Platinum Trust Platinum Trust Card I was approved for an unsecured line of credit of $9500 to be used wherever cash is accepted, no interest, works just like an American Express only difference entire balance is not due, charge $500, p Salt Lake City, Utah

I went to one of the local rip off payday loan companies for a payday loan.  I was not informed by the person at the payday loan company that my information was being shared to any third party companies.  I received a call with the person on the other end prefacing their conversation, talking extremely fast, with the comment they received my information from a payday loan company.  I asked him to please "read a little slower", and he did not. 

I was old that I was approved for an unsecured credit card with the credit limit of $9500.  I was informed this card could be used wherever cash is accepted.  I questioned the individual further to make sure my understanding was correct.  I was told the card is like an American Express with the difference of no interest charged and the balance is not due in full.  If I charge $500, I would be billed $25. 

I was asked for my debit card information.  Prior to providing this information, I asked the person will my debit card be billed for anything and she responded "no, it's just for informational purposes only".  At the end of our conversation she informed me that there is an $89 non-refundable start up fee.  I asked her will my debit card be billed for this transaction and she told me "no, we don't charge anything to your account until we get your permission".  My permission was never asked and never granted.  My on-line bank account has a transaction of $89 and $0.01 from Platinum Trust Card.

Please accept this statement as my permission to use my report to file pertinent charges on this company, to educate the public about this ripoff company so that no one else falls victim, and as a possibility that my $89 + $0.01 can be refunded to my account.