National Health Net Online, Nationwide Grants offered me $5500 for a fee of $299.00 then the fee went to $339. i was promised it would not come out till the money was in my account, they lied and i got no money Internet *EDitor's Suggestions on how to get your money back into your bank account that was wrongfully taken from you!

This started about 3 weeks ago i got a call from man calling him self mark he said i was getting a grant for $5500. and all i needed to do was give him my routing number and account number so the money could be deposited into my account i went throug all the infor he asked for he sent me to there verification depatment and they said i would have my money in 2 hours. I did not get it, i though because i lost my bank i lost my bank card and some one took $3000.00 dollars out of my account the bank put a freeze on my account. The same guy mark called me back three day's later and said they could not verify my account did i have another account i did not so i asked if they could put it in my girlfriends account he said sure so i handed the phone over to her. He went through the same steps with her. and also promised her that the money would not come out of her account till she recieved the money but three days later her account was short the $300, and no money had been put in so she called her bank and let them know what was going on and they put a hold on the withdrawl and withen a couple hours she had a call from a lady named Julie A. Jones at national health net online saying that it was just a test to see if it really was her account and that if it was ok with her they would deposit the money into her account and then they would draw there fee out she said as long as the money was in first that was fine. her account is on freeze now the bank is investigating it. Then they started calling me back today wanting my account info, when i said i will try it but i am letting my bank know whats going on they said that was fine. so i proceeded with the verifaction once again, i was told to say yes to every thing even if it did not sound ok they would fix it after the recording they were doing. the last question they asked was that they would take the money out the following day i said no to it and Mark came back on the phone and tried to give me attitude for saying no we exchanged words and i said i would not say yes to that because i was not garunteed the money in my account(He started off saying it would be there in 3 day's). He said he would call me right back, and he did this time he said the money would be there in 2 day's i asked him several times about the fee being taken out first before the money being put into my account he promised it would not, Each time he told me when the money would be there the time got shorter and shorter till he was saying that it would be there in 15 minutes. that's when i was sure i was being scammed and hung up on him but my girlfriends account is still frozen and being investigated.

Jay
las vegas, Nevada
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@ripoffreport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.