Complaint Review: Quicken Loans Mortgage - Cleveland Ohio
- Quicken Loans Mortgage 1500 W 3rd Street Cleveland, Ohio U.S.A.
- Phone:
- Web:
- Category: Work Place Bullies
Quicken Loans Mortgage Why go to orgies if you have the "cheapest chicks in town" working for Quicken Loans Cleveland Ohio
*UPDATE EX-employee responds: Seriously?
*UPDATE EX-employee responds: Talent?
*UPDATE EX-employee responds: Hey Greg
*UPDATE Employee: ALL TOO FUNNY AGAIn
*Consumer Suggestion: 8-8 for a commission job is too much to ask.....
*Consumer Suggestion: 8-8 for a commission job is too much to ask.....
*Consumer Suggestion: 8-8 for a commission job is too much to ask.....
*UPDATE Employee: Onefortheages07
*UPDATE EX-employee responds: There is Life After the Q
*UPDATE EX-employee responds: Common Quickbot Response
*Consumer Suggestion: wow now i should grow up?
*UPDATE Employee: ATH
*Consumer Suggestion: real world
*UPDATE Employee: ATH
*Consumer Suggestion: hey real world
*UPDATE Employee: Good Money Evil Eliminator
*UPDATE EX-employee responds: Yeah right
*UPDATE Employee: Good Money Evil Eliminator
*UPDATE EX-employee responds: Good Money????
*UPDATE EX-employee responds: Good Money????
*UPDATE EX-employee responds: Good Money????
*UPDATE EX-employee responds: Good Money????
*UPDATE EX-employee responds: Fat Lunatic Director
*UPDATE Employee: work hours
*UPDATE Employee: work hours
*UPDATE Employee: work hours
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I worked For Quicken Loans for 2 long years and even today, sometimes I asked myself what the h*ll was I thinking? I'm so glad I quit and am making more money then ever,moving away from Cleveland,expending time with my family and really enjoying life. Life is Good away of Quicken." Believe it and you'll See !"LOl
Trust me, their brain wash makes you believe there is nothing else outside those doors... No drug test, sooo Coke heads everywhere...Irresponsible College Brats with their lack of respect...OMG ,how Did they graduate? 80 hrs a week (@ list)of crazy work, and my fat lunatic director making me feel horrible even if I have someone dying in the hospital...
I almost lost my marriage, the best time of my life with my childreen and my health. Their HR is a joke,I never seen so many cheap, nasty women having sex with directors, married bankers everywhere...Do they have to dress like going to a club every single friday or jeans day? Seriously, is a work enviroment!!!
Trust me, i've seen things over there, I haven't seen in a streappers show. There was even a team mate, famous for her blow job that i know was having sex with a couple guys over there when engaged, married and finally divorce... There is no way to keep a family working in that enviroment.
I just ask myself what's up with "Doing the right thing???" Of Course there are good folks, trying to work hard and you know, provide their families, I just couldn't see many...they really were a few. I saw, selfish imature people, easy to command and demand. Starting to make some money and blowing their brains like nothing else was important.
The true, is that is really SAD. If you have values and your family is your priority, Quicken Loans is not for you. Trust me, will hurt you in the end.
K****
Cleveland, Ohio
U.S.A.
This report was posted on Ripoff Report on 03/27/2009 08:06 PM and is a permanent record located here: https://www.ripoffreport.com/reports/quicken-loans-mortgage/cleveland-ohio-44113/quicken-loans-mortgage-why-go-to-orgies-if-you-have-the-cheapest-chicks-in-town-working-438468. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#26 UPDATE EX-employee responds
Seriously?
AUTHOR: Kinp - (United States of America)
SUBMITTED: Monday, March 07, 2011
Seriously? No witty response to my racing analogy post?
Why?
Because anyone who has worked there, knows exactly what I'm talking about.
And anyone who disagrees with it, was given the car and not the bicycle.
Join the Unpaid Overtime Wages case, and take the money that we overworked and underpaid past/current employees rightfully deserve.
I wonder why LeBron left? Oh and then Dan compared him to Benedict Arnold (the most famous American traitor of all time) by selling his Fathead for 17.41, the year of Arnold's birth.

#25 UPDATE EX-employee responds
Talent?
AUTHOR: Kinp - (United States of America)
SUBMITTED: Monday, April 05, 2010
Less talented than other people? Seriously? I'm sick of you Quicken people constantly saying... "well that PC banker is much more talented than the rest of you"
Problem is;
You are constantly compared to other Bankers. Which is fine, if it were a fair playing field. They may say that it is, but it is far from it.
Say banker A and banker B both have a goal of 20 for the month.
They are perfectly equal in "talent."
Banker A finishes at 20.
Banker B finishes at 12.
Why?
Banker A has top lead tier.
Banker A has App calls.
Banker A has a recently departed bankers CARI.
Banker A has Chase App calls.
Analogy;
If you were in a race. Quicken gives you a bicycle. But gives your opponent a car.
After you get to the finish line, hours after your opponent has crossed it, you're asked by management; "what took you so long? you both were given the same opportunity."
"... No, seriously, what took you so long?"
Yeah, that happens DAILY.

#24 UPDATE EX-employee responds
Hey Greg
AUTHOR: Steven - (U.S.A.)
SUBMITTED: Tuesday, February 09, 2010
Wow, that was out of left field? I hadn't posted in about a year I think. But it is good to know that my comments still piss off that place. I just check on here from time to time for entertainment. You need to get a life. I have been gone from that hell hole for almost 3 years and you remember me and I have no clue who you are. Also, look at all my comments. I have never posted anything about "sluts." I feel sorry for the young women who are victimized and sexually harassed by these predators. It is tolerated and encouraged for management to have relationships with those they are in charge of. Very professional! I also admit many good people I met and worked with but most are gone. WHen I got my job, no kidding, I got calls from almost 50 people asking me to help them get hired at my job. They were flooded with Quicken banker resumes.
As for moving on, I have been at my current position for almost 2 and 1/2 years. It isn't perfect but I swear to you that I do not know of ANYONE in my department that uses coke. Hell, we don't even have any smokers or drunks in my department. That is what happens when you work somewhere where you are not stressed out of your mind for something you can't control. Also, I am working 40 hours a week, have my side insurance business, and attending grad school part time. Unlike most quicken people, no divorce, no drug habit, and I get to spend lots of time with my kids.
As for the reason I was so pissed off. I had a job lined up and did not have to go through the unemployment process like many. But the way they cut staff by half and that liar tells the media how proud he is they didn't have to lay anyone off was disgusting. I had friends, some with families to support, who were fired after a couple of months on the job for production who were denied unemployment. Being told you are not producing ridiculous numbers during the WORST mortgage meltdown EVER is a joke. I understand the need to let people go. But don't fight unemployment for these folks. That is what pissed me off. Unlike you scum bags, I do care for others and this bothered me. I got over on you pricks because I fortunately had a baby right at that time, took 2 weeks off, got my new job set up, and then quit before I got laid off, err..fired for poor production.
If these pricks would have just laid people off, don't fight their unemployment to let them get on their feet then I would not have had any major issues with them. But for that greedy owner to handle it like that and then lie is a joke. Right is right and wrong is wrong. If you think I am wrong to feel for these people who pay into unemployment but when they need it a greedy company fights it then so be it. You are not smart enough or empathetic enought to get it.

#23 UPDATE Employee
ALL TOO FUNNY AGAIn
AUTHOR: Greg - (United States of America)
SUBMITTED: Friday, February 05, 2010
Everyone please keep in mind, I am on here to defend a company that you can make it or not make it. Not everyone works 80 hours a week. In Michigan there are at least 100 bankers that work 40 hours a week, go home see their families and make well into the 6 figure income. The Cleveland site has only been around for 4 years. I know bankers their who work 40-50 hours a week, do the right things, and make well into the 6-figure income. That is the truth.
Yes there are bankers who work 80 hours and make 50k but they are much less talented and the job is truly not for them anyways. Like Steve in Sagamore Hills. Everyone at Quicken laughs at him for going on here and many people know who he is. He's became a joke in the office. I really can't believe he spends as much time as he does on this website slandering and insulting people at the company he USED to work for.
Steve, why do you honestly care so much about your OLD company. Move forward with your life (which I'm sure you'll say you already have but definitely have some inside demons still with Quicken) and stop wasting time on here.
Even you can admit that there are some good people that work at Quicken that have families and are not "sluts" or "assholes" The job you have now and any other job you have is always going to have cokeheads and low-lifes. Get on with your life and maybe get some help dealing with those demons. I'm sorry Quicken was such a bad experience for you. Take it as a positive. Obviously, you weren't good at the job. You can still find somewhere else to excel. Good luck with all you do!

#22 Consumer Suggestion
8-8 for a commission job is too much to ask.....
AUTHOR: Wtf - (U.S.A.)
SUBMITTED: Thursday, August 06, 2009
I see that the employee of Quicken Loans here is defending the 8-8 schedule that he/she works. That's good that you are such a hard worker. You deserve good money if you work that hard. However the response of "If you can't handle it, go somewhere else" does not really cut it in the broader scope of American business.
If the owner of this company insists that his/her employees work 60-70 hours a week, by classifying them as exempt employees, that opens the flood gates for other companies to do the same. Many companies today, even in the mortgage industry, have the ethics to make sure that their employees have enough time for proper excercise, diet, time with the family, things like this. If you are working 8-8 and on the weekends as a loan officer, that's a bit much. That is really not a healthy work schedule for you, whether you admit it or not. There are laws in this country to protect you from what appears to be your own blind commitment to this company.
The fact that Quicken Loans is so aggressive with their work demands sets a precedent that other companies must meet. So if your company is making you work 60-70 hours a week, and benefiting from it, now other companies have to look to do the same. There is no limit to how many companies will do this and at some point, in the process of competition, all American workers (or at least mortgage "professionals") could be working 60-70 hour weeks. And where does that put us? Right back to the 1920's when workers were exploited and overworked.
Qbviously, Quicken Loans' pending lawsuit defense involves labor issues for violation of the Fair Labor Standard Act. This may be a tough case for the plaintiffs to win as the employees probably signed on as exempt employees. But more important than the labor issue is the issue of anti-trust practices.
By employing this exempt status on employees, (which is questionable as this status is generally used for Doctors running overtime for life saving surgeries or attorneys defending a client during trial) it gives Quicken Loans an unfair competitive advantage over its competitors. If other companies are playing by the rules and taking into consideration the health of their employees while Quicken Loans just burns their employees week after week under a questionable legal loophole, that is a major issue.
So in closing, that's great that you work so hard. However, if people at your company want to work 40-45 hour weeks, they should be able to do so. Unfortunately, the questions of business ethics that your company has raised require more complex answers than, "If you don't like working 70 hours per week, go find somewhere else to work". In the general scope of American Business it does appear that this company's labor strategy is a bit out of line and hopefully these questions will be addressed in the proper forum: in front of a judge. (From the look of these posts, that appears what it has come to.) Yikes!

#21 Consumer Suggestion
8-8 for a commission job is too much to ask.....
AUTHOR: Wtf - (U.S.A.)
SUBMITTED: Thursday, August 06, 2009
I see that the employee of Quicken Loans here is defending the 8-8 schedule that he/she works. That's good that you are such a hard worker. You deserve good money if you work that hard. However the response of "If you can't handle it, go somewhere else" does not really cut it in the broader scope of American business.
If the owner of this company insists that his/her employees work 60-70 hours a week, by classifying them as exempt employees, that opens the flood gates for other companies to do the same. Many companies today, even in the mortgage industry, have the ethics to make sure that their employees have enough time for proper excercise, diet, time with the family, things like this. If you are working 8-8 and on the weekends as a loan officer, that's a bit much. That is really not a healthy work schedule for you, whether you admit it or not. There are laws in this country to protect you from what appears to be your own blind commitment to this company.
The fact that Quicken Loans is so aggressive with their work demands sets a precedent that other companies must meet. So if your company is making you work 60-70 hours a week, and benefiting from it, now other companies have to look to do the same. There is no limit to how many companies will do this and at some point, in the process of competition, all American workers (or at least mortgage "professionals") could be working 60-70 hour weeks. And where does that put us? Right back to the 1920's when workers were exploited and overworked.
Qbviously, Quicken Loans' pending lawsuit defense involves labor issues for violation of the Fair Labor Standard Act. This may be a tough case for the plaintiffs to win as the employees probably signed on as exempt employees. But more important than the labor issue is the issue of anti-trust practices.
By employing this exempt status on employees, (which is questionable as this status is generally used for Doctors running overtime for life saving surgeries or attorneys defending a client during trial) it gives Quicken Loans an unfair competitive advantage over its competitors. If other companies are playing by the rules and taking into consideration the health of their employees while Quicken Loans just burns their employees week after week under a questionable legal loophole, that is a major issue.
So in closing, that's great that you work so hard. However, if people at your company want to work 40-45 hour weeks, they should be able to do so. Unfortunately, the questions of business ethics that your company has raised require more complex answers than, "If you don't like working 70 hours per week, go find somewhere else to work". In the general scope of American Business it does appear that this company's labor strategy is a bit out of line and hopefully these questions will be addressed in the proper forum: in front of a judge. (From the look of these posts, that appears what it has come to.) Yikes!

#20 Consumer Suggestion
8-8 for a commission job is too much to ask.....
AUTHOR: Wtf - (U.S.A.)
SUBMITTED: Thursday, August 06, 2009
I see that the employee of Quicken Loans here is defending the 8-8 schedule that he/she works. That's good that you are such a hard worker. You deserve good money if you work that hard. However the response of "If you can't handle it, go somewhere else" does not really cut it in the broader scope of American business.
If the owner of this company insists that his/her employees work 60-70 hours a week, by classifying them as exempt employees, that opens the flood gates for other companies to do the same. Many companies today, even in the mortgage industry, have the ethics to make sure that their employees have enough time for proper excercise, diet, time with the family, things like this. If you are working 8-8 and on the weekends as a loan officer, that's a bit much. That is really not a healthy work schedule for you, whether you admit it or not. There are laws in this country to protect you from what appears to be your own blind commitment to this company.
The fact that Quicken Loans is so aggressive with their work demands sets a precedent that other companies must meet. So if your company is making you work 60-70 hours a week, and benefiting from it, now other companies have to look to do the same. There is no limit to how many companies will do this and at some point, in the process of competition, all American workers (or at least mortgage "professionals") could be working 60-70 hour weeks. And where does that put us? Right back to the 1920's when workers were exploited and overworked.
Qbviously, Quicken Loans' pending lawsuit defense involves labor issues for violation of the Fair Labor Standard Act. This may be a tough case for the plaintiffs to win as the employees probably signed on as exempt employees. But more important than the labor issue is the issue of anti-trust practices.
By employing this exempt status on employees, (which is questionable as this status is generally used for Doctors running overtime for life saving surgeries or attorneys defending a client during trial) it gives Quicken Loans an unfair competitive advantage over its competitors. If other companies are playing by the rules and taking into consideration the health of their employees while Quicken Loans just burns their employees week after week under a questionable legal loophole, that is a major issue.
So in closing, that's great that you work so hard. However, if people at your company want to work 40-45 hour weeks, they should be able to do so. Unfortunately, the questions of business ethics that your company has raised require more complex answers than, "If you don't like working 70 hours per week, go find somewhere else to work". In the general scope of American Business it does appear that this company's labor strategy is a bit out of line and hopefully these questions will be addressed in the proper forum: in front of a judge. (From the look of these posts, that appears what it has come to.) Yikes!

#19 UPDATE Employee
Onefortheages07
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Sunday, June 21, 2009
Onefortheages07 I hope your making $100k or more a year. Good for you.Again, I am not on here to slam people were they work.I am on here because of people not telling both sides of the story and as for the other comment on a 1yr banker, sorry not true again.

#18 UPDATE EX-employee responds
There is Life After the Q
AUTHOR: Onefortheages07 - (U.S.A.)
SUBMITTED: Friday, June 19, 2009
Chances are that Real world is one of those first year bankers. I closed 13-15 loans a month on average with at least $200-500 in green added, I made good money there. But you know what, its not worth 70 hours a week. I work somewhere now where i make more money than i did at quicken working less hours. How does that make you feel real world? Im working less than you and im 110% sure im making more. But then again im sure you have received your final opportunity notice before you get canned.

#17 UPDATE EX-employee responds
Common Quickbot Response
AUTHOR: Steven - (U.S.A.)
SUBMITTED: Friday, June 12, 2009
Quickbots think that if you aren't willing to put up with all the crap at Cracken Loans then you must be flipping burgers or not working. Believe it or not Quickbots, their is more to life than Arps and Arcs, Cocaine and Slushies, Opportunity Letters and lying. Just think about your victims, err....clients, they actually do have other jobs besides flipping burgers. Another thing, Real World, if you work 60+ hours a week as a quickbot and another 20 on here fighting a losing battle of defending this shady company, that leaves you very little time. Let Gilbert do his own dirty work. That is unless they are paying you to defend their sins.

#16 Consumer Suggestion
wow now i should grow up?
AUTHOR: Ath - (U.S.A.)
SUBMITTED: Wednesday, June 10, 2009
at what point in my posts did i lead you to believe i was in need of growing up?
be specific now.......
was that your grand finaly. GROW UP???? HA HA
I DIDNT REALIZE THAT YOUR COMPANY GIVES LOANS TO CHILDREN......BUT I SHOULD HAVE GUESSED BY THE UNDERQUALIFIED CHILDREN THAT I WAS DEALING WITH.....DOES DAN HIRE KIDS TO?????

#15 UPDATE Employee
ATH
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Tuesday, June 09, 2009
GROW UP.

#14 Consumer Suggestion
real world
AUTHOR: Ath - (U.S.A.)
SUBMITTED: Sunday, June 07, 2009
that 2008 suv aint paid for and you know it. you make payments. i however have purchased and paid off 3 brand new cars in 7yrs. 2002 pontiac montana 35,000 2003 30 year anniversary grand am 22,000 and a 2002 saturn 3dr to get back and forth cheap for 18,000 not like your macho suv, ha ha. do you work more hours so you can get to work? i know the mentality, you gotta dress for success even if it is beyond your means. suv= ill get more money. ha ha.
and as youve read ive taken my original 30yr mortgage and turned into 12 yrs. my house payment for that huge house that has no
other TRUE COMPS in our area is only 1100 bucks a month.now.
you know, the one ive been bragging about in my other posts and replies to you.
let me know how your doing with yourapartment, condo or house.
like i said keep it coming, you have more to lose than i.
when this is said and done i will gladly post my name and info along with the people i dealt with in
your company,so all dirty laundry can be displayed.
love ya, talk soon.............

#13 UPDATE Employee
ATH
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Sunday, June 07, 2009
Wow are you wrong.What time can I drive up in my 2008 SUV for my food order from you.Get a life and a job. I never said that any job was the best job in the world, however I work 100% for my clients and QL and any and all other bankers that do not do the right thing will find themselfs out the door.

#12 Consumer Suggestion
hey real world
AUTHOR: Ath - (U.S.A.)
SUBMITTED: Tuesday, June 02, 2009
ive known a few 30 something carsalesmen that brag that they will make x amount of dollars this year. they dont even know what they will make till the end of the month let alone the year. they all drive loaner cars from the lot and dress in their khakis and whiteshirts. maybe you will make bank this year, but wait till you see what youve averaged after a few years. by reading your posts im guessing your about 30. im also going to go out on a limb and say your credit sucks and you probably dont own a house, and are a renter. your car is probably not payed off and is used.
if im wrong who cares.......

#11 UPDATE Employee
Good Money Evil Eliminator
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Saturday, April 18, 2009
I am not on here saying QL is the worlds best company.I am saying that you can make over $100k a year and no I am not in the top of the top in bankers, however I will make $100k+ this year. Yes you will work long hours 8-8 and be asked every week if your working the weekend.All I can say is go out in todays market and find a job were you can make $50k to $100k your first year and be in your 20s.

#10 UPDATE EX-employee responds
Yeah right
AUTHOR: Evil Eliminator - (U.S.A.)
SUBMITTED: Wednesday, April 15, 2009
Multiplying your best month by 12 does not mean you make 100k/yr. Common Quicken practice here, someone makes 10k one month so in multiplying this by 12 they make 120k. The next month they make 2k but for get to factor this into the equation. If you do make 100k/year then you are the top 1% of the work force at Quicken. If you worked for a reputible lender, you would make triple that amount. Quicken will brainwash you into thinking that a) there is no one else out there to work for, b) they are the best company on the planet, and c) every other company doesn't pay as well as they do. Keep thinking that and you make them rich and yourself poor.

#9 UPDATE Employee
Good Money Evil Eliminator
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Sunday, April 12, 2009
You must have been the lower Bankers group who did not know thier job by not making over $100k a year and YES BY NOT LYING.I will bet your still not working and if you are its for $10.00 an hour.Thier are good people working here taking great care of clients.

#8 UPDATE EX-employee responds
Good Money????
AUTHOR: Evil Eliminator - (U.S.A.)
SUBMITTED: Saturday, April 11, 2009
What do you consider good money? If you make 60k/year (which only the top 1st year bankers make) but work 70 hours a week, how much are you really making. You are only making $16/hour!!!! By the way most Quicken employees would be unable to do this calculation, which works well for the people in charge of this company. If you are average or slightly better then you are making 50k tops which is only $13/hr. You can make that much at Mcdonalds and not be lying, cheating and stealing to do it.

#7 UPDATE EX-employee responds
Good Money????
AUTHOR: Evil Eliminator - (U.S.A.)
SUBMITTED: Saturday, April 11, 2009
What do you consider good money? If you make 60k/year (which only the top 1st year bankers make) but work 70 hours a week, how much are you really making. You are only making $16/hour!!!! By the way most Quicken employees would be unable to do this calculation, which works well for the people in charge of this company. If you are average or slightly better then you are making 50k tops which is only $13/hr. You can make that much at Mcdonalds and not be lying, cheating and stealing to do it.

#6 UPDATE EX-employee responds
Good Money????
AUTHOR: Evil Eliminator - (U.S.A.)
SUBMITTED: Saturday, April 11, 2009
What do you consider good money? If you make 60k/year (which only the top 1st year bankers make) but work 70 hours a week, how much are you really making. You are only making $16/hour!!!! By the way most Quicken employees would be unable to do this calculation, which works well for the people in charge of this company. If you are average or slightly better then you are making 50k tops which is only $13/hr. You can make that much at Mcdonalds and not be lying, cheating and stealing to do it.

#5 UPDATE EX-employee responds
Good Money????
AUTHOR: Evil Eliminator - (U.S.A.)
SUBMITTED: Saturday, April 11, 2009
What do you consider good money? If you make 60k/year (which only the top 1st year bankers make) but work 70 hours a week, how much are you really making. You are only making $16/hour!!!! By the way most Quicken employees would be unable to do this calculation, which works well for the people in charge of this company. If you are average or slightly better then you are making 50k tops which is only $13/hr. You can make that much at Mcdonalds and not be lying, cheating and stealing to do it.

#4 UPDATE EX-employee responds
Fat Lunatic Director
AUTHOR: Steven - (U.S.A.)
SUBMITTED: Sunday, March 29, 2009
I Know the fat lunatic director you are talking about. What a total tool. After you are gone for a while, you will look back at this experience and laugh. Be careful what you say or do, Dan Gilbert may pick a fight with you at a Bar Mitzfah.

#3 UPDATE Employee
work hours
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Saturday, March 28, 2009
I will agree you will work 11+ hours a day and be asked every week if your working the weekends. I would maybe look for another job if you have a family because you will not see them from 9am-9pm M-F.As for the money, you can make good money but you will have no time to enjoy it.

#2 UPDATE Employee
work hours
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Saturday, March 28, 2009
I will agree you will work 11+ hours a day and be asked every week if your working the weekends. I would maybe look for another job if you have a family because you will not see them from 9am-9pm M-F.As for the money, you can make good money but you will have no time to enjoy it.

#1 UPDATE Employee
work hours
AUTHOR: Real World - (U.S.A.)
SUBMITTED: Saturday, March 28, 2009
I will agree you will work 11+ hours a day and be asked every week if your working the weekends. I would maybe look for another job if you have a family because you will not see them from 9am-9pm M-F.As for the money, you can make good money but you will have no time to enjoy it.


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