PNC Mortgage, Nicholas B rip off, scam, fraud Internet, Nationwide

 I also had to deal with this piece of garbage Nicholas B. I wish I could find him and castrate him. I dealt with him in regards to a HAMP. I lost my job a few years back and needed to lower my mortgage in order to keep up with the payments. Well, I filed the paperwork and Nicholas B with that annoying monotone voice called because he wanted me to fax MORE paperwork, in addition to what I already faxed when I followed the instructions. So I did. Then he calls months later and wants the same paperwork again, and again, and again and again. I don't know how many times I faxed tax statements and pay stubs to that jerk. In the meantime I was getting behind on my payments, because it was either eat, and have gas and electricity, or pay my mortgage. I stopped paying my mortgage and the foreclosure proceedings began. In the meantime, this A-HOLE is giving me the run around and making me fax and mail endless paperwork. Well, he gave me the run around for so long, that I missed about a year of mortgage payments. So of course, missed mortgage payments equal bad credit. In the end, Dickless B sent me a rejection letter. I was not approved due to my bad credit. Well NO SH*T I have bad credit! It was thanks to you giving me the run around! I hope he got fired, because in the end they told me that my case was assigned to someone else. Probably someone who won't lose paperwork. God only knows where my tax statements and bank information went. Either way, it's not like they can steal my identity. I have bad credit anyway!

We have had some of the same problems with the same point of contact, Nicholas B.  I have filed a complaint report on here about him and PNC.  This company is...I can't even say what I think.  You can find my report on here under PNC Nicholas B.  Long story -In March 2012 we were behind on payments due to unemployment, was told to fill out hardship package, blah, blah, blah... they were always missing papers, not filled out, never received, etc...Finally in May 2012, he told me it was denied and could not tell me the reason.  I pushed him a little and he said it was due to "numbers, but it was very close."  Whatever that meant I had no idea.  He told us to apply for FHA and have this continue for 3 more months.  The same happened-lost papers, not filed in time, blah blah blah...I tried to call in and make payments and I was told not to, that it would affect our chances of getting a loan mod.  Finally in August 2012 I recieved a FORECLOSURE letter!  I called and spoke with Nicholas B.  I was outraged, very angry and all he could say was whatever PNC had instructed him to say, never really explaining it to me until...I insisted on knowing why the first mod in May 2012 was denied.  This time he gave me an answer of "you applied for a modification last April of 2011 and you can't apply for another one."  Which is not true, we applied for one in 2010, we had a refinance in 2011.  Anyway, after being told this I went onto exploding in anger telling him, if he would have told us this in May, we could have tried to catch up on 2 payments, instead of 6 payments, going into foreclosure, and now having to file bankruptcy (chapter 13) to save our home.  In the meantime we were also scammed by a company -Attorney Alliance Union aka National legal associates aka attorney network group aka LCNPC (they had several different headers on their papers sent to us) saying they could help us.  We had paid them $1950.00 for legal representation only to find out our house had gone into foreclosure and they did nothing to stop this...Bankruptcy cost us $1200.00 and then some.  So now we are in further debt to the tune of  $3150.00.  SOMETHING HAS GOT TO BE DONE TO STOP THESE COMPANIES-MORTGAGERS, BANKS, AND SCAM ARTISTS.  I am reporting both companies to Consumer Affairs, my Attorney General the Bar Association,Financial Fraud Enforcement and any other company I can find who may help me or ruin their reputation.  It's sickening to say the least.