Rose Acceptance A division of First National Bank fraud, theft by decption, ripped off, deceived East Lansing Michigan

I live in New Jersey and have been promising my 19 year old daughter that after I won my SSI case, that we would take that money and move to Florida. So after 2 and a half years of appeals, I finally won. I found a house online owned by Rose Acceptance. It looked adorable on the outside, but had no pics posted of the inside.

So, I dealt with Bill Wessels who emailed me some interior pics. Well, the pics he had were over a year old and the property looked NOTHING like the pics he sent me! People had broken into the home and ripped out all of the wiring and plumbing, punched holes in the walls, put holes in the floors to rip out the pipes, and due to the holes in the floors, both bathrooms were COVERED in black mold, as was the kitchen.

They had a realtor so I KNOW they knew the condition of the property and failed to disclose those things to me. The damages Bill Wessels sent me pics of were all very minor, a few missing floor and wall tiles, and he did tell me there was a broken window and a missing toilet. That is ALL he told me was wrong with it.

What he also didnt tell me and I didnt find out until after I purchased it, is that the entire neighborhood is all African American (we are white) and full of gangs with multiple drive by shootings happening every month, due to a turf war going on. There was a shooting 4 houses down, less than a year ago, and about 6 houses down is a registered sex offender. As someone with a gorgeous, teen lifeguard daughter, I am terrified to move her into that house!

We cant even move into the house anyway because it is in such bad shape that it should have been condemed! We will NEVER have the kind of money it will take to make this house liveable.

Bill KNEW that I was on SSI and that I was using my ENTIRE back payment from Social Security for the down payment for this house. They also changed my interest rate at the last minute and I have a 15 year mortgage for a house I will never be able to live in!

I am losing my Section 8 because I own a house now, but I can never live there. So our whole lives are now ruined and we will soon be homeless along with our 3 dogs, 6 birds and 2 bunnies, all because this company cares more about money than peoples lives.

They purposely committed fraud to unload this dump of a house, and they didnt care who they sold it to and whos lives they would ruin, they just wanted to sell it.

They made sure I signed away my rights to hold them liable for EVERYTHING, however after speakng with my attorney, I have found out that I may have some recourse against them, because there are certain things they MUST disclose under FLORIDA LAW, even if I signed something waiving my rights. So I am hoping I will be able to make them be held accountable for what they did to my daughter and I.

I have learned my lesson though, and will NEVER buy a home again without seeing it first and having numerous inspections done. It was just kind of hard to do that from another state, but I had to learn the hard way.