OSI Collection Services I PAID THEM, YET SOMEHOW THE ACCOUNT WAS SOLD TO ANOTHER COLLECTION AGENCY Brookfield Wisconsin

osioutsourcing.com


according to OSI company Transworld another collection agency owned by OSI in addition to North Shore ... referencing past due accounts Transworld states.
Example: 100 accounts over one year at:

90 days = 26% are uncollectible
120 days = 35% are uncollectible
6 months = 70% are uncollectible
1 year = not worth the paper they're printed on
Whose who at Transworld
Steve Richards joined Transworld Systems Inc. as President.
He is responsible for the overall business growth, service development and executive leadership of Transworld Systems Inc.

Steve is a veteran of the Teleservices Business Process Outsourcing (BPO) and Communications industries. His diverse work experience includes senior executive level marketing, sales and operations positions in small, medium and large size companies, including AT&T, Excel Communications, Bell Canada Enterprises, and RMH Teleservices. In particular, he has valuable and successful experience with leading sales organizations as well as BPO call center operations.

Richards earned a Bachelor of Science degree in Business Administration from Penn State University, graduating with c*m laude honors.

Ken Eissing joined Transworld Systems Inc. in 2004 as Vice President, Direct Marketing and Customer Operations. In 2005, he was promoted to his current position of Senior Vice President, Sales and Marketing. In this position, Ken is responsible for Transworld's entire customer facing operation including sales, customer service, telemarketing, and direct marketing.

Prior to joining Transworld, Ken was with AT&T for 12 years and held leadership positions in sales, marketing, call center management, and strategic business development. He was most recently general manager of AT&T's call center sales operations and national marketing director for AT&T customer sales and acquisition.

Eissing holds an MBA from NYU's Stern School of Business and received a Bachelor of Science degree in Finance from the State University of New York at Albany.

David Kilat has been Vice President of Finance for Transworld Systems Inc. since 2002. In this position, he is responsible for financial and managerial reporting, accounting and controls, forecasting and planning, sales support and order processing, and distribution center activities.
He was previously the Vice President and Assistant Comptroller of the Domestic Brokerage Group of AIG (American International Group). Prior to AIG, he was with Fireman's Fund Insurance (an Allianz subsidiary) for 16 years where he held various positions in the Commercial division, Corporate Services, Corporate Controllers and Corporate Planning organizations. He has also worked at the San Francisco office of the public accounting firm of Pricewaterhouse.

Kilat holds a Bachelor of Science degree in Accounting and Finance from the University of California-Berkeley. He is a Certified Public Accountant and a member of the California Board of Accountancy


Northshore
When you enter the link from OSI URL you are brought into their web site.

Another collection agency owned by OSI is Transworld Systems aka GreenFlaf Profit Recovery. They offer flat rate recovery rates of $10.00. From their site "With just a flat fee averaging $10* per account, regardless of balance, and NO Percentages taken - 100% of recovered money is sent to your business. Plus, our web-based interface allows businesses to manage their accounts online so the GreenFlag Profit Recovery System can provide an overall value that is unmatched in the debt collection industry.
Businesses receive the benefits of using third-party intervention, but don't incur the high costs associated with traditional debt collection services. By focusing on solving credit problems before they actually become problems, our process is inherently more cost effective. The tools that we provide help businesses reduce their internal costs associated with collection and improve business's cash flow. "

A collection agency can file a lawsuit to collect a debt. However, among the many things a collector is not allowed to do is threaten you with a lawsuit just to get you to pay the debt. Examples of threats and deceptive practices prohibited by the FDCPA are when the collector:

- Says it will garnish your wages or sell your property if it is not legal to do that.
- Says it will sue you, if the collector doesn't intend to sue.
- Is not truthful about the amount of money you owe.
- Says you will be arrested if you don't pay the debt.
- Threatens you with violence.

I have both of these co. calling me about my debt, so them telling you that OSI went bankrupt is not true. They call me every day. LTD is just as worse. They are liars. I am way behind (my fault as well) but I paid them $50 a couple of weeks ago and they said they wouldn't call me anymore until the end of the month, they very next day I got another call and everyday since. Liars.

They will do anything to get you to pay everytime they call (it's their job) I had one lady screaming at me on the phone to (GET A JOB!) over and over again and that I am a DEADBEAT. I will not take any calls from collectors.

I wish you luck. Unfortunatly I don't have any options exect maybe filling bankruptcy myself.

I have both of these co. calling me about my debt, so them telling you that OSI went bankrupt is not true. They call me every day. LTD is just as worse. They are liars. I am way behind (my fault as well) but I paid them $50 a couple of weeks ago and they said they wouldn't call me anymore until the end of the month, they very next day I got another call and everyday since. Liars.

They will do anything to get you to pay everytime they call (it's their job) I had one lady screaming at me on the phone to (GET A JOB!) over and over again and that I am a DEADBEAT. I will not take any calls from collectors.

I wish you luck. Unfortunatly I don't have any options exect maybe filling bankruptcy myself.

I have both of these co. calling me about my debt, so them telling you that OSI went bankrupt is not true. They call me every day. LTD is just as worse. They are liars. I am way behind (my fault as well) but I paid them $50 a couple of weeks ago and they said they wouldn't call me anymore until the end of the month, they very next day I got another call and everyday since. Liars.

They will do anything to get you to pay everytime they call (it's their job) I had one lady screaming at me on the phone to (GET A JOB!) over and over again and that I am a DEADBEAT. I will not take any calls from collectors.

I wish you luck. Unfortunatly I don't have any options exect maybe filling bankruptcy myself.

GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.

2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.

3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME

4. Keep a copy of every letter you send.

5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.