Ocwen FSB Victims-Let Their Shareholders Know How You Feel!! *UPDATE ..Try working with them. Ask them questions. Ask alternatives. They do exist.

Sorry Chris, It was "Nunya" who made the ignorant comment that I am one of those who ate, drank and made merry on a vacation, driving a new car, etc. instead of paying my bills!

Well Nunya, if you work for Ocwen, you should know how they operate. You may have been one of those Employees who jerked me around when my house burned and your company hid the insurance money, sending a letter quoting less than half of the received amount. Boy, you must have thought,... "..she's just some welfare mom who probably owes a back amount on the mortgage and owns a home we can actually make money on if we keep the money..."

You being in Florida, you knew my chances of winning were nil. Were you one of those people who heard me sob on the phone? YOu probably smiled at my pain. You figured, "...well when she fell behind, she drank, took vacations, etc." Can you really be that foolish? That cold and insensitive? Or is it wishful thinking that you aren't hurting anyone that MATTERS in this society anyhow.

Funny, when I wasn't ruined by this disaster and the fraud, I used to work. People at work actually thought I didn't matter because of where I lived... then they saw my Victorian Mansion, of which I had paid off most of the debt, repaired, improved, etc. Then they came back in shock that such a beautiful home existed in a blighted area. You see, I bought the home because I loved it. I didn't have kids, so schools didn't matter then. I sent mine to private schools anyhow later on. Then your company decided I didn't matter, and the fraud was SO EASY! I do matter. I haven't had a vacation in years, but that you ENVY or BLAME us or think the practices of Ocwen don't matter because WE don't matter, is disgusting. You are disgusting. Or maybe you just feel a little guilty if you benefitted in some way with what is being done that is unethical at Ocwen.

What is your problem, NUNYA?

Hey Chris, of Orlando, Florida!

Are you implying we were treated in the manner YOU outline? We were all given such wonderful treatment?

How dare you STATE and not imply, that we drink up, vacation and otherwise squander our income. You sure are ignorant. You have no idea what you are ranting about.

You outline what is SUPPOSED to happen. But reality bites. The excessive fees, the numerous "errors" in service, in failure for Ocwen to honor it's obligations with the money they collect, the deceptive practices, the LYING????? The sneaky way that Ocwen employees transfer the victim from one employee to the next, the failure to send the proper papers on time, to refusing to provide documentation, and even providing false statements by letter to the victims? I have two such letters.

Of course, MAYBE it was a "clerical error" that happened. So if you're poor, and fall behind for whatever reason.... YOU say... in so many words... "Don't worry, your house is no good anyhow, so why should you CARE where you and your kids live at for the next couple of years?"

Why don't you talk about us who did make our payments, but due to illness and disaster, fell behind for even a SHORT time? And your company's "response" to those individuals?

Since when does OCWEN give such generous forbearance aggreements? You are misleading these people on the REAL facts of how Ocwen is run. Blaming the victim doesn't work when you're the victim who has to hire a lawyer, only to have your company hire two - then three - then ...we'll see how far your company goes to avoid losing in court!!!! No wonder attornies hate suing Ocwen!

And when you DO have a complaint,... guess where your questions go as to WHO to file a complaint against? Or get a written statement of their POSITION on a matter? Ocwen isn't going to answer ANY of those questions. Who are you kidding? YOURSELF? Ocwen HATES being sued, and will deceive and complicate things so much that an attorney who is TRAINEd in such matters has a problem in getting anything out of Ocwen in terms of a decent and fair answer, verbal or written.

My attorney is still waiting to hear back! I waited days, weeks, months, and never heard back when there was only me!

I knew your company was lying - and I think you know the real truth, but want to respond for some reason as if you're someone decent!

Maybe you are. But I did talk to a Chris at Ocwen... in your town... and was lied to about a matter that greatly profitted Ocwen. Was that you? Of course if it was, you refused to put it in writing... if that was you. This "Chris" lied, then taunted me with "I don't have to talk to you, I don't have to give you anything, the insurance money is ours anyhow" That statement meant volumes - it clearly implying Ocwen had a right to commit insurance fraud by collecting the monies, refusing to account for the true amount of the insurance collected and it's disposal, and refusing to repair the home in any fashion, or allow the owner to either - unless the ower LIKES paying for fire insurance and then PAYING for the REPAIRS OUT OF HER OWN POCKET WHILE OCWEN CALLS IT PROFIT.

Who are you kidding, Chris? I'm still waiting for my return phone call. My phone was disconnected after the police DRAGGED ME OUT OF MY BURNED HOME about six months after you promised to call back, but you can still call me at my attorney's office. I'm still waiting, if that was you! The stock market did well while I was suffering, so I'm sure Ocwen made good use of the insurance money - it would have been a waste to give it to me to actually do the right thing - I thought keeping insurance money without repairing a home was a form of fraud too. But you should hear the excuses I've heard on that one by Ocwen employees! That would take another page...

Seems if we were "foolish" enough to have our HUD mortgage sold to Ocwen, then, we must be "bad homeowners". So does that give Ocwen an excuse to scam on property tax interest, delay payment applications to cause "late fees" (I sent my payments by CERTIFIED MAIL so I could save on these "late fees" - the only way I could get them to process the payments in a timely manner and avoid late fees, and LOST PAYMENTS as well), LIE to the customer about insurance, fail to make return calls on a critical matter - remain silent when they have LIED about insurance monies they collected on YOUR behalf ("Forgot to list the homeowner on the policy" isn't illegal here, but it is certainly unethical when it turns out the mortgage company received more than DOUBLE the insurance that they "offered" to the poor home owner/victim}. And the federal investigators didn't think Ocwen did wrong? But yet THE FEDS uncovered the fraud I would have NEVER KNOWN ABOUT but SUSPECTED due to their "clerical errors."

Am I bitter? Oh yes, these are the words of a homeless woman, with two kids, who made the mistake of paying off TOO MUCH of her mortgage (more than 50%), and being foolish enough to get ill and wind up on Social Security (I obviously was the one who was "wrong", "not deserving of a decent mortgage, etc" , by the ATTITUDE of the people who responded to some of these complaints. Most of these victims of OCwen mortgage don't know JUST HOW BADLY they have been screwed over (Mine are still being uncovered, as best as can be done, by the legal process here).

Meanwhile, the wheels turn slowly.... my kids get older and sadder... soon, I won't need the home anymore. And they know it. The sharks are waiting....

I have to say. That the stories regarding Ocwen are complying. T o those of you who have had a bad experience, I am truly sadden. However... On every instance HUD was rescuing the customer from foreclosure. The customers prior mortgage company was going to foreclose on the property any way. SO HUD did indeed rescue the customer from losing their house.



For those people who had individual concerns with their health and unemployment, I am sorry - however, lets look at the facts here for one moment. All of these customers signed a prmoisary note, right? Right. They promised that they would make ALL their payments ontime, every month. With each payment, they made their commitment. Fine. Now for those who failed to pay their monthly payments, the note and the mortgage are clear. Remember each of these customer signed these documents. Next, the note states that the mortgage company has the right to excellerate the mortgage and the note. Ocwen is known as an agressive collector. That is the why many mortgage companies allow ocwen to collect for them. (Ocwen is a servicer who is not the owner of many of these loans)..



The whole process of collecting on these loans is legal. The process of demanding the money is legal. All of which was signed and agreed too when the money was lended to the individual. So if I lent any of you $29,000 and you failed to make the payments then I am sure that you would want to know why, when and how you are going to cure them right? Again RIGHT.



Have any of you heard of Deed in Lien of Foreclosure? If you are free from other liens on your mortgage you can ask for information regarding this. To those who are not free of liens. Well.. Then that means that you owe other people as well. Like Taxes, home equity loans, carpenter liens etc. So that opinion is not available to you. Contacting a Credit Counselor is a good thing. I believe that Ocwen does provide the name and addresses for all those credit counselors to help each of you.

So instead of bashing the company. Isn't it best to use the energy and apply that to keeping your house.



If you made payments - get copies of the checks and send the copies to the mortgage company and that is that.Your checking account bank should have records of these checks. If you had money orders - contact that company - if you sent the money via Western Union - contact them, they have the information. So, if you have paid. Then Ocwen would rather have your money then the house. It is very much a burden on the bank to hold the property - especially in depressed neighborhood. No one, not even brokers want to try to sale those houses.



I wish you all well. Next time you speak to Ocwen. Remember that you do owe the money. That is a fact. Try working with them. Ask them questions. Ask alternatives. They do exist.

It may be true that when HUD took these distressed loans our payments were lowered. But in some cases only by a few hundred dollars. We were told that the money would be put to the back of the loan.



When Ocwen purchased these loans, not only did we have this interest arrearage on the back of the loan, it does not matter if we pay on time you will still be charged late payments from the day they took the loan over. So in reality unless you come up with all the money to pay the back money, you will most certainly always owe Ocwen.



You are charge for every reminder letter you get, every phone they make to you. And it would not matter if you have already sent your payment. Now i am not saying that every claim out here is valid.



But I am sure all of us are not the shiftless people you would like to call us. You obvisiously are an Ocwen employee, and I am so glad your life is so perfect and that you have never been behind are have had any type of trouble in your life.



For all of you who have valid complaints, keep submitting your reports and one day God will allow someone to see these reports to help us out of this mess. We are not all people who buy booze, vacations and fancy cars.

In response the the above message. Who ever you are, You are WRONG! First not all loans were under HUD. Ocwen purchased mortgages from other lenders. Second I didn't spend the money on Drugs or Drinking.



My husband lost his job, and was out of work for 18 months. When the unemployment ran out and they was No welfare money given to us. We contacted HUD.



I have 5 children living in the house. Four under the age of 18. The neighborhood was high crime. The house was sinking due to settlement and can Not be repaired. With sinking piers and bowed walls, cracked retainer walls, slanted floors. It is Unsafe for humans to live in.



Water rises out of the cracks in the basment with rainfall.



I was in a car accident, I injured my spine. I couldn't keep my part time job.



I was in and out of the hospital, the medial bill are high. Then my husband had his hours at work cut to under 40. Picture a family of 7, living on $230. a week clear! We filed chaper 13. I was Not behind in the payments to Ocwen. Ocwen fought the courts. They wanted all the money from the HUD assistance. Then I was one month late. Ocwen didn't contact me until I was three months late. That came with a letter from their lawyer. I offered two months of the three. They wanted $900 a month for four months. That amount included $1,500. for their lawyer! They took us out of bankrupcy in order to forclose. Then they wanted $17,000. to save the house. We only owed $26,000 and purchased the house for $28,900. in 1983.

The had No Record of four mortgage payments and pushed the months not paid back. But they did cash the Check!



They wanted us out so a neighbor on sec. 8 could have a free house from HUD. I know this for a fact! I was Not Served with a court date! No Service shows on city records.



Their lawyer obtained a $44,000 judgement on us. They took the house. We didn't receive the proper foreclosure documents. Then they harassed my Mother at her home for more money of $13,000. Then they wanted $3,000. and they would leave me alone! No Way! Rememeber they have the house too. The market value is only $29,000 in 1999. And appraised for $27,000. After the inspectors reviewed the settlement damage it is valued a -0-! And needs $30,000. to rebuild. Ocwen is waiting for HUD to buy it back. It sits half boarded up. With a open window that they left open for one and a half years. This was to collect insurance money when it fell, this was over the sinking pier.



The police closed the window. Also Ocwen stated a federal tax lein that was BS.

I turned everything over to the IRS. That is the last time I heard from them. Ofcourse they are sending mail to a vacant boarded up house 8 months-year after foreclosing. The Justice Dept. does have record of this also.



Last time I checked our names were on the title still! I disputed the amount due to the credit corps and Ocwen didn't respond. So the account was deleted from the credit corps records. Remember that Ocwen only paid HUD $26,000. for the house in 1997. So why do they want us to pay $57,000. for this house, and they have the house too?????



Face it, they are Crooks and Liars. Just like they told me there wasn't a lein on the property!!!!!! In fact the person they had me contact wasn't even the right person. What they want in cities is for HUD to give the Sec.8 progam of free houses. Ocwen would be the lender and make 4x the amount of the normal mortgage payments. They would have this money paid by HUD in ten years. That is why they raised the property value to $44,000. Yet no houses sold on that row for more then $34,000. since 1998.

I would think that all these individuals who add their "weight" to these false allegations should first look to the facts.



Firstly, as a Federal Bank Ocwen is closely monitored by the Federal Bank and is well within Federal guidelines.



Secondly, all these HUD loans were loans in-which HUD purchased from the debtors prior mortgage companies because the mortgage was going to be foreclosed on.



HUD agreed to allow these debtors to reduce their payments significantly sometimes paying as little as $30 per month on their mortgages.



Sometimes the amount was completely suspended for a total of 3 YEARS. Yes 3 YEARS of living in a house sometimes RENT FREE.



Now tell me, do you think that these people are not safely storing the money they are saving for the end of their Ferrell period (the 3 year term).



NO THEY SQUANDERED THIS MONEY ON BOOZE,CARS AND VACATIONS.



Once the 3 year period was up, the amount became due and owing - per the terms of their mortgage - and HUD Sold these HIGHLY DISTRESSED loans to other mortgage companies. One of which was OCWEN.



As a chance to allow these customers to clear up their really bad credit (showing mortgages 2-3 years and sometimes more delquient), OCWEN offered to these customers a forebearence plan in-which if the debtor made 3 consecutive mortgage payments, OCWEN would then report to the credit reporting companies that the loan was now CURRENT. YEP I BET THESE COMPLAINING PEOPLE DIDN'T TELL YOU THAT DID THEY.

'

SO the customer is now reporting current. They all signed a forebearence agreement that states that they are to make their regular monthly payments as well as some money towards the arrears.



SO suprise surprise, the customer falls behind on their mortgage and is sent a notice that states that they entered into a Forbearence agreement and now the money WHICH THEY ORIGINALLY PROMISED TO PAY ON TIME, is now due and owing. The customer is given EVERY OPPURTUNITY to pay this.



Only after exhustive efforts is foreclose an option. Believe me, no one wants to Foreclose on some of these properties.



The value is so low and the neighborhood is severly depressed, that no one wants to bid on these homes.



Therefore before people sit at their computers and complain. READ BETWEEN THE LINES. THESE PEOPLE OWE THE MONEY - THEY KNOW THEY DO SO QUIT YA COMPLAINING AND START PAYING ON YOUR MORTGAGE THAT YOU HAVN'T BOTHERED PAYING ON FOR 5 YEARS.

I would think that all these individuals who add their "weight" to these false allegations should first look to the facts.



Firstly, as a Federal Bank Ocwen is closely monitored by the Federal Bank and is well within Federal guidelines.



Secondly, all these HUD loans were loans in-which HUD purchased from the debtors prior mortgage companies because the mortgage was going to be foreclosed on.



HUD agreed to allow these debtors to reduce their payments significantly sometimes paying as little as $30 per month on their mortgages.



Sometimes the amount was completely suspended for a total of 3 YEARS. Yes 3 YEARS of living in a house sometimes RENT FREE.



Now tell me, do you think that these people are not safely storing the money they are saving for the end of their Ferrell period (the 3 year term).



NO THEY SQUANDERED THIS MONEY ON BOOZE,CARS AND VACATIONS.



Once the 3 year period was up, the amount became due and owing - per the terms of their mortgage - and HUD Sold these HIGHLY DISTRESSED loans to other mortgage companies. One of which was OCWEN.



As a chance to allow these customers to clear up their really bad credit (showing mortgages 2-3 years and sometimes more delquient), OCWEN offered to these customers a forebearence plan in-which if the debtor made 3 consecutive mortgage payments, OCWEN would then report to the credit reporting companies that the loan was now CURRENT. YEP I BET THESE COMPLAINING PEOPLE DIDN'T TELL YOU THAT DID THEY.

'

SO the customer is now reporting current. They all signed a forebearence agreement that states that they are to make their regular monthly payments as well as some money towards the arrears.



SO suprise surprise, the customer falls behind on their mortgage and is sent a notice that states that they entered into a Forbearence agreement and now the money WHICH THEY ORIGINALLY PROMISED TO PAY ON TIME, is now due and owing. The customer is given EVERY OPPURTUNITY to pay this.



Only after exhustive efforts is foreclose an option. Believe me, no one wants to Foreclose on some of these properties.



The value is so low and the neighborhood is severly depressed, that no one wants to bid on these homes.



Therefore before people sit at their computers and complain. READ BETWEEN THE LINES. THESE PEOPLE OWE THE MONEY - THEY KNOW THEY DO SO QUIT YA COMPLAINING AND START PAYING ON YOUR MORTGAGE THAT YOU HAVN'T BOTHERED PAYING ON FOR 5 YEARS.

I would think that all these individuals who add their "weight" to these false allegations should first look to the facts.



Firstly, as a Federal Bank Ocwen is closely monitored by the Federal Bank and is well within Federal guidelines.



Secondly, all these HUD loans were loans in-which HUD purchased from the debtors prior mortgage companies because the mortgage was going to be foreclosed on.



HUD agreed to allow these debtors to reduce their payments significantly sometimes paying as little as $30 per month on their mortgages.



Sometimes the amount was completely suspended for a total of 3 YEARS. Yes 3 YEARS of living in a house sometimes RENT FREE.



Now tell me, do you think that these people are not safely storing the money they are saving for the end of their Ferrell period (the 3 year term).



NO THEY SQUANDERED THIS MONEY ON BOOZE,CARS AND VACATIONS.



Once the 3 year period was up, the amount became due and owing - per the terms of their mortgage - and HUD Sold these HIGHLY DISTRESSED loans to other mortgage companies. One of which was OCWEN.



As a chance to allow these customers to clear up their really bad credit (showing mortgages 2-3 years and sometimes more delquient), OCWEN offered to these customers a forebearence plan in-which if the debtor made 3 consecutive mortgage payments, OCWEN would then report to the credit reporting companies that the loan was now CURRENT. YEP I BET THESE COMPLAINING PEOPLE DIDN'T TELL YOU THAT DID THEY.

'

SO the customer is now reporting current. They all signed a forebearence agreement that states that they are to make their regular monthly payments as well as some money towards the arrears.



SO suprise surprise, the customer falls behind on their mortgage and is sent a notice that states that they entered into a Forbearence agreement and now the money WHICH THEY ORIGINALLY PROMISED TO PAY ON TIME, is now due and owing. The customer is given EVERY OPPURTUNITY to pay this.



Only after exhustive efforts is foreclose an option. Believe me, no one wants to Foreclose on some of these properties.



The value is so low and the neighborhood is severly depressed, that no one wants to bid on these homes.



Therefore before people sit at their computers and complain. READ BETWEEN THE LINES. THESE PEOPLE OWE THE MONEY - THEY KNOW THEY DO SO QUIT YA COMPLAINING AND START PAYING ON YOUR MORTGAGE THAT YOU HAVN'T BOTHERED PAYING ON FOR 5 YEARS.

I would think that all these individuals who add their "weight" to these false allegations should first look to the facts.



Firstly, as a Federal Bank Ocwen is closely monitored by the Federal Bank and is well within Federal guidelines.



Secondly, all these HUD loans were loans in-which HUD purchased from the debtors prior mortgage companies because the mortgage was going to be foreclosed on.



HUD agreed to allow these debtors to reduce their payments significantly sometimes paying as little as $30 per month on their mortgages.



Sometimes the amount was completely suspended for a total of 3 YEARS. Yes 3 YEARS of living in a house sometimes RENT FREE.



Now tell me, do you think that these people are not safely storing the money they are saving for the end of their Ferrell period (the 3 year term).



NO THEY SQUANDERED THIS MONEY ON BOOZE,CARS AND VACATIONS.



Once the 3 year period was up, the amount became due and owing - per the terms of their mortgage - and HUD Sold these HIGHLY DISTRESSED loans to other mortgage companies. One of which was OCWEN.



As a chance to allow these customers to clear up their really bad credit (showing mortgages 2-3 years and sometimes more delquient), OCWEN offered to these customers a forebearence plan in-which if the debtor made 3 consecutive mortgage payments, OCWEN would then report to the credit reporting companies that the loan was now CURRENT. YEP I BET THESE COMPLAINING PEOPLE DIDN'T TELL YOU THAT DID THEY.

'

SO the customer is now reporting current. They all signed a forebearence agreement that states that they are to make their regular monthly payments as well as some money towards the arrears.



SO suprise surprise, the customer falls behind on their mortgage and is sent a notice that states that they entered into a Forbearence agreement and now the money WHICH THEY ORIGINALLY PROMISED TO PAY ON TIME, is now due and owing. The customer is given EVERY OPPURTUNITY to pay this.



Only after exhustive efforts is foreclose an option. Believe me, no one wants to Foreclose on some of these properties.



The value is so low and the neighborhood is severly depressed, that no one wants to bid on these homes.



Therefore before people sit at their computers and complain. READ BETWEEN THE LINES. THESE PEOPLE OWE THE MONEY - THEY KNOW THEY DO SO QUIT YA COMPLAINING AND START PAYING ON YOUR MORTGAGE THAT YOU HAVN'T BOTHERED PAYING ON FOR 5 YEARS.

Contact NBC Dateline or ABC 20/20

Ocwen purchases houses from HUD and other mortgage co. to gain money on the foreclosure. The are the mortage lender in cities with Section 8 free house programs.



Ocwen would make 4X the mortgage payments from HUD and in only ten years. The property value is raised also. We have to keep reporting them! Start writing letter to HUD in Washington. Contact the Justice dept. Your state and local goverment reps.



Email the major news networks in NYC.

I told Ocwen I was reporting them to the IRS and to the credit corps. they stopped harassing me via phone (relatives house) and mail (relatives house) In fact they were sending mail to a vacant boarded up house! They were the ones that put me out of the house in the first place! Evil people they are!

I too am a victum of Ocwen's "special practices", looking toward forclosure on my property..after reading everyelse's situation I now am tring to find other means of stopping this company from taken over our country.



Has anyone ever contacted the media about this? I have and am waiting for response from our local station. They were very interested in what I told them about Ocwen and this site. I do agree with a class action suit against them and will e-mail with anyone else any get one going.

Diana, thanks for your comments. I just finished looking at their financial info and 43%(97% of the float) of their stock is held by 148 various institutions. I suspect that most of them are fund managers of different investment vehicles for retirement, etc. For the record, consumer claims are handled by the Economic Crime Division of the Attorney General. They have a number of offices around the state but, for south Florida, their address is as follows: Economic Crimes Division, Office of the Attorney General, 110 SE 6th Street, Ft. Lauderdale, FL 33301-5000. Phone number is 954-712-4600. Ocwen's address is: 1675 Palm Beach Lakes Blvd, The Forum, suite 1000, West Palm Beach, FL 33401, phone 561-682-8000. EVERYONE that is being bilked by these jerks needs to file with the AG to get the ball rolling. Remember, there is strength in numbers. Go after them!!



Larry

Tampa, FL

Larry - Thank you for offering to send the Rip-Off Report to the Attorney General of Florida. I believe most of OCWEN's stock is owned by the OCWEN executives and their various "trusts." I also believe that their employees are also major stockholders. I believe those who work for OCWEN know the reputation of the company and feel

those who complain are simply "deadbeats."



Perhaps if those who read these complaints and who have first hand knowledge of OCWEN's practices, would write a letter to the attorney

general of their state, and include copies of these ripoff reports, we may make some progress. However, I'm afraid it's going to take a BIG

mistake, such as the ENRON downfall, to stop them. When someone with power loses, then people will pay attention.

Larry - Thank you for offering to send the Rip-Off Report to the Attorney General of Florida. I believe most of OCWEN's stock is owned by the OCWEN executives and their various "trusts." I also believe that their employees are also major stockholders. I believe those who work for OCWEN know the reputation of the company and feel

those who complain are simply "deadbeats."



Perhaps if those who read these complaints and who have first hand knowledge of OCWEN's practices, would write a letter to the attorney

general of their state, and include copies of these ripoff reports, we may make some progress. However, I'm afraid it's going to take a BIG

mistake, such as the ENRON downfall, to stop them. When someone with power loses, then people will pay attention.

Larry - Thank you for offering to send the Rip-Off Report to the Attorney General of Florida. I believe most of OCWEN's stock is owned by the OCWEN executives and their various "trusts." I also believe that their employees are also major stockholders. I believe those who work for OCWEN know the reputation of the company and feel

those who complain are simply "deadbeats."



Perhaps if those who read these complaints and who have first hand knowledge of OCWEN's practices, would write a letter to the attorney

general of their state, and include copies of these ripoff reports, we may make some progress. However, I'm afraid it's going to take a BIG

mistake, such as the ENRON downfall, to stop them. When someone with power loses, then people will pay attention.

Larry - Thank you for offering to send the Rip-Off Report to the Attorney General of Florida. I believe most of OCWEN's stock is owned by the OCWEN executives and their various "trusts." I also believe that their employees are also major stockholders. I believe those who work for OCWEN know the reputation of the company and feel

those who complain are simply "deadbeats."



Perhaps if those who read these complaints and who have first hand knowledge of OCWEN's practices, would write a letter to the attorney

general of their state, and include copies of these ripoff reports, we may make some progress. However, I'm afraid it's going to take a BIG

mistake, such as the ENRON downfall, to stop them. When someone with power loses, then people will pay attention.