PMAB,LLC Deceitful, scammer and a liar Charlotte North Carolina

After 6 months of paying on a medical bill for 6 months I was told by the medical company billing representative that even though I paid on my bill on time monthly that it was there policy to turn my account over to a collection company and I would arrangement payments with the collection agency. I started paying PMAB in April 2015. I WAS 2 days late paying on the account in August and decided I could make a double payment for that month. However,because I'm in their system with a set amount.

The double payment I was making that day would not accept the payment so the worker, Renae sked for my card number again and stated she would apply the other amount the following day. She tried to get me to have this payment set on "auto withdrawal but I explained to her this could not happen because the credit card is linked to my Healthcare Savings account and there is no way to set up such an account and for this company to continue to mail me a monthly statement/payment invoice. I never received another bill for September and October. It wasn't until I went to check my credit score and saw where my score dropped fro 750 to 672 within 2 months.

Because of my credit score plummeted so drastically I was unable to refinance my home for a 15 years loan with a 3.25% financing because of this company reporting me to the credit bureau for 2 consecutive months as no payment/late payment over 30-60 days. Although I call to catch payments for the months I did not receive a invoice I was told the only way the infractions could be removed was for me to pay the balance in full. I am now being forced to pay this bill off early if I still want to refinance my home with the current low interest rate. This is soon unfair and a set up possibly for the worker to collect on her commission with my account to add to her Holiday shopping.

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