One Hour Loan Loan Offer Scam. Used Money Pak Called me the next day to get me to give more money. Glendale California

Friday Nov 7th I was contacted by phone by someone who identified themselves as Brian.

He said he wanted to offer me a loan.  I told him I don't quality for a payday loan because I work on a commission basis and can't commit to weekly payback.

He continued that this was not a payday loan and asked me how much I wanted. I told him I just didn't want to bother but he persisted.

I set a loan for $2000. He asked me what payment amount and told me there were no hidden fees, just $200 added to my loan amount and I could pay $100 a month for 22 months. Continued to say that the money would be deposited in my bank account in 30 minutes. I asked him to send me the loan agreement.  He said I would get the agreement by email once the money was deposited. I told him I wanted to see the application.

He proceeded divulge all my personal identification, and was asking me to verify if it was correct, much to my surprise, he knew my social security number, my drivers license number and my bank account information including routing number and account number my address and my email. I could not believe he had all this information and I questioned if it was a scam and asked how he got the information.  He ignored my questioning and continued to ask me when I wanted to get the money. 

Then he told me that my credit score was very low so he needed proof that I could make a payment of $100. Told me I had to prove that I had $100 on me that moment. I told him I had it and he directed me to go to Walgreen's and get a Money Pak and give him the voucher number and that would prove I had the money.  I was resistant but he persisted.

I got the Money Pak and reluctantly gave him the number and he told me in 30 minutes the money would be in my account.  In that 30 minutes he took the money from the Money Pak...good thing it was only $100, but I am so mad at myself. 

I tried to do a reverse look up online but at that point I did not want to spend any more money on investigation.  I was able to determine that the call was made from Glendale CA and the carrier was YMAX. Further information was available by the skip tracer company at an additional price. I did not pay.

I couldn't believe it, but he called me back on Monday and told me that my zip code was blacklisted and he needed to do a Western Union transaction in order to put the money in my bank. I started to scream at him for ripping me off and he calmly told me it wasn't a ripoff and I would get the $100 back if I went to Western Union and did the transaction.  At that point I hung up on him, but he called me back the next day and left a voicemail.

My biggest concern is that he has ALL of my personal information.