National Pacific Debt, llc Threating to pay a pay day loan of $1170 ASAP or I will be served with a warrant for my arrest Internet

Below is the email that was sent given that I had to comply immediately.

I have several other ones that state I am going to be served with an arrest warrant and I will be out in jail and lose my job. 

I was just minutes away from going to the bank and getting the money, when a little voice in myh ead said, mmm this just seems like a scam.  So I did a search on the internet for this company name and found all these complaints against this company.  I was scared to death of these people.

What struck me as odd, was the amount...All the other complaints files were for the $1170, the exact same amount that they were claiming that I owed.

LOAN INFORMATION.

Case File No: 19/7607187-QW.

Company Name:National Pacific debt LLC.

Principal Amount: $300.00.         

Penalty & interest Amount: $870.00

Total Due Balance: $1170.00.

Date: Jan 14th 2013.

This is prior notification regarding a case file.

To

 (Case file # 19/7607187-QW)

This is all about an internet payday loan which was borrowed by you from the company name National Pacific debt LLC and within the stipulated time period given by the company you have not yet paid back to the company now company wants their money back so that is the reason why company has filed a case against your name.

Our company name is National Pacific debt LLC. which stands for the association of original creditor and Settlement Company.National Pacific debt LLC.is parent Payday Loan Company who owes and operates about more than 350payday loan websites all over the USA.

I have all the proofs with all of your personal details in the affidavit with me. So before it gets downloaded inside the court house with the legal procedures on your name and on your social security number with hampering your credit ratings Just reply me back whether you want to put a hold on this case file and settle it outside the court house with the settlement amount and close it or else you want to take this matter inside the court house with the penalty fees and judge fees and court house fees and you may end up in a legal mess.

What is National Pacific debt LLC ?

National Pacific debt LLC. Stands for the association of original creditor and Settlement Company. National Pacific debt LLC. is parent payday loan companies who owes and operates about more than 350payday loan websites all over the US and you have taken a loan from one of the sub payday loan website from this company. There are so many payday loan websites like Net Loan USA, Fax Free Cash, Cast Net USA, National Payday, Cash Advance expert, Cash Today, and so on. There are so many payday loan websites and you have logged on to one of the sub payday loan websites and funds were used by you, but not yet paid back to the company.

Why we are helping you in this matter?

TOO MANY LOAN  APPLY  IN LAST 24 MONTHS HAVE BEEN 90 DAYS PAST DUE
NUMBER OF MONTHS SINCE 30 DAYS PAST DUE ON A CREDIT ACCOUNT IS TOO LOW
TOO FEW ACCOUNTS CURRENTLY PAID AS AGREED
NUMBER OF MONTHS SINCE CREDIT ACCOUNT IN COLLECTIONS IS TOO LOW
NUMBER OF INQUIRIES ON CREDIT REPORT

In event of this happening:

You will incur court costs

You will incur further interest charges as per our Terms and Conditions of Trade and

Your details will be passed to major credit reference agencies.  They will make adjustments to your credit rating, which will affect your ability to raise credit in the future.

How is my money safe?

Your money is always safe because YOU are the one holding it.  You hold onto the money that will be used to fund settlements in your own account. You will be the one making payment directly to the lender when we reach those agreements. It doesn't get any safer. After all, who can you trust more than yourself?

How does this affect my credit?

Ceasing payments to creditors is usually devastating to your credit, but payday lending is unique.  Few payday lenders report to the traditional credit reporting agencies.  Instead they deal with specialized “subprime” agencies such as Teletrack and DP Bureau.  Accordingly, settling payday loans through National Pacific debt LLC. should not affect your FICO™ score.  However, you may experience difficulties in obtaining a payday loan in the future . . . assuming you would ever want one.

What's wrong with filing bankruptcy?

Bankruptcy once seemed quick and simple, but with recent changes in Bankruptcy laws, many consumers will not be able to eliminate their debt simply by filing.  Most consumers are now required to file plans which require them to pay back a portion of their debt under the supervision of the court. This process may last for years. Bankruptcy should be considered the last remaining option in solving financial problems.

Many people file for bankruptcy each year failing to realize they will be forced to deal with the harsh effects that will plague them for the rest of their lives. One must first be aware that bankruptcy does not fade away after 7-10 years.  It simply drops from your credit report. The reality is almost all credit applications ask if you have ever filed bankruptcy, and to answer falsely may be illegal, depending on the type of application. Also, costly court and lawyer fees all accompany the process of filing for bankruptcy. Bankruptcy should be considered the last remaining option in solving financial problems.

If I settle a debt, is the savings considered “income” for tax purposes?

When your creditor settles your debt, a savings of $600 or more off what you owed may be reported by National Pacific debt LLC. to the IRS as Discharge of Indebtedness income. Information on tax ramifications to you personally you may also wish to consult a CPA or Tax Attorney and to refer to the IRS website www.irs.gov IRS Publication 908- “Bankruptcy Tax Guide” and IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness available on the IRS website.

What are the options for you?

There are 2 options for you to take care of this matter,

1. You can take this matter inside the court house with the legal procedures on your name and by paying more than $4000.00 you can be free from the legal charges and legal consequences. Which may hamper your credit ratings and you’re social.

2. You can settle the matter outside the court house with the legal procedures on your name by paying back the settlement amount back to the company without any legal charges.

So now the rest is up to you.

What you want to do with your case file? Whether you want to settle the matter inside the court house with the legal procedures or you want to take care of this matter outside the court house by paying the settlement amount back to the company?

How do I get started right away?

You just Email us, we are more than happy to work out a payment arrangement.  A client care specialist will contact you within one business day. 

Thanks.