National Credit Solutions BMG Music Service negative credit report filed debt I dont owe say they dont have to validate wont remove from my report Oklahoma City, Oklahoma

I cannot believe the multitude of reports on this website as well as many other websites about NCS. I too was doing a random CBR check when I noticed my credit score had dropped by over 100 points. I was literally shocked. Transunion had a collection account listed as  owing to NCS in the amt of $115.00 with only a partial account number with no other details. Of course I started an immediate search for this company and spent considerable time finding a contact number. Eventually I was able to contact NCS and I was informed that this debt was owing to BMG Music/Direct Brands. The rep I spoke with sd I had ordered CDs and she had my correct mailing address. Other than that she had no other info. I immediately told her this is not my debt and that I have never ordered anything from BMG music. Her response was "well you paid $2.45 for delivery"  my response to that was bull****. I was very angry and upset that this had such a negative affect on my credit. I informed her I have no idea what this is for she said that someone in my household could have ordered it in my name and that with authorization from me someone as young as 13 could order products. Again, I told the rep I have never authorized anything to be ordered in my name, I have never received a bill from BMG, Direct Brands and have NEVER been contacted by NCS. About 5 days later I received a collection letter from NCS. I immediately disputed the debt in writing to NCS and all 3 major credit bureaus. I have since received a letter of so called "validation" from NCS and all it has is the information the rep told me over the phone. Their idea of verifying and validating debt is a joke. As of yesterday I wrote and sent a 2nd letter of dispute to NCS certified letter. I have also reported their company to the BBB, the Federal Trade Commission, the Oklahoma and Minnesota Attorney General. This is not my debt and in my opinion this company is a joke. I will NOT take this lying down. I have spent considerable time and money in the last couple weeks disputing this. It is worth it just on principle alone. I will NOT take this lying down. I WILL fight back. I DO know my rights.

Oh, by the way, I am a debt collector......"scamming" me is NOT going to happen.

A tip to all consumers....get to know your rights and FIGHT BACK!