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Report: #88271

Complaint Review: Rose & Erickson - Hopkins Minnesota

  • Submitted:
  • Updated:
  • Reported By: Buffalo Minnesota
  • Author Not Confirmed What's this?
  • Why?
  • Rose & Erickson 921 Mainstreet Hopkins Hopkins, Minnesota U.S.A.

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I had some bad checks that went to this lawfirm back in 2001 and they went to this law firm for collection, they sent me a letter telling me I owed this money. I paid them right away the amount of the check and the 20.00 service fee.

They sent me my money back in an envolope with no explanation. I sent it again, and they sent it back to me again.

They refuse to let me pay this debt stating I owe a 100.00 civil penalty fee for each check. This civil penalty fee is a court awared fine.

We have not been to court and when I talked to this law firm, they even stated they would have to take me to court to get it.

They still as of now refuse to let me pay this debt off, and in the meantime are reporting it on my credit report stating, seriously overdue, never paid etc.

They are out to get money that is not theirs legally and in the meantime they think they can ruin my credit. This company is a rip off!!!! Checkrite is the company that hired them to get these checks paid.
rip off rip off

Nicole
Buffalo, Minnesota
U.S.A.

This report was posted on Ripoff Report on 04/20/2004 01:34 AM and is a permanent record located here: https://www.ripoffreport.com/reports/rose-erickson/hopkins-minnesota-55343/rose-erickson-llc-ripoff-rip-off-collection-agency-hopkins-minnesota-88271. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
5Consumer
0Employee/Owner

#5 Consumer Suggestion

They closed the account 2 years ago!!

AUTHOR: Nicole - (U.S.A.)

POSTED: Sunday, June 06, 2004

Actually you could say that, but Im sick of fighting with them so I posted an apology...anything I say could be thought of as defamatory words so I'm not going to say anything. But I will say that they actaully closed this account 2 years ago and just never told me, that's how this big mess started. I have to deal with the original creditors now that I know they are the people to settle with. If I would have known this info I would have handled these checks 2 years ago. I also don't remember what dates those checks were written, but thanks for the advice. Thanks!

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#4 Consumer Suggestion

they may not threaten or take more than is allowed by law and they did so in violation

AUTHOR: Scott - (U.S.A.)

POSTED: Wednesday, June 02, 2004

If this check was written before June of 2001then you got scammed as the statute of limitations has passed and you owed them nothing. Also, I take it you have never heard of the FDCPA. It states they may not threaten or take more than is allowed by law and they did so in violation. They owed you $1000 for their illegal threats. Also, theatening to sue when no legal action is intended(it could not be because their threats were illegal) is also a violation of the FDCPA. Finally, if this check was written before june of 2001 it is a violation to threaten to sue or sue on a time barred debts. Congrats for paying the scammers.

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#3 Consumer Suggestion

So they THREATENED you eh Nicole???

AUTHOR: Bradley - (U.S.A.)

POSTED: Wednesday, June 02, 2004

Okay Nicole it looks as if this firm has threatened legal action against you if you didnt retract your statements. What a sorry sham they are...

They cant stop me from saying ROSE AND ERICKSON SUCK DONKEY D!!!

OOPS! Did I say that???

So Nicole I know you probably have a gag order now, but I am curious...IF the situation was resolved Im sure a lot of people would like to know the "rest of the story" and how YOU turned out to be at fault???

Read my above opinion of Rose and Erickson

Thank you,

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#2 Author of original report

Mistake on Filing Report - This is my public apology!!

AUTHOR: Nicole - (U.S.A.)

POSTED: Tuesday, June 01, 2004

Recently I filed a "rip-off" report with you guys against Rose & Erickson in April. I was mad at them and honeslty felt like they had ripped me off, but after finally talking to them It all turned out to be a communication error on my part. I have recently solved this problem I had with them and told them I would make this public apology ...so I am sorry for what I wrote on this website, I should have gotten all the facts and not done this out of anger. I want to apologize on my behalf to Rose & Erickson and say Im sorry for any negative feedback this had given them. They are a great law firm and my problem was not that big of a deal to get mad and write this report and post it online. Please ignore this report and again im sorry for what I wrote. Please except my apology and sorry to "rip-off" report for making false allegations with regards to rose & erickson's law firm.
Thank you.

June 1st, 2004

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#1 Consumer Suggestion

DONT SEND THEM A CENT!!!! ..count your blessings

AUTHOR: Bradley - (U.S.A.)

POSTED: Tuesday, April 20, 2004

Nicole consider yourself lucky you got your money back and count your blessings-DONT SEND THEM ANOTHER DIME!

You DONT OWE THE COLLECTION AGENCY A PENNY!!! The orginal debt has long since been charged off, and NO AMOUNT of money you send to the collection agency will change that. Even if you pay them that still dont settle your debt to the original company!

Unless you file for bankruptcy the longest they can report you is for seven years from your last activity SO QUIT TRYING TO PAY THEM and hope that they dont count the payment you tried to send them and start the clock ticking again!

Its easy reading on the net, just type in credit and seven year reporting etc etc.

I need no credit for this!!!

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