Complaint Review: Rephen Law Firm, Restin Law Firm, M Harvey Rephen And Associates - New York City New York
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- Author Confirmed
- Rephen Law Firm, Restin Law Firm, M Harvey Rephen And Associates 17 Squadron Dlvd. Suite 320 New York City, New York U.S.A.
- Phone: 845-678-1296
- Web:
- Category: Legal Process Servers
Rephen Law Firm, Restin Law Firm, M Harvey Rephen And Associates, Rephen Law Firm, Restin Law Firm, M Harvey Rephen And Associates, "Erica Shaw" ripoff fraudulent illegal dishonest debt collection practices bogus illegitimate rude don't give them a dime New York City, New York
*UPDATE Employee: Alilison Polensky Changes her Linkedin Profile
*UPDATE EX-employee responds: M Harvey Rephen and Bradley Rephen are brothers
*Consumer Suggestion: Like so many others you don't know the law
*Consumer Suggestion: Like so many others you don't know the law
*Consumer Suggestion: Like so many others you don't know the law
*Consumer Suggestion: Like so many others you don't know the law
*REBUTTAL Owner of company: Attorney Mark Harvey Rephen is not related to Rephen Law Firm
* : Rephen Law Here is How to Stop Rephen New City New York
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A debt collector claiming to be Erica Shaw or Erica Shah, a legal processor from a law firm called Rephen Law Firm (which she purposely pronounced Restin to avoid identification online) has attempted to collect a debt for a $45 bounced check. Their phone number is 845-678-1296. It is obvious from the overwhelming number of online complaints made to debt/credit complaint forums and the Federal Trade Commission that they are an illegitimate operation and should not be paid a single dime.
It is also evident that the processing fees they are attempting to collect are illegal given the Fair Debt Collection Practices Act (FDCPA) http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm and therefore should not be paid either.
When questioned, she cited the Uniform Commercial Code which can be found here: http://en.wikipedia.org/wiki/Uniform_Commercial_Code and seen as an obvious sham to be cited, as states adopt only parts of the Universal Commercial Code and in different ways, meaning there is no way for her to tell me how exactly how it applies. IT DOESN'T. It's like saying the Bible says something is wrong, but without telling me the verse. Obviously bull.
It also clear to me that their threats to take legal action and take me to court are also illegal given the FDCPA as well. They also refuse to put anything in writing and refuse to stop contacting me after both verbal and written no-contact statements, which is also illegal.
My only question is why fraudulent companies such as this are still able to operate under this Act?
This company has even set up bogus consumer help/protection websites to gather people's information here: http://mharveyrephenlaw.com/.
How is this legal? Should I report again to the Federal Trade Commission here https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en or somewhere else?
In short, do not give these people a dime. They prey on people who do not know their legal rights. They only buy bulk debt from companies who have already written off bounced checks. They intimidate people into thinking they are going to go to jail or be taken to court because their check bounced when this is simply not true.
Rephen Law Firm
austin, Texas
U.S.A.
This report was posted on Ripoff Report on 07/31/2009 05:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/rephen-law-firm-restin-law-firm-m-harvey-rephen-and-associates/new-york-city-new-york-10956/rephen-law-firm-restin-law-firm-m-harvey-rephen-and-associates-rephen-law-firm-restin-475417. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#8 UPDATE Employee
Alilison Polensky Changes her Linkedin Profile
AUTHOR: Eli Weiss - (United States of America)
SUBMITTED: Monday, March 12, 2012
Here is the LinkedIn Cashed version showing Alilison Polensky worked for Bradley Rephen.
http://webcache.googleusercontent.com/search?q=cache:F_8LQPl4gxYJ:www.linkedin.com/pub/allison-polesky/2a/76b/854+Allison+Polesky+Bradley+Rephen&cd=1&hl=en&ct=clnk&gl=us&client=firefox-a
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Allison Polesky
Attorney, Law Offices of Allison Polesky, P.C.
Greater New York City Area
Law Practice
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Allison Polesky's Overview
Current
Attorney & Owner
at
Law Offices of Allison Polesky, P.C.
Past
Attorney
at
Law Offices of Bradley J. Rephen, P.C.
Education
Brooklyn Law School
State University of New York at Binghamton
Connections
53 connections
Websites
Company Website
Company Website
Allison Polesky's Summary
Specialties
FDCPA, FCRA, TCPA, Debt Collectors, Debt Collection Law Firms, Consumer Rights Law
Allison Polesky's Experience
Attorney & Owner
Law Offices of Allison Polesky, P.C.
September 2010
Present
(1 year 6 months)
New York, New York
Specializing in protecting consumers from abuse, harassment, and
illegal activity employed by debt collectors, collection agencies, debt
collection attorneys and law firms and debt buyers. Primary areas of
practice include but are not limited to Plaintiff's FDCPA, FCRA, and
TCPA and state law equivalents.
Attorney
Law Offices of Bradley J. Rephen, P.C.
January 2009
August 2010
(1 year 8 months)
Debt collection attorney protecting the rights of original
creditors, banks, credit unions, merchants, third party debt collectors
and debt buyers in the recovery of distressed consumer and commercial
debts and accounts receivable. Primary specialties include
bad/fraudulent checks, credit cards, breach of contract and medical
debt.
Allison Polesky's Skills & Expertise
Debt Collection
Legal Research
Consumer Law
Allison Polesky's Education
Brooklyn Law School
J.D.,
Law
2005 2008
Activities and Societies:
Phi Alpha Delta
State University of New York at Binghamton
B.A.,
Philosophy, Politics, & Law
2001 2005
Activities and Societies:
Phi Alpha Delta
Allison Polesky's Additional Information
#7 UPDATE EX-employee responds
M Harvey Rephen and Bradley Rephen are brothers
AUTHOR: Eli Weiss - (United States of America)
SUBMITTED: Saturday, February 18, 2012
http://www.recordonline.com/apps/pbcs.dll/article?AID=/20081211/NEWS/81211022
http://www.linkedin.com/pub/allison-polesky/2a/76b/854
http://www.nycdebthelp.com/
#6 REBUTTAL Owner of company
Attorney Mark Harvey Rephen is not related to Rephen Law Firm
AUTHOR: Attorney Mark Harvey Rephen - (USA)
SUBMITTED: Monday, October 26, 2009
This is to clairify that my website www.mharveyrephenlaw.com is unrelated to the Rephen Law Firm. I have been a consumer advocate for many years and have sued many debt collection agencies. If anyone would like to clarify the matter please call 212.796.0930 and I would be happy to discuss the matter with you.
Sincerely,
Mark Harvey Rephen, Esq.
#5
Rephen Law Here is How to Stop Rephen New City New York
AUTHOR: Po'd consumer - (U.S.A.)
SUBMITTED: Sunday, August 16, 2009
Rephen Law Here is How to Stop Rephen New City New York
The way to really hurt a lawyer is to contact the bar association and file an ethical grievance. Rephen is an unethical attorney who breaks the law every day. You can reach the bar association grievance office at 914-949-4540. Call them and request a complaint form. They know all about Rephen as there have been many complaints. The people at the bar association are very helpful and will help you file your complaint against Rephen.
Enough people filing complaints can affect Rephen's law license. when he loses his license, he will not be able to continue his threats, harassment and other illegal activity.
Po'd consumer
hackensack, New Jersey
#4 Consumer Suggestion
Like so many others you don't know the law
AUTHOR: Hugh Jass - (U.S.A.)
SUBMITTED: Saturday, August 01, 2009
You wrote: "It also clear to me that their threats to take legal action and take me to court" are also illegal given the FDCPA as well."
That is incorrect. It not against the FDCPA to threaten IF they actually intend to take those actions. If (and you have to prove this) they never had any intention to do what they threatened THEN you may have a case.
#3 Consumer Suggestion
Like so many others you don't know the law
AUTHOR: Hugh Jass - (U.S.A.)
SUBMITTED: Saturday, August 01, 2009
You wrote: "It also clear to me that their threats to take legal action and take me to court" are also illegal given the FDCPA as well."
That is incorrect. It not against the FDCPA to threaten IF they actually intend to take those actions. If (and you have to prove this) they never had any intention to do what they threatened THEN you may have a case.
#2 Consumer Suggestion
Like so many others you don't know the law
AUTHOR: Hugh Jass - (U.S.A.)
SUBMITTED: Saturday, August 01, 2009
You wrote: "It also clear to me that their threats to take legal action and take me to court" are also illegal given the FDCPA as well."
That is incorrect. It not against the FDCPA to threaten IF they actually intend to take those actions. If (and you have to prove this) they never had any intention to do what they threatened THEN you may have a case.
#1 Consumer Suggestion
Like so many others you don't know the law
AUTHOR: Hugh Jass - (U.S.A.)
SUBMITTED: Saturday, August 01, 2009
You wrote: "It also clear to me that their threats to take legal action and take me to court" are also illegal given the FDCPA as well."
That is incorrect. It not against the FDCPA to threaten IF they actually intend to take those actions. If (and you have to prove this) they never had any intention to do what they threatened THEN you may have a case.
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