Report: #204682

Complaint Review: RI Credit Union - Providence Rhode Island

  • Submitted:
  • Updated:
  • Reported By: Pawtucket Rhode Island
  • RI Credit Union 160 Francis St. Providence, Rhode Island U.S.A.

RI Credit Union Auto Loans -A warning! Providence Rhode Island

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This is not a rip off per se but is a warning to anyone considering financing a vehicle through RI Credit Union.

If your payment becomes a month late RICU demands that you bring the payment current immediatly or they repo the car. Most lenders will allow you to at least pay the previous month's payment but RICU says that if you send it in, they will refuse it.

Example: Your payment is due on the 15th of June, on July 16th they tell you that you need to pay June and July NOW or we going to repo it; if you offer to at least send in the June payment they say no, they'll refuse it.

I know some of you high and mighty "non-losers" are going to say "don't buy something if you can't afford it" and the like. I agree, that's not my point. My point is that RICU is just very uncooperative when it comes to trying to resolve a delinquency issue to which I know some of you will say "they don't have try to resolve it, you're in default!!" You're right, it's just that most lenders will at least try to work with you to help you bring your account current but RICU is not one of them. If you are considering financing a vehicle through them, keep in mind that they are very inflexible.

Pawtucket, Rhode Island

This report was posted on Ripoff Report on 08/05/2006 12:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ri-credit-union/providence-rhode-island-02903/ri-credit-union-auto-loans-a-warning-providence-rhode-island-204682. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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