Complaint Review: Professional Recovery Services - San Jose California
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- Professional Recovery Services professionalrecovery.com San Jose, California U.S.A.
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- Category: Collection Agencies
Professional Recovery Services Illegal Re-aging of Paid-In-Full Account San Jose California
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My husband had a SMUD (Sacramento Municipal Utility District) electric bill of approx. $150 that he neglected to pay. When I found out he owed this, I paid this bill in FULL in 05/04. This bill was in his name only. This collection agency has ruined MY credit by recently putting this bill on my credit (within the last 30 days) and claiming that it is an outstanding collection as of January 2007!
I disputed this with Experian & they state it has been "verified" as correct by Professional Recovery Services of San Jose, CA. SMUD will do nothing to help me, but they have sent me a letter stating it was paid in full in 05/04.
This collection agency is willfully violating FCRA laws by unlawful re-aging this account and also reporting this information on my credit report when my name has NEVER been on the original account. Meanwhile my credit is suffering and Experian refuses to remove the incorrect information until 06/2013.
K.
Sacramento, California
U.S.A.
This report was posted on Ripoff Report on 08/22/2007 10:37 AM and is a permanent record located here: https://www.ripoffreport.com/reports/professional-recovery-services/san-jose-california/professional-recovery-services-illegal-re-aging-of-paid-in-full-account-san-jose-californi-1032838. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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