Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #339285

Complaint Review: No More Mortgage, Nomoremortgage.com - Lindon Utah

  • Submitted:
  • Updated:
  • Reported By: Wentzville Missouri
  • Author Confirmed What's this?
  • Why?
  • No More Mortgage, Nomoremortgage.com 444 West 600 South Lindon, Utah U.S.A.

No More Mortgage, Nomoremortgage.com High Priced Debt Elimination Kit. Save Money Right Away By Not Purchasing This Lindon Utah

*REBUTTAL Owner of company: Message from the President

*UPDATE Employee: NO MORE Mortgage is Passionate About Our Client's Success

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

The company, No More Mortgage is unfortunately, similar to others that you may here on the mainstream radio. They will advertise their "free information" with the exception of shipping and handling. They will give you a time period in which to evaluate the product before you are charged the full product price. When you call to inquire about the product you will no doubt here about all the "benefits", and how they "help reduce the tide of consumer debt". The representative pretty much reads from a script, which I imagine with a lot of time and hard work, one can become quite efficient with. They will record your conversation/order, which tells you right away about their product this is a huge red flag that tells me that people who purchase this product may not be happy at all, and "NMM" needs to refer back to the old "we have your voice confirmation on tape". Got ya!

After receiving this product, my personal advice is:

* This product is NOTneeded. Anyone with basic 6th grade math skills should be able to figure out a simple budget, which is really just addition, subtraction and a little projection. The company actually sent a VERY high-tech budgeting device yes, a piece of paper with lines on it, and common sense advice on the CD. Someone there is pulling down some fat cash.

* If you really want to get out of debt, your very first step should be to NOT order this product that's right put the nearly $400 for this product back in your pocket and learn how to budget.

* Spend a little money on Quicken not only will you get fantastic budgeting abilities, but you will have a great opportunity to download your transactions, look at trends etc, and do automatic budgeting based on your real spending.

* If you have already ordered this product, and are still within the trial-period, then chances are you are pretty disappointed. Go ahead and give their customer service a call, and ask for a return authorization. They will try and get you to keep the product by telling you of all the benefits, extending your trial etc. If you are really considering keeping this gem of a product, go ahead and call customer service anyway chances are that by being firm in your desire to return the product, you will get them to negotiate the product cost down to almost nothing.

If you are past your trial period and have found this product to be a great candidate for your trash can, you will not be able to bargain down or return it. If you do not pay, they will get around to calling you in about a year and threaten to send it to "collections". In my case I made an honest mistake I held on to the product and then changed banks, and my billing information was then incorrect. The wrote me to say that the product I agreed to pay for was nearly $400, and asked me to send a payment right away. They conveniently did not mention that I had already paid all but $160.xx worth. Once I corrected them on this, they gave me the correct figure. It would be real easy to send a full payment otherwise. What a scam!

Believe me the only people getting out of debt is THIS company, by sitting back and collecting a fat windfall from desperate customers.

I want to take my experiences and help guide others on them. Personally, I believe this product is an incredible waste of resources; time and money. Good luck on trying to reduce / control your debt. Do yourself a favor get xxxxxxxxcx and use your own common sense on spending you will come out ahead by far!

Wade
Wentzville, Missouri
U.S.A.

sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company, ..plus, if you post a competitors name more than likely they will show up on search engines as a Rip-off! - - your comments on this policy are welcome. CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report. In this case we removed an alleged competitor's name

This report was posted on Ripoff Report on 06/11/2008 11:52 AM and is a permanent record located here: https://www.ripoffreport.com/reports/no-more-mortgage-nomoremortgagecom/lindon-utah-84042/no-more-mortgage-nomoremortgagecom-high-priced-debt-elimination-kit-save-money-right-aw-339285. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
1Consumer
1Employee/Owner

#2 REBUTTAL Owner of company

Message from the President

AUTHOR: Larry Ruff - (U.S.A.)

POSTED: Wednesday, March 25, 2009

Message from the President

We have been serving clients' needs with the most effective debt-elimination program in the country since 1996. Nearly all of our clients are thrilled with their experience with us and nothing is more personally satisfying to me than to see the dramatic improvements that we make in their lives.

Because of our company's mission, our policies, and the well-trained and caring staff we employ, I never dreamed we would have complaints. But now, as we have grown, I have to admit that we have had a few complaints along the way. We have always made it a priority to quickly address and resolve any client concern that comes up, as you can see on the Better Business Bureau website where we are proud to be an accredited member (www.bbb.org).

Our policy is simple: We do the right thing for our clients. When checking us out (which we hope you will do) please consider the following:

1) We have ended our relationships with outside call centers that oversold our self-help program, as this was our main source of complaints. But even counting these complaints, our complaint ratio has been less than 1 in 3,000. While our goal is to get complaints to zero, we already have one of the highest client satisfaction rates in the country for just about any product or service.

2) In the rare case where we have fallen short, we do whatever it takes to satisfy our client. If that requires a refund, we issue a refund. We continue to make improvements with the goal of eliminating any possibility of future complaints. We are only in this business to benefit clients to their total satisfaction.

3) When we began, most clients were family, neighbors, and friends. Now that we have clients nationwide, the biggest vote of confidence we receive is that so many of our new clients come as the result of a recommendation from a current client (usually a family member or close friend). We take great pride in these recommendations as the ultimate endorsement of the effectiveness of our program.

4) Complaints on the Internet are mostly anonymous and usually impossible to track down. We do know that at least one posting, pretending to be a client, was created by a company that provides expensive financial coaching, and is upset about losing business to us. Some negative comments are from detractors who believe that everyone should manage their finances on their own, and that paying anything for help is foolish. I respectfully disagree. If everyone could eliminate all their debt on their own, why is it that such a high percentage of consumers are so stressed out over their debt load? While we applaud and encourage those who are doing well on their own, we take great satisfaction every day from clients who tell us they would have never accomplished so much so quickly without our help.

If you want to know how our clients feel about our program, you can listen to them on our website. These are real clients sharing their actual experiences.

We make it easy to learn first-hand what we have to offer. The Free CD is full of great information (and you won't even pay a shipping or handling charge.) The follow-up customized debt-elimination analysis we provide is free as well. It is the easiest way to see exactly how fast we could eliminate all of your debt (including your mortgage) and get answers to your questions.

You have my personal assurance that you will benefit from speaking with us. If our program is not a good match for your situation, we will give you the name and phone number of someone who can help you. I invite you to look into this with an open mind. Get the facts, see if the numbers make sense to you, and make your own decisions. You have nothing to lose but your debts.

Sincerely,
Larry Ruff, President

Respond to this report!
What's this?

#1 UPDATE Employee

NO MORE Mortgage is Passionate About Our Client's Success

AUTHOR: No More Mortgage - (U.S.A.)

POSTED: Thursday, September 18, 2008

We regret that you had an unfortunate experience with NO MORE Mortgage. Our main goal is turn the tides of consumer debt not add to that problem. With over 12 years of experience we are passionate about our client's success and have helped thousands of consumers eliminate their debt and start building wealth.

The NO MORE Mortgage Toolkit program in which you referred is a do- it-yourself program. The Toolkit has valuable information and on average saves people $200-$400/month. We believe so much in the methods taught in this Toolkit that consumers can try it out for 30 days at no cost. If not satisfied they can return the product in that time frame, we pay all shipping costsincluding return shipping. If consumers decide to keep the Toolkit, the cost is $369. The Toolkit comes with 2 years of free coaching, support, books, Money Mastery software and a variety of items.

Again the Toolkit is a do-it-yourself program.

The true back bone of NO MORE Mortgage is the Debt-Elimination program. This is automated discipline that sets up your debts and pays them off systematically. NO MORE Mortgage uses a proprietary software system and a variety of strategies that sets a customized program to get out of debt.

The Debt-Elimination program has helped thousands of clients and works with any income level or debt load. On average we eliminate all of our clients debt's, including a mortgage in about 9 years. We boast a 94% success rating and help to save thousands of dollars in interest payments.

Consumers can speak with one of our Personal Finance Analysts (PFA's) and get a FREE analysis done today by calling 800-796-1567. Normally a $300 value, this analysis goes over all of your debts and prepares a strategy to pay those off in the shortest amount of time.

Again we regret that you had an unfortunate experience with NO MORE Mortgage. Maybe the do-it-yourself Toolkit program wasn't the best option to suit your needs. We are outstanding member of the online BBB. We put heavy emphasis on sales and customer service. Our program has been adopted and is currently used in high school curriculum programs. Ultimately, we hope you will give us another chance to improve your financial situation.

Warm Regards,
NO MORE Mortgage

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now