Complaint Review: Rafael Arce owner of FIT Credit repair - Carlsbad California
Rafael Arce owner of FIT Credit repair Rafael Arce has control of my website and refuses to give me back control so I can make important changes to it. I am the owner of Elite Credit Care a competitor of his and my business is suffering everyday I do not have access to my site. This is not only extremely unethical but perhaps illegal. My site is elitecreditcare.com Carlsbad California
*Author of original report: Documents pertaining to original report
*Author of original report: Adding some interesting documents
*Author of original report: Updating original incomplete report on 11exhale and Yoga Marketer.dba yogamarketer.com
*Author of original report: Rafael Arce now in the yoga business owning www.yogamarketer.com also corrent owner of fit credit repair and former owner of the defunct California Credit Services and Vanquish Capital Investments etc
*Author of original report: Latest update on attempting to regain ownership of my website
*Author of original report: Update on my initial report on Rafael Arce
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I am the owner of CCEG INC. my dba/website is and has been www.elitecreditcare.com. I have been in the credit repair industry for many years and have done radio shows, seminars as well as worshops but my true passion is helping people achieve their credit goals! My ex wife Julie and I started the company over a decade ago. Her role and what she was very good at was dealing with websites and mine was the business itself and sales.
We purchase the domain www.elitecreditcare.com early in the companys history. It was so long ago that I have forgotten the exact details except for the fact that I proudly came up with the website name. Since then thousands of clients later I am proud to say I have had only one BBB issue concerning billing and thats it! 10 plus years and thousands of clients processed with just one BBB complaint, that my friends is hard to do much less in credit repair!Fast forwarding to today 6/25/18.
A lot has happened since we set up this business. We had two beautiful girls together as well as our divorce in 2016. I am sorry to say as with most divorces it was not amicable. Hang in there as there is a purpose for sharing this history. We have had the usual ex type disagreement from custody to child support all the usual suspects I think.
What is not normal and a bit out of the ordinary is how I got to this point of having to write a report on a gentleman that seems normal but is not behaving as such. He is truly a predator of many kinds, this is where it gets interesting and perhaps explains a few things. Julie and I use to travel to Credit Repair Boot camps and seminars etc.. They were a good source of information as well as a good opportunity to network with others in the industry.
One year however because of the business and raising two young girls ( my pride and Joys ) Julie and I decided that I would stay home and take care of the girls and the business while she traveled to the Bootcamp. I dont remember the exact year but I do know we were very much married at the time. LOL I bought her a nice flight and a great Hotel room wanting her to be comfortable as she was going to be alone this time. So off she went and I was happy for the Daddy daughter time.
Now one thing about Julie is she loves her phones and she was always making sure her phone was always charged and near her. She arrived in Florida and the first night we talked and the girls who missed her also had their chance to say goodnight. Hold on folks I am almost to the point. Thesecond day we spoke on and off and I told her I would have the girls call her later inthe evening. Evening rolled around and the girls and I called to say goodnight but it went straight to voicemail. That was very odd for Julie not to say goodnight to at least the girls.
Several more calls late into the evening with the same results. I became worried but put the girls to bed and went to bed myself. Morning rolled around and I called with the same result again. Finally in late morning she answered and seemed short and annoyed with my concern. You have to know my ex but this was very out of character as she knew I was apprensive about her being alone in Florida. I was happy to hear from her none the less and that she was ok. She flew back the following day and we picked her up and the girls and I were happy to see her.
Now not only did her behavior start to change but her phone screen saver had a picture of a very young man on it. I am not the jealous type so I did not think that much about it. Soon I kept hearing about this Rafael guy she met at the boot camp and they texted and spoke frequently. Now I know what your thinking why was I so naive. Well one I am not the jealous type and two I trusted Julie my wife. Ok you were right! I was naive. Lol fast forward again and we are divorced and guess who she married? Low and behold Rafael Arce a kid almost a full decade younger than Julie, Later Julie confessed that she lied about her marriage and he lied about his age. LOl
He even was so cocky and tasteless and bragged to my eldest daughter about their first date at that very same Bootcamp. Yuk, yes she is disturbed by it. At least my expensive room went to good use. LOL The aha moment! My ex who took my website codes with her without my knowledge ended up I find in the hands and ownership of FIT Credit Repair and the owner Rafael Arce a direct competitor. Now that might seem to be not a huge surprise except for the fact that the divorce decree clearly stated that I received full ownership of the busiess and its assets which yes indeed includes www.elitecreditcare.com.
Now I laugh about it now and joke about how he to this day, even though there are kids involved has never even shook my hand or looked me in the eye. Well a predator he is and unethical he is by his actions. First my wife then my website. Whats next my cat? Truthfully I should not have to beg or take legal action to get what is rightfully mine. Basically it is theft. By the way why wont he give it back? To damage my business more than he has already or does he have plans for my site? I dont know but I would not trust a guy with such basic character flaws and unethical conduct. I want my site back? Can anyone other than expensive attorneys help me?
Rafael Arce owner of FIT Credit repair Rafael Arce has control of my website and refuses to give me back control so I can make important changes to it. I am the owner of Elite Credit Care a competitor of his and my business is suffering everyday I do not have access to my site. This is not only extremely unethical but perhaps illegal. My site is www.elitecreditcare.com I have had this site for many years and now need to make changes and when I called Godaddy for help and they said that I do not own the site. Weird because I bought it many yearts ago and have been using it since. It has my 877-604-4489 phone number that rings to my office and my old Bellevue address? Wow his refusal to give it back to me is bordering on Wow! What is wrong with this guy? Bordering on....... issues? since
This report was posted on Ripoff Report on 06/25/2018 08:42 PM and is a permanent record located here: https://www.ripoffreport.com/reports/rafael-arce-owner-of-fit-credit-repair/carlsbad-california-92008/rafael-arce-owner-of-fit-credit-repair-rafael-arce-has-control-of-my-website-and-refuses-t-1448987. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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