Complaint Review: NCO FIN/09 - Horsham Pennsylvania
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- Author Not Confirmed
- NCO FIN/09 507 Prudential Road Horsham, Pennsylvania United States of America
- Phone: 800-445-4918
- Web:
- Category: Collection Agency's
NCO FIN/09 NCO Financial Systems NCO FIN/09 IS A RIPOFF Horsham, Pennsylvania
*Consumer Suggestion: Don't "call" anyone! Disputes MUST be in writing!
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So, I got an alert in my email about a change in my credit report. I don't know who these people are, but it's on my credit report: NCO FIN/09 w/ a balance of $9,224.00. I have not opened up any credits or credit cards so I have no idea what this is regarding. I will call the credit bureau to notify them asap, but wanted to post this up since I saw others very similar.
NCO Financial Systems
507 Prudential Road
Horsham, PA 19044
This report was posted on Ripoff Report on 10/15/2010 02:43 PM and is a permanent record located here: https://www.ripoffreport.com/reports/nco-fin09/horsham-pennsylvania-19044/nco-fin09-nco-financial-systems-nco-fin09-is-a-ripoff-horsham-pennsylvania-651451. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Don't "call" anyone! Disputes MUST be in writing!
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Saturday, October 16, 2010
Forget about calling anyone! Phone calls DO NOT protect your rights under the law.
ALL disputes MUST be in writing. You really need to send disputes to both the credit bureau AND the "creditor"/collector.
DO NOT sign anything you send the collector, as your signature could end up on a "contract". This fraud is very common in the collections industry.
These disputes need to be sent via CERTIFIED MAIL / RETURN RECIEPT REQUESTED and be sure to put the certified mailing # on the top of the letter itself and keep a copy for your records. This proves exactly what you sent, just in case you need to go to court.
In your dispute be very concise, and to the point. Reason for dispute: "Not My Account". Then DEMAND to see something like a contract with your signature, and an itemized "account" history.
Also, go to FTC.gov and file a complaint for statistical purposes.
STAY OFF THE PHONE!!!! NEVER speak to ANY third party debt collector on the phone!! Doing so can ONLY hurt you.
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