Richardson Solutions Ltd A.P.E. Processing, LLC Threatening to sue for phantom internet payday loan Duluth Georgia

For the past several months, I have had voicemail messages left on my personal cell phone & home phone for an internet payday loan from 2011 that I NEVER applied for.  I did call the "844" telephone number provided in the message(s).  I asked for a validation notice to be sent to me, but "Amanda" stated the validation notice(s) had already been sent.  I wanted another sent anyways.  "Amanda" stated if I didn't make arrangements to make good on the "allegations" of nonpayment of a $600.00 + internet payday from "Gateway Financial" on 07/07/2016, it would be recorded I would be incompliant  & this company would contact my HR/Payroll Departments to start a garnishment as well as getting a lawsuit against me in the city I live in.  I do not know who this "Gateway Financial" is.  BEWARE!!!