Pacific Fiduciary Trustees they sent me a check for $4902 and said i won $250,000 and the check would be delivered on friday jan 26 2009when i dposit the check for $4902 it did not clear the bank now wants to close my acount New York New York

This is a very old scam. You NEVER send any money to pay for "taxes" or what ever they call it for the promise that you will get more. Any legitimate company/contest would take the money out of the entire check and give you the remaining portion. Also, don't get taken by similar scams known as the Advanced Loan Fee Scam. Any company that requires you to put money up in advance for any reason to get a loan is also a scam. A big hint to any of these scams is that they want you to send money to them in a foreign country by Western Union MoneyGram. As soon as you hear this know it is a scam and move on.

I have worse news for you. Even after they close your account you are still going to owe the money. Talk to the bank and let them know the situation, they may try and work with you. If they don't you will be turned over to a collection agency and be reported in ChexSystems. While remote there is a possibility that they could go to the DA and have Check Fraud charges filed on you. The reason is because you presented the check as valid, you become responsible for the check if it turns out to be bad.

I would suggest that if your bank has not closed the account. You go to another bank and open up a new account. Because this bank reports you to ChexSystems you won't be able to open another account at most major banks for several years.

You were scammed. If you used any of the money out of that worthless check you are on the hook for whatever amoount you used. If you sent back some to the scammer who sent it to you are out that too.

I am guessing that your account is in the hole over $4900.00 right?

Better pay up or you could be charged with fraud and thrown in prison.

Next time you get a check in the mail and you don't know who it came from, toss it.