Complaint Review: NCA Financial (National Credit Acceptance Financial)
- NCA Financial (National Credit Acceptance Financial)
1731 Howe Avenue, #254
- Phone: 916-830-0501
- Category: Collection Agencies
NCA Financial (National Credit Acceptance Financial) "We Don't Do That, Sir" Sacramento California
*Consumer Comment: Baffled.
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
I paid off the t.v. on time. Had a roomate, who bailed on me. Long story short, had to borrow cash from the card to make a few mortgage payments. I knew I was asking for trouble by doing this, but hindsight is 20/20.
Card defaulted. I recieved "Official" looking documents from NCA. I had no money, let alone a lawyer to look at the mountain of paperwork. Calls non-stop.
I sold the condo. My original balance on the card was $9000. I made contact with NCA to arrange payment. They were not friendly or appathetic. I was told that I now owe $13,000. Legal fee's, etc. I made 2 payments of $5000. I then went on a $100 per month auto-withdrawl for 6 months. I called them and requested a summary of account because the only record I have for any of these transactions was my bank statement. I was told "We Don't Do That". Someone got on the phone and "yelled" at me, used profanity, so I cut off all payments.
I still get calls from them daily. My bank told me (off the record) that I overpaid, and a lawyer would have gotten them to settle for much less.
I'm at a total loss. My credit has been affected for years by this one bad mistake.
Los Gatos, California
This report was posted on Ripoff Report on 10/28/2007 03:46 AM and is a permanent record located here: https://www.ripoffreport.com/reports/nca-financial-national-credit-acceptance-financial/sacramento-california/nca-financial-national-credit-acceptance-financial-we-dont-do-that-sir-sacramento-c-281377. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here: