Orchard Bank+Federal Interest Savingd Although AZ Attorney General directed stating Federal Interest Savings owner told them to have me contact Orchard Bank for a refund. Also Juniper Bank credited my bank account for the funds they paid Orchard Bank refuses to debit my account Apache Junction Arizona

On 11/10/2013 a representative from Federal Interest Savings called me per telephone for the purpose of lowering my insured with auto loans for a fee of $799.US I agreed to debit $299.00 from Barclays Bank and $500.00 from Orchard Bank Gold MasterCard.  After my explanation of facts to Barclays Bank AND Orchard Bank with ALL Documents specifying that: After several calls, emails, faxes letters to Wendy, Gino Niccoli, owner of Federal Interest Savings without response I filed a complaint to The Arizona Attorney General per Federal Interest Savings Full Refund Policy.

Furthermore, Arizona Attorney General explained that when they contacted Mr. Gino Niccoli about this matter his response is: Federal Interest Savings is out of business. Please tell Mr. Barron to contact his banks for a refund. He HAS RECEIVED NO SERVICE. Barclays Bank issued a refund of $303.53 without hesitation. Orchard Bank refused to issue any credit. Then why after Orchard Bank received dated evidence of documented facts including faxes, dates of correspondence, information from Arizona Attorney General ever refused to credit my account? Now, after several months they say the file is closed. All pertinent information was sent within the time limit of dispute as documented. Am over 75 years old .