different industries that give you discounts with this company - jewelry, furniture, insurance (Met Life just came on board), mortgage companies, credit card processing, etc etc. Most people will save money if they actually try. This company has been in business almost 20 years and is associated with companies like Sears, HOme Depot, Target, Met Life. It is NOT a scam.

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#8 Consumer Comment

Team National has saved me time and money!

AUTHOR: vickidee - ()

POSTED: Tuesday, August 05, 2014

I usually don't respond to negative rubbish but I would love to sing the praises of Team National.  I was a Texas high school science teacher and adjunct teacher for a technical college when I was introduced to this company. I have always been an online shopper because I lived in a small town. I get commissions back on every purchase I make from stores we all shop at anyway. I get commissions back on everything from toilet paper to electronics to contacts. These stores have excellent corporate attorneys who have looked over the contracts and National Companies have contracts with 2 large well - known banks as well as over 200+ major stores. TN even has its own co-branded credit card provided by one of the only banks in the nation that is family-owned and didn't take bailout money. I bought a premium$2195 packet because it provided savings for my 79- year-old mom who has a background in clinical pathology and shops on her iphone and my four very successful children.  

I purchased a memory foam bed that retails for $4500 for $1500 delivered to my house. I bought a $900 table for $ 300 and I will save 6000 on my new 18% on my wireless plan and $50 a month in my electric bill. I have no idea how anyone could miss out on savings if they are living and breathing on planet earth. I share my savings with other folks who need to save money too and we are all saving and making money. Everybody wants to save money and earn money, but no one wants to do business with negative people who are unwilling to work on their own habits and personal growth. I am proud of being affiliated with TN and I am blessed so much by this company, that I have been able to quit my job and be a full - time grandmother to my 11 grandchildren. The list of goods and services continues to grow and I will continue to help folks utilize this great plan. Check out their official website and decide for yourself.Thanks TN for all you do for us !!!

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#7 Consumer Comment

Loss for words

AUTHOR: B4What - ()

POSTED: Tuesday, July 29, 2014

 Hey do you even know what a pyramid represents because from reading your dislike it's rather obvious you are clueless.

All humans operate within a pyramid from the way your describing in your post, but Pyramids have nothing to do with the business world or MLM as many think from someone drawing an example script that resembles a pyramid.  It is not a pyramid, repeat so it sinks in your brain wrinkles and fluids - It "isn't" a pyramid, it is an illustration that looks like the ancient pyramid, but it is called a "graph".  The Pyramind was used in the 1920' during the Stock Market Margin Calls, and it made many folks like Standard Oil and Rockfellars very rich in a short period until the markets came crashing downward.  In 1934, the U.S. Federal Reserve had Congress to pass a Bill that would place Pyramind methods illegal for business purposes in trading securities.  That is why you hear Pyramids are illegal in this country, it does not mean just because someone draws a pyramid to illustrate what if's that it is a pyramid.   If someone drew a picture of a horse than it would be called "horse trading" or legal terminology - "Arms Length".  Both are very much legal, illustrations and graphs are very much legal, what is illegal is for someone to slander or defame another based solely on "hearsay", and make one out to be a rodent because something did not go just exactly your way - That my friend is called Simple Economics or Business, nobody said all of life was a bed of soft cotton and smell of fresh roses. 

Even Jesus found that out during his travel days when he could not find the express coach, do you think he called the coach-line a scam or rip off.  Nope, he called it having patience.

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#6 Consumer Comment

I was sucked in believing

AUTHOR: B4What - ()

POSTED: Tuesday, July 29, 2014


I don't believe any jurors would believe your story as you posted herein. Usage of your negative words could land you in a lawsuit, not the company you "think" ripped you off.  Where do people in this world get the ideal if a business is not operating to their demands and wants than it is either a rip off, scam or worst word that only dummies use - Pyramid.

I really don't think many folks made it past the 4th grade in school, but will use the excuse "I have kids".  So What!  Does anyone think they will stop a war because may be one of the soldiers has kids. Wake Up - Listen to yourself rant.

In the United States of America we have rules of law called Federal Rules of Evidence (F.R.E.), U.S. Code, States Codes such as Tennessee Code in your case, Tennessee Rules of Civil Procedures and so forth.  In Putnam County Tennessee you have your Courthouse, Clerks office and Judge of Probate and of course City of Cookeville.  All these books, locations and employees herein will tell anyone all businesses operating in Tennessee or U.S. must have a license to operate, many must post a bond and carry insurance, which makes them legal.  No company anywhere if operating within these laws is a scam or pyramid if they were they would not be in business.  You failed your duties to research this company, you told in your report their location, did it every occur to you to check them out before sending anyone any money.  Did you not read the contractual agreement before signing your name, and did you not check out the person who brought you on board so to speak; if not, they it is your own fault you did not make any money or save anything, not Team National or anyone else you care to blame.  This company is huge, Walmart is huge but people still call them operating a scam - Yea Right!  Learn to ask questions sure make your life much easier.


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#5 REBUTTAL Owner of company

ALL things considerd...

AUTHOR: antichristnot - ()

POSTED: Monday, April 28, 2014

All things considered, the negative comments are understandable. The network of companies is a most serious co-op if you know about computers and such, which can save you serious money with all the services, but Team National is a business for serious entrepreneurs to pay their bills, or put your children through school etc.

My journey is for hospital bills and back taxes to try to stay out of trouble with Uncle Sam. Please pray for me. Thanks.

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#4 Consumer Comment

Happy Team National Member

AUTHOR: Maureen - ()

POSTED: Monday, March 17, 2014

I am thrilled with this company.  I did my research after attending a presentation. A+ rating with the BBB, Member of the DSA and D&B.  My favorite part of the company is the Business exchange for local businesses.  There is nothing like supporting local businesses.  I have saved more than my membership cost  on things like coffee, carpet cleaning, electrical work, airline tickets,  and thousands on a used vehicle.  I invested in a LIFETIME membership and the value continues to grow.  The membership also covers my parents, grandparents, children and grandchildren and my business and 5 key employees.    My parents love their membership because it cost them nothing because they are covered by mine.  I don't understand how people can call TEAM National a scam.  Would Target, Home Depot, Hertz, or Wells Fargo among many other companies be associated with a scam? I save money on things I would be spending money on anyway! I have earned more money then I ever would have earned teaching and now I get to volunteer in my local schools and help teachers. I was a teacher for 22 years and I never made more than my principal or superintendent.  I get paid for the effort I put into sharing a savings membership, however, I make a lot more than my friends sharing costco and SAM'S CLUB memberships.  

I understand the power of group buying power, supporting small business and factory direct pricing and I love getting paid commissions on the purchases I make shopping using ship to store ant Home Depot and Sears On the marketplace.  I am sorry there are people who do not understand how this savings and earnings program works. I have been truly blessed to be a member and even more blessed to understand the benefits owning a home based business.  If you ever feel you have been ripped off with the lifetime membership you need to continue to research the benefits and ask one of the excited people you met at a presentation tomhelp you save or build a business.  Five star rating from a happy customer who understNds the direct selling industry.  

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#3 General Comment

People who don't make it in Team National are just plain lazy

AUTHOR: Excal - ()

POSTED: Wednesday, January 29, 2014

I read the complaint above and I just had to shrug my shoulders. The savings are real. I have paid for my membership many times over with the savings I got from it.

I have further made a bunch of money referring friends, family and businesses to Team National.

This DOES require work. The money will not be magically showing up at your doorstep, but it is honest work and it is easy to do. Team National is not for everyone and it certainly will not make every Team National member rich, but those people who are coachable and are following the system just like it is laid out, and put in a few hours a week will make a decent extra income from it, many will be able to retire early because of the residual income and some will make a fortune by helpimg others make and save money. Unfortunatesly, there are those who will get no where with it. But, honestly, that is their fault; not Team National's.


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#2 Consumer Comment

failure is forwarded by those who fail

AUTHOR: Jonsart - ()

POSTED: Wednesday, January 29, 2014

I have experienced the oppositte of this gentleman.

We save several hundred dollars a month average and love the different oppurtunities Team National, also known as National Companies gives us. We have met many great friends through Team National and would be at a large lose if we had never heard of the company or had been steered by someone like this who writes negative info on the web.

 For those looking for a real company that has been around almost 20 years to make a huge difference in their life, do your research and get all the data!!!


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#1 Consumer Comment

Big Rip-off

AUTHOR: Don''t get Conned - (United States of America)

POSTED: Wednesday, April 28, 2010

I attended a presentation last month.  All involved were very deceptive from the beginning and I felt high pressure to join and spend the $2100 membership fee! They say it's not a pyramid scheme, yet the diagram they drew up to demonstrate how you make money? Yep, it was your typical MLM pyramid shape! To MAKE money, you need to be a VERY outgoing sales professional with a lot of network connections; be willing to lose a friend or two after their $2100 investment tanks with NO SAVINGS; and have no ethics or conscience for selling a worthless product!! Their deceptive sales technique and rah-rah sessions seem almost cult like! They say you'll save A LOT of $$$ and recoup the membership fee by the discounts you receive. You can find most discounts yourself for free by searching the web, prints ads and haggling! It's very simple ... the Co. stays in business and some make a lot of $$$ because SO many people get conned into it and don't make or save a dime! TN does not sell a product. They do not even sell a service. What they sell is a dillusional concept or idea that has NO tangible or intangible value! Also, so many "cult members" stress your membership "FOR LIFE". The "life" is not your life, but the life of the pyramid scheme. With all the awareness out there of these schemes, the life of this company and scheme will not be long!

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