RJM Acquisitions Funding/Fingerhut RJM Acquisitions Funding/Fingerhut ripoff-I never had this account Syosset New York

I am a struggling newlywed, trying to get my finances together to buy a home. I downloaded my credit report today, and found two incorrect delinquent accounts, one being Fingerhut/RJM.

I have no idea what to do or who to contact to have this removed from my credit report, but am going to try everything I can think of short of paying this erroneous bill.

I have never been contacted in any way by this company, who says I owe $1,025. I know that if I were owed that amount of money, I'd DEFINATELY be in contact with the debtor!

I am at a loss as to what my next step should be, but am glad that in my search I came across this site.

Cindy
Wenatchee, Washington
U.S.A.