Robert Wallace EZ Money payday loans Sent a email to me saying I owe a balance from July 2015 i never used this compay at all in my life

Dear KYLE SMITH, Date:10/05/2018 This is a reminder email about your past due with EZ Money Loans Inc. from a payday loan taken on July 31, 2015. Our records indicate that you have an outstanding balance following non-payment of that loan. Below is the information of your debt: Loan amount: $700.00 Total amount: $1062.78 Outstanding balance: $674.15

If you fail to voluntary satisfy our requirements for payment of your debt to EZ Money Loans Inc., we have to follow court procedure to enforced collection of the debt, which may entail additional expenses for you, for example, the expenses in the amount of state duty, the cost of representative’s services for the proceedings, the compensatory interest for each day of delay, court fees and administrative charges.

Wage garnishment will be enforced if we do not receive good faith payment until October 19, 2018. Collection proceedings may also hurt your credit rating. We registered online case with Superior Court of California, County of Los Angeles. Please note down the reference number for the case as BC3593929. Please check below information to know further details.

Name: KYLE SMITH Loan Account # EZML143853646 Address: (Retracted) Phone: (Retracted) As per FDCPA, company agrees to provide payment arrangement if an immediate payment in full will create an undue hardship. We can modify payment arrangement when hardship exists. However, we cannot reduce the total balance due.

Company agrees to give you pay-off discount if you are willing to pay without going through court. In case of denial, we must issue an Earnings Withholding Order to collect your delinquent court-ordered debt. We must instruct your employer and social security department to deduct up to 50% of your disposable earnings for each pay period.

The total outstanding amount under your name is $674.15. We are providing you a proposed payment plan below. However, we can help to change payment dates if there is hardship or a different pay schedule. 1. $168.54 – 10/19/18 2. $168.54 – 11/02/18 3. $168.54 – 11/16/18 4. $168.54 – 11/30/18 We can offer 15% reduction if you want to clear your outstanding balance until October 19, 2018.

Please write us back as per your convenience. Please pay a good faith amount until October 19, 2018. Late Payment charge of $39.00 will be added if you don't make your first payment until next Friday. With Regards, Robert Wallace customer.care@ezmoney24365.com / collections@ezmoney24365.com 706 S Spring St, Los Angeles, CA 90014 Please check below for your consumer loan agreement and court notice filed online in the county of Los Angeles, Superior Court of California.

Please check documents carefully and reply us back if you want to resolve this issue. Superior Court Of California County of Los Angeles South District – Long Beach 415 W Ocean Blvd, Rm. 203 Long Beach, CA 90802