Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #133926

Complaint Review: Palisade Cellections/OSI Portfolio - Duluth Georgia

  • Submitted:
  • Updated:
  • Reported By: Carol Stream Illinois
  • Author Confirmed What's this?
  • Why?
  • Palisade Cellections/OSI Portfolio 2425 Commerce Ave., Suite 10 Duluth, Georgia U.S.A.

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

My husband checked his credit report 4 months ago, and everything was clear. Last week we checked his credit again, but there are 2 collection accounts on it. One for $49 from OSI Portfolio Services (2425 Commerce Ave, Suite 10, Duluth, GA 30096) and one for $49 from Palisade Collections Inc. (PO Box 105460, Atlanta, GA 30348).

Both of these collections say that the original creditor was AT&T, and they both have the same account number. The problem is that my husband has never had an account with AT&T. Also, these bogus collection agencies used an address that my husband has not lived at in over 5 years.

Worried that this would affect our recent mortgage application, my husband called AT&T to see what was going on. He spoke to over 10 different people in several different departments, and no one can bring up any information about his name or the account number.
I went online and typed in "Palisade Collections", and a list of several complaints popped up. Appearantly, Palisade Collections and OSI Portfolio are doing this same scam to hundreds of innocent people, some (like my husband) have never even had accounts with AT&T. Thanks to this and similar websites, we will now have a better chance of getting these false collections accounts erased from my husband's record.

Cynthia
Carol Stream, Illinois
U.S.A.

This report was posted on Ripoff Report on 03/05/2005 09:47 PM and is a permanent record located here: https://www.ripoffreport.com/reports/palisade-cellectionsosi-portfolio/duluth-georgia-30096/palisade-collectionsosi-portfolio-ripoff-put-false-information-on-my-husbands-credit-re-133926. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 Author of original report

Finally got my husband's credit cleared

AUTHOR: Cynthia - (U.S.A.)

POSTED: Sunday, April 17, 2005

I just wanted to thank this website for helping us to clear my husband's credit. He had some bogus information saying that he owed Palisade Collections and OSI Portfolio for an old AT&T account, but he has never had an account with AT&T. We tried to get a house, but the lender would not let us until this was straightened up. So, I looked on this website and found that this had happened to other people.

Also, I read someone's comment that talked about the validation method. My husband mailed validation letters to these collection companies and investigation letters to the credit bureaus. Within a month, this negative information was taken off my husband's credit reports. Soon we will be able to get a house. Thank you so much.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now