P. Scott Lowery, P.C. Tommy House You had reduced my bill from $639.20 to $447.98. You have defaulted on that agreement. I requested to hear the recorded conversation we had to prove that you reduced my balance and you refused. Greenwood Village Colorado

I was contacted by P. Scott Lowery, P.C. regarding a credit card balance. They recorded our conversation and they agreed to drop balance for $639.20 to $447.98. I requesting a letter from them so I would have something on file.

After making three $50.00 payment the letter which was dated 12/2/2013 was recd by me on 1/3/2014 and the letter stating the original balance of $639.20. When I call Tom House to have him sent a corrected letter. He stated that the $639.20 was the correct balance. I asked him to replay our conversations which would prove that they reduced my bill to $447.98 and he was reluctant to do so.

I don't trust this company. My research shows that I am not the only one they have done this to. I believe that an criminal investigation should be done into the practices of this firm. I want to pay my debt but this is a company that can't to trusted or take their word for they lie.

What I would like to see is a class action lawsuit aganst this company. They have a right to collect but not to do it with illegal practices.

I have send out a letter January 7, 2014 stating I now need proof of debt, copies of credit card statement for the last 3 months. I no longer want a copy of recorded conversation unless I can have to anaylsised for tampering. If they lie to your face - they are capable of altering the tapes.

I am filing a complaint with the Federal Trade Commission and the Attorney General's office in Pennsylvania and Colorado. I strongly suggest that others who have been duped by P. Scott Lowery, P.C. to do the same. Below is my letter to them.

C. O'Connor

Matamoras, Pa

January 7, 2014

Cert Mail # xxxx 2736

Mr. Tommy House

P. Scott Lowery, P.C.
5680 Greenwood Plaza Blvd., Suite 500

Greenwood Village, Colorado 80111
Re:  Your acct #12002xxxxxx

Dear Mr. House:

This letter is sent in response to the above account. I have been honest with you from the beginning and kept my word to the letter. You had reduced my bill from $639.20 to $447.98. You have defaulted on that agreement. I asked you to play back our recorded conversation which would proof the above statement to be true and you were reluctant to do so. The reason your company records our conversations is especially for this type of situation where I am requesting to hear the conversation we had. Your reluctance to do so and my research show that this seems to be a common practice of P. Scott Lowery, P.C. to state a lower workable figure and then after payments have been made you go back to the original balance. It makes me wonder how many other people you have done this too. As a matter of fact, I have found other complaints with the same theme. My trust is no longer there regarding whatever you say. I had asked you to send me a letter so I know whom I was dealing with. That letter took a month and one day for me to receive it.

I am requesting that you provide validation of this debt. I want the last three months credit card statements from your client. I would request a copy of the recorded conversation but unless I can take it to an analysis to make sure it was not altered it would be of no value.  

I have paid $150.00 already on this account. I did this in good faith. You had given me a starting balance of $447.98 and you letter states the balance as $639.50. We both know that the $447.98 balance is true.

I will continue to make payments no longer of $50.00 per month but of $15.00 a month by check on the 20^th of each month. This will start once I receive the information I requested. If I get the information before the Jan 20^th payment will be made. If not I will not send in any payment until I receive the all documents I requested and receive the proof of debt.

If you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the Pennsylvania & Colorado Attorney General’s office. Civil and criminal claims will be pursued. I am putting them on alert as to the manner of the way you do business.

I need a corrected letter showing the payments I have already made with the correct balance of $297.98 after the $150.00 has been deducted.

You are NOT to contact me by phone or e-mail. All communicates MUST be done by mail.

Sincerely,

  Carol O’Connor