PVC Inc.: My Computer Club Mysterious debit from my personal checking account San Diego California

I am not quite sure where people get their information from, but it seems like something they saw on a TV show or something.

First, regarding the initial complaint. By reading it you can tell a couple of things. One, she doesn't mention anything about calling our company to find out why she was charged or if she can get her money back. This is because she didn't. This is odd because our telephone number is on each check draft that we do in the memo. 877-532-2800

Second, she states that we do not have any legitimate website that she could find. On the charge even as she states it says: PVC Inc. - MyComputerClub. If you do a search for PVC Inc. it will pull up our three different membership clubs. If you enter MyComputerClub.com that will pull up one of our websites.

PVC, Inc. is short for PlayersVacationClub. This is our corporate name and the information after it shows what club it is as we have three different programs.

Regarding the second comment made about how this occurrs. Listen, this isn't a conspiracy going where companies band together trying to get peoples money. Sadly, what is happening is that people are not careful enough to read everything that they sign up for. Yes, it is true that a small percentage of our marketing is on third party offers. That doesn't make it illegal or a ripoff. Our offers are clear and state everything that will happen regarding charges, terms of service and they even list our toll free CS number clearly. The key here is that they are OFFERS, meaning that they are optional.

Look, if a customer cancels our service we issue a refund to them. what that customer doesn't think about or the above aren't thinking about, is that on each sign up there are different costs involved, including marketing, processing, postage and paper cost for the refund and even payroll to get the refund out.

The high majority of the people that accept our offer on the affiliate sites are wanting to use the benefits of our program. It is the small minority of people, such as the people who make the complaints on this site that are just simply not paying enough attention to what they do online

I am unsure who the original complainant is, but I know that if she were to actually call our customer service department she could get assistance. If she has already gone to the bank then I guess she is all set.

These membership programs work with your banks, credit card companies and with some businesses that you may have made an online purchase from.

In my case - 3 instances were all credit card company related.

File a complaint with the FTC.It would help if you knew exactly how it happened. I was told credit card company when I contacted the 800 number on the statement.


When these membership programs cannot get voluntary sign ups they work with other organizations to get the word out about their program.

The problem is when your bank, credit card company or other vendors is also not successfull in recruiting new sign-ups they can get a commission for- they will sign you up anyway. it could be a check they claim you cashed, a survey you took online after an internet purchase or a telemarketer who you specifically told NO to.

In all cases these people have your account information already and they use it.