principle Advantage limited benefit Health Insurance Health insurance Company Guarantees a Heart Attack,After Not Paying For Medical Emergency! Grapevine

Last May,I was contacted by a representative of Principle Advantage L.B.H.I.,as I was looking for insurance on my computer. The rep. assured me that this was the best insurance for the money! No Deductible,and Low Monthly payments! just what the "Doctor" ordered!

 Last Dec 2nd,I was admitted to Emergency Room with dizziness and confusion issues. I underwent blood tests,as well as a C.T. Scan. After being there for approximately 3 hours,I showed my "Health" card,and was told that the co-pay was satisfied. So was I! My former "company's" insurance required $50.00.                                                                       It is now March 9th,and on the 7th,I received a letter,from WEBTPA, (HII MED SENSE Guaranteed Association,Grapevine,Texas. i opened it,and couldn't catch my breath! None of the accrued hospital bills were satisfied,and only one bill,for $593.00,had a "Discount" of $88.95! I called all three telephone numbers,on the back of the card,just to be told that "you understand that this is "Limited Benefit" coverage.                                                                               That is not the policy that was sold to me by "Larry"! He even emphasized the "Limited Benefit" title was only used to pass the savings of full coverage insurance,on to the consumer!  Oh,and I received a check for $25.00,to compensate for the $25.00 co-pay at my Doctor's office,for a follow-up. i was diagnosed with acute depression,and prescribed meds.                  Now that I have $5,000.00 worth of bills to pay,with about 1/5th of that amount in the bank,I'm about CRAZY!! I CAN'T AFFORD THESE BILLS!! What am I paying insurance for??  you get FINED by the Government,if you don't apply for coverage,but that's a Fraction compared to the premiums paid to these Scammers! They NEED to Be Stopped!! Next Stop-B.B.B.