Report: #134015

Complaint Review: PMI, NMR, The Summit Group

  • Submitted: Mon, March 07, 2005
  • Updated: Sat, February 27, 2016
  • Reported By: Platte City Missouri
  • PMI, NMR, The Summit Group
    754 E. Technology Ave.
    Orem, Utah
    United States of America

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I was a former employee of a company called Diverse Equities. They were associated with NMR and PMI. All these companies are tied together. They utilize layer upon layer of LLC's to make sure they are protected.

I started of closing sales for the real estate coaching. At first I was a believer in what I was doing. After I purchased the coaching myself (at a much lower price) I realized what a ripoff it was to those paying thousands of dollars for this "product".

I want to give a brief desciption of how the whole process works. First the victim buys a real estate training program off the TV or Internet. Ususally this is a low cost item or even a free item. All this is intended to do, is to generate a lead. Once a lead is generated, then it goes to one of the sales floors. At that point a screener calls the lead to find out if the lead is qualified. They ask a series of questions to determine the finacial status of the individual. This is done for two reasons. The first reason is to see if they have enough money to make the sale. The second reason is to determine how much they should charge for their product. If the lead is qualified, then it goes to the closer. At that point the closer spends 30 to 60 minutes closing the deal.

The owners of the company I worked for (Mark Tapp and Dustin Garr) also started selling their own real estate training program with NMR doing the coaching. They hired almost exclusivley from the halfway house in Kansas City. The people buying Dustin and Mark's coarse were giving their credit card numbers to people still in prison.

The owners of these companies are the people that belong in prison. Some of my ex-con coworkers had more integrity the the owners of Diverse Equities. These guys are con-artists, plain and simple.

If you want to get started in real estate or an internet business, go to the the local library. All the information that you would pay thousands of dollars for, is all there for free.

I apologize to all the people that I sold coaching to. I feel horrible that I worked for such a dishonest company. I do have more information and people willing to testify if anyone is interested in pursuing these companies legally.

Brent Kansas City, Missouri

This report was posted on Ripoff Report on 03/07/2005 07:53 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Please explain CONNECTION between Diverse Equities / iMergent / Summit Group

AUTHOR: Fyi - (U.S.A.)

Hi Brent & Jolienne,
Thanks for posting a reports.
I am very interested to know, could you please explain the CONNECTION between Diverse Equities and iMergent / StoresOnline.

The address you listed is for iMergent !!!!!! 754 E Technology Ave, Orem, UT Curious if a new spin off has been created, another new business name or program to continue to rip off consumers as StoresOnline/iMergent has had so much negative press these days.

The Summit Group is Summit Consulting / Summit Group. Summit along with PMI / NMR, StoresOnline, iMergent, Auctions for Income, Foreclosure World, Internet Development,, Professional Consulting Services, NeWave,, Links4Trade, The Tax Club, America's Note Network, etc., etc., etc., have taken advantage of consumers for a very long time.

The coaching groups service numerous businesses and program titles. They constantly come up with new program names for old ones and new business names in effort to out-run bad BBB & rip-off reports. Summit Consulting has two BBB reports. One listed as Summit Consulting and another as Summit Group, both use the same address but show different phone numbers and dba's: Grant Partners
Professional Coaching Group
Summit Group South
Success Team (the)
Summit Group of Utah, LLC, The

Summit uses these various dba names and tells consumers to look up Internet Development or BrightBuilders BBB reports to lure them into feeling safe, while Summit Consulting has an UNSATISFACTORY rating.

Colton Moody and Eric Largin seem to wear SHAME very well. They scam consumers by telling them over the phone that there is a 3 day right to cancel BUT if they cancel they will refund all but 15%, before you have a chance to see anything. That alone should be red flag enough to hang up the phone. When consumers discover they are scam artists and want out - They hide behind a this 3 day / 15% excuse to keep consumer money - or tell them out-right that they won't issue a refund -- They and all that work for them are FRAUDS, LIARS, SCAM SCUM.

They don't tell you to look them up on the BBB. They don't disclose all costs & expenses PRIOR to closing the sale, they out-right LIE about it by telling you there are NO additional costs and expenses. Then they pass you around to be pressured to stay in the program, if it isn't working they launch personal attacks on you, the consumer, if you file reports on complaint sites they TRY very hard to strong-arm you over the phone to remove your report or else....what a waste of time, if they would read the 2nd paragraph on Rip-Off home page, all reports will remain to establish a working history. But they are too busy working on the next scam victim to do any real reading.

Jolienne Go to the program owners: Foreclosure World, go over Summit's head. I explained how on your own report site. Facts, show 1) what they told you, 2) what you received, 3) how the two differ, disclose all additional costs & expenses you discovered when working through their program.. Anyone that makes a sale without full disclosure of facts/operation of system PRIOR to finalizing the sale is an UNFAIR trade practice & fraudulent and they do not have the right to keep any portion of your money.

You need to show how they lied/mislead you to get you to purchase. Had you known the facts, you would have never purchased.

Summit will neglect you or use more pressure sales techniques or verbally abuse you. Go over their heads. Find out everything you can on Foreclosure World: here is their BBB report, doesn't look goodthey too have an UNSATISFACTORY rating but it appears they resolve complaints. Send all your data there and appeal to them for a full refund based on the deceptions of Summit.

If the company gained your trust through the use of deception, coercion, misrepresentation, etc, etc, then the act was fraudulent. Here is extra data that will help you.

The FTC, ( Protection sites all have great consumer advice. It takes a lot of reading and research to protect your self. Far too often this research is done after getting involved in some program rather than before.

Also check out:
Code of Federal Regulations (CFR) - Deceptive Telemarketing and Abusive Telemarketing
16 CFR Ch. I (1105 Edition)
310.3 Deceptive telemarketing acts or practices
310.4 Abusive telemarketing acts or practices.
at -- Highlights:
(a) Prohibited deceptive telemarketing acts or practices. It is a deceptive telemarketing act or practice and a violation of this Rule for any seller or telemarketer to engage in the following conduct:
(1) Before a customer pays for goods or services offered, failing to disclose truthfully, in a clear and conspicuous manner, the following material information:
(i) The total costs to purchase, receive, or use, and the quantity of, any goods or services that are the subject of the sales offer;
(ii) All material restrictions, limitations, or conditions to purchase, receive, or use the goods or services that are the subject of the sales offer;
(iii) If the seller has a policy of not making refunds, cancellations, exchanges, or repurchases, a statement informing the customer that this is the seller's policy; or, if the seller or telemarketer makes a representation about a refund, cancellation, exchange, or repurchase policy, a statement of all material terms and conditions of such policy;
. . .
(2) Misrepresenting, directly or by implication, in the sale of goods or services any of the following material information:
(i) The total costs to purchase, receive, or use, and the quantity of, any goods or services that are the subject of a sales offer;
(ii) Any material restriction, limitation, or condition to purchase, receive, or use goods or services that are the subject of a sales offer;
(iii) Any material aspect of the performance, efficacy, nature, or central characteristics of goods or services that are the subject of a sales offer;
(iv) Any material aspect of the nature or terms of the seller's refund, cancellation, exchange, or repurchase policies;
. . .
(vi) Any material aspect of an investment opportunity including, but not limited to, risk, liquidity, earnings potential, or profitability;

Top 10 Online Scams:

Top 10 Dot Cons

FTC article on Flop-portunities & reporting fraud.
FTC report:
Scroll down to bold titles... FTC says look for these signs of a company that may NOT be on the up-and up and compare them to the company's web site or printed material.

If you purchased Foreclosure World via internet or infomercial, it doesn't give Summit or any other coaching group the right to call you. Are you on the National Do Not Call list????

If you live in any of these 26 states, this is a web site SCAMS do not want you to know about:
Click on your state to see what they have outlined to protect you and see how Foreclosure World / Diverse Equities / StoresOnline / iMergent / PMI / Summit Consulting have violated you & your state.

Good Luck to you both,
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#2 UPDATE Employee has NO affiliation to PMG or its aliases

AUTHOR: Kristy - (U.S.A.) has absolutely no affiliation with the companies listed in the complaints on this page. Often we get mistaken for or the misspelling of, which takes you back to We do not operate in the way others have described in these complaints nor have our customers been mistreated. You will find we also post complaints about PMG Mentoring and all their aliases here... helps to educate the public on how to do research on any guru on our site here
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#3 Consumer Comment

I have been ripped off by Summit-Foreclosure World-NMR

AUTHOR: Jolienne - (U.S.A.)


I have already filed my rip off report but I came across yours and wondered if you would have any suggestions as to what I could do to get a full refund from these people at Summit.

Erik Largen at Summit has told me that he will refund me everything minus 15%. So I am going to lose $1,181.25. I suppose that is better than losing the whole $7,875.00 but in my book that is still a lot of money to lose especially when you have totally been ripped off.

Please contact me if you can with any info if possible.
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#4 UPDATE EX-employee responds

Update on my first report its pointless and a waste of time and energy."

AUTHOR: Brent - (U.S.A.)

It's been a little while since I first made my post and I was a little surprised that I hadn't heard any threats from the companies involved. That has changed. I've now been threatened with a possible lawsuit for the truths that I told earlier. I guess it was only a matter of time. Here's what Mark Tapp wrote to me just today:

"...they called me the other day irate because they said a Brent from Kansas city had posted something very negative and inaccurate on some
low life losers forum web sight about me and tied them in. I haven't given it much thought since, but I know that antic nixed any chance you had getting employment with them. In fact, they talked about possibly filing a suite for
defamation of character and some other legal terms I can't remember. I didn't feel so inclined--to me its pointless and a waste of time and energy."

First of all I'd like to clarify that I never submitted an application to work for this company. I'm truthful, so that would preclude me from obtaining employment there. I guess we'll see if Mark keeps his word. I'm not holding my breath. I'm also willing to provide the entire e-mail that he sent to me for verification. Thanks for reading this post.
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#5 Consumer Comment

I'm still here PMG!!! Probable Identity Theft!!! These companies have used layer upon layer upon layer of "business entities" to try to protect themselves.

AUTHOR: Laureen - (U.S.A.)

Please read my report filed at

Everyone, please take time to read EVERY word on the page for the above link. There is important information contained in the text about how these companies may have obtained your PERSONAL AND FINANCIAL information, steps you can take to protect your identity, and how to spot a fraudulent offer! It is definitely worth the time to read. Also, read between the lines in order to see who is all reading and commenting on this page.

I too, was a victim of these corrupt companies. However, in my case, since PMG posted my full name on this site, Ripoffreport allowed me to post my website in order to stop all of the phone calls I was receiving.

What Brent did not see behind closed doors was the fact that these companies probably had access to people's credit information PRIOR to contacting them. I bet the majority, if not ALL of the people he was asked to contact HAD credit available. How many people were actually turned down for the program? In my case, my computer was hacked. Hackers were able to obtain my e-mail address and personal information right from my own computer, right under my nose! I was contacted by an e-mail of which I never signed up for. Then once I opened it, the problems started.

These companies have used layer upon layer upon layer of "business entities" to try to protect themselves. Here is a brief list of companies associated with this.

Professional Marketing Group, PMG, PMG Mentors, Private Mentoring Group, Vermotion, Secure Gate, Fortius, Auctions for Income, NMR, IDI, Auctions 4 Income, Quicksite National Marketing Resources, PMI, National Marketing Resources, Iworks, Inc, Virtual Contact Inc, Paynet Merchant Services, Professional Marketing International, PMI Coaching, ITC Internet Treasure Chest, IDI Global, Summit Consulting, Online Supplier Coaching,, online supplier, Netgateway,, Galaxy Mall, Imergent, Internet Treasure Chest, Stores Online, Foreclosureworld, Summit Group, Summit Consulting, Internet Development, Income Success Team, The Tax Club, Links 4 Trade, Professional Consulting Services, PCS, nmrcoaching, pmicoaching, quicksite builder, Nathan Kenyon, Dave Espino, Jim Cochran, Greg Cooper, Frank Kerns, Colton Moody, Dolf De Roos, PROSPER INC., Prosper Learning,,,,, multiple streams of income, PMI coaching, usight home inc., EPenzio, Russ Dalbey,Hacket Media,John Beck, Robert Allen, auction secrets,,, bright builders,, foreclosures, EPI, epibiz, power profit system, mentors in motion, passport to millions, wealth and self, cash secrets, Auctions for Income, NMR, IDI, Auctions 4 Income, Quicksite National Marketing Resources, National Marketing Resources, Iworks, Inc, Virtual Contact Inc, Paynet Merchant Services, Professional Marketing International and the list KEEPS GROWING!!!

My advice to people is close all your credit card accounts. Get a new number assigned for each card you have since you do not know how much credit information might be out there. Change any passwords too. Then get copies of your credit reports from the 3 major companies, Equifax, TransUnion, and Experian. By placing a fraud alert on your credit you can receive free copies of your credit report. Scan your computers for trojans and keyloggers. Put on an anti-virus program and firewall. Buy a router, which is a hardware firewall and will not allow anything to pass through it without your permission. This is the best and cheapest investment to secure your computer and I highly recommend it. Purchase a router for $30 - $75 at Radio Shack or any other electronic store. Download a free or paid spy-ware program. Delete cookies from your computer on a daily basis. Get a new e-mail account. Close the old one and assign a completely different password that is not a pet or child's name, birth date, phone number, social security number, or any other previously used password. A combination of letters and numbers works best. There are some easy fixes to do to your computer to ensure that no one can take your personal information and steal your identity from under your nose. Although you can order from a secure site, it does not ensure you that your computer is secure. By the way, recent hacking attempts on my computer have not worked, nor will they.

Now all I can do is inform the public about my ordeal and maybe prevent it happening to others. In this case, it seems that I may be WAKING UP people to the fact that they too might have been a VICTIM OF IDENTITY THEFT.

Please, if you have a similar problem in dealing with any of the companies on this page, fill out your own RipOffReport now. The more individual reports filed, the better.

There is an unbelievable response to my posting my e-mail contact information through my website! At this point-in-time, I am only collecting names and e-mail addresses of those willing to join in the pursuit of justice.

Join in the fight for justice today!
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