Ocwen Loan Servicing Ocwen lied I have no insurance. Violated my dp exemption ion home in State of Texas West Palm Beach Florida

I have had loan with Ocwen for 7 years.  I have always paid my own insurance and property taxes.  In 2008 when I became disabled I qualified for a dp exemption on my property taxes.  In the State of Texas this allows us to be on an installment plan.  For five years Ocwen observed this exemption.  My final installment was due on July 31, 2014 but on June 9, 2014 Ocwen paid the remaining balance and sent me a letter that I now have a "Escrow Balance Due".  They have violated my rights under this exemption.  At the same time I keep getting letters stating I do not have the required insurance on my home and more recently on October 26 I get a letter stating I have no insurance. 

This is completely false.  I have had this same policy with State Farm since 2007 and it has not changed.  I sent a letter to Ocwen on September 25, 2014 providing proof of insurance, an account number, agent's name and number and date last payment was made.  I am current.  I also addressed in that letter the issue with my property taxes and the loan modification documents I sent to them in early August.  They ignored my concerns and questions and to date, I have not heard a word regarding my modification documents.  It's the same run around I got 3 years ago when I applied.  I was told I met all qualifications but months down the road was denied with no explanation. 

Ocwen has now forced insurance payments in the escrow balance and have now more than doubled my monthly payment.  I received statement in August that my new payment would be $702, up from $617.45.  When you are on SSDI this is a big jump and it's all based on lies and violating my rights.  I did send the $702 in September and my next statement for October showed my new payment would be over $1,200.   This company provides no help or proper assistance as they boldly claim on their website.  In my latest letter I sent to them, certified, I informed them I refuse to speak to someone in India, Philippines or Uruguay, where they outsource about 73% of their employees. 

I am not going to negotiate any type of contract or documents with someone in another country who I cannot understand, doesn't know the laws in any state in the US and is not properly trained to answer questions.  I have filed a complaint with the FDS and have a list of state and government agencies I continue to pursue in making complaints.  This company is clearly violating the rules and regulations set forth in the settlement judgement against Ocwen wherein they were charged with many violations, deceptive trade practices being one of them.  The only satisfaction I have at the moment is that Benjamin Lawsky with the DFS is putting the heat on Ocwen and that their stock and revenue has tumbled for this past quarter.