North Shore Agency-NAO Non-existent debt collection Old Bethpage New York

Today we received a collection letter in the mail from North Shore Agency in which we were notified that we owed $12.00 to Guns and Ammo magazine and that we were to send the payment in immediately so that the matter could be closed.  The letter claimed that their client had turned the account over to them although they (Guns and Ammo) recorded the delinquency in an internal file.

My first thought was, $12.00, that is no big deal, but then I became annoyed because I remembered cancelling the subscription last year and we have received no further communication from the company, other than offers enticing us to renew our subscription.  I told my husband that I didn't understand how that could happen and he told me to research the collection company and I read of several similar reports on the RipOff Report!

Next I called Guns and Ammo and talked to a very nice representative who assured me that my account was paid in full and had been closed for a year.  I told her about the letter and she took down the information.

$12 for our family and for many families is not a make it or break it deal, but then I think of elderly people on a fixed income and families that do struggle, and $12 can mean 12 cans of soup or a quarter tank of gas and it infuriates me that this can happen to other people.  And how many other pcople get similar notices and are already struggling with credit and pay the bill out of fear?  Thousands of collections of $12 add up to a lot of money for somebody.