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Report: #1451289

Complaint Review: Patrick J. Dalton - Cape May NJ

  • Submitted: Wed, July 11, 2018
  • Updated: Tue, August 28, 2018
  • Reported By: Scammer Buster — Rockville United States
  • Patrick J. Dalton
    814 Westfield Ave.
    Cape May, NJ
    United States

Patrick J. Dalton Dalton Enterprises LLC. Patrick Dalton stole $3,775 in upfront fees of loan $500K, but never delivered since June 08, loan agreement concluded. Cape May NJ

*Consumer Comment: What Makes You Think He Was Legitimate In The First Place??

*Author of original report: Continued scam attempts by charging many small fee payments but never delivered the loan fund over 2 months

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Patrick Dalton first sent a text message to my mobile phone by saying he is a legitimate and serious lender on 6/04. He promised the only fee a borrower need to pay prior and after the loan disbursement would be $375. After such $375 I paid via Western Union, a loan agreement for $500K was conlcuded in a very poor simple form on 6/08. Immediately after conclusion of the loan agreement, he started to bring several new fees such as transfer fees, administration fees, and what's worse was the shortage of fund transfer fees that the account officer was received from Patrick which I was solicited to give financial aid to the officer in charge, etc.

So far fake wire transfer confirmations were sent by Patrick J Dalton twice and naturally no wire transfers arrived to our bank accounts. From the beginning of July, the third attempt of fund delivery was said to be made, but again Patrick Dalton requested me to send iTunes Gift Card to cover shortge of transfer fees that the account officer, Michael Vincent Malone had. [continued below]....

..... The same ridicurous lies and pretenses were repeated and the last excuse was that the iTunes Card I sent was not enough to cover the transfer fees since the resale price of such gift cards dropped in accordance with BitCoin's price fall in the market.   

With many non-sense excuses were repeated, even the third attempt of loan fund delivery has failed. He pretended many times that he has shortage of cash at hand and incapable to make fund transfer because Michael Vincent Malone, supposed to be an officer in charge of delivery of fund did not have sufficient cash at hand.

Too many non-sense arguments and pretenses as if he were a legitimate and sincere lender were repeated. However, he never delivered the loan since the first default on 6/05 to date.

He had shown the company's registration record. But, I suspect he may have nothing to do with the real Dalton Enterprises, LLC in PA as he uses his personal gmail address only with google subscribed phone number to hide himeslf.

This report was posted on Ripoff Report on 07/11/2018 03:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/patrick-j-dalton/cape-may-nj-08204/patrick-j-dalton-dalton-enterprises-llc-patrick-dalton-stole-3775-in-upfront-fees-of-1451289. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner

#1 Consumer Comment

What Makes You Think He Was Legitimate In The First Place??

AUTHOR: Jim - (United States)

Patrick Dalton first sent a text message to my mobile phone by saying he is a legitimate and serious lender on 6/04. He promised the only fee a borrower need to pay prior and after the loan disbursement would be $375.  I guess for starters, no one legitimate sends a text offering loans.  No one.  Lenders use traditional advertising only.  Then, any legitimate loan would not include upfront fees.  Legitimate loans have fees tacked onto the loan balance and paid off over the life of the loan. 

Then the scammer sends you to Western Union - so that you can't track the cash and pull it back if it's fraudulent.  The key isn't whether the guy is legitimate or not.  No legitimate lender would ask for a fee upfront to get a loan.  If he/she does, then it doesn't matter whether he uses the name of a legit business to hide themselves.  The transaction isn't legitimate, therefore whoever you're speaking to is not legitimate.

Immediately after conclusion of the loan agreement, he started to bring several new fees such as transfer fees, administration fees,  Of course because he knew he had a sucker.  You should have known the minute the guy came up with these other fees, that the $375 you sent him was gone.  But you were hooked onto the $500K, and the scammer used either your own trusting behavior, or your overwhelming desire to secure $500K to manipulate you into thinking you were going to get the funds.  I mean if this guy really had $500K to loan you, why wouldn't he simply front the fees?  He has a song and dance as to why he can't.  In reality, it's because he has no intention to send you the funds.

Now you're on their sucker's list which means you will continue to get solicitations like this both by text and by e-mail and continued promises for money by people with no intention of providing.  Ignore.  The money you sent is now gone.  Sending more good money after bad is kinda dumb.  Chalk this up to your own inexperience.

The Federal Trade Commission's website warns consumers about advance fee loans and how they are scams, including the use of Western Union and gift cards to transfer cash.  Western Union locations even provide warnings to consumers about such scams because they know once money is sent through them, the money is gone and there's nothing you can do about it.  Read more about it on the FTC website and best of luck to you...

 

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#2 Author of original report

Continued scam attempts by charging many small fee payments but never delivered the loan fund over 2 months

AUTHOR: Atsumasa - (United States)

Patrick Dalton continued undelivery of the loan for $500K contracted on 6/08/2018 by saying he has short in cash to pay for the wire transfer fee. He pretended as if he were at very rural remote place and cannot give money to the agent person supposed to send wire transfer to our account. Continued to request us to collaborate for the payment of transfer fees more than 13 times after receiving our payment via iTunes Card and Amazon Gift Cards.

The total amount stolen by this man has reached to $6,825 as of 8/27/2018. He keeps telling, "The loan will be sent immediately after you send the remaining shortage of the fees needed to comply the full cost requested by bank". After over 2 months and a half of loan delivery default, the man keeps saying the same story. He is an incredibly low level of scam crook. 

 

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