Complaint Review: Roy Watson, Omar Taylar Protek Credit Advisors - Wilmington Delaware
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- Author Confirmed
- Roy Watson, Omar Taylar Protek Credit Advisors 1201 North Market Wilmington, Delaware U.S.A.
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- Category: Telemarketers
Roy Watson, Omar Taylar Protek Credit Advisors Told me I was approved for a $5000.00 loan. Told me to send $800.00 to a Omar Taylor then again had me send another $700.00 to Omar taylor. Never got the $5000.00 nor refund I was promised Wilmington Delaware
*Consumer Comment: If OP needed to borrow $5000 to buy a house, & loosing $1500 = they cannot pay the rent
*Consumer Comment: Not again !
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My wife and I had applied online for a unsecured loan for $5000.00 for a down payment on a home. Mr Roy Watson contacted me on 7-21-08 and informed me tht I had been approved for the loan, but with my credit history I would need to pay a collteral payment of $800.00. I was not to sure of this but my wife talked me into this. I sent the money via westner union on 7/24/08 to a Omar Taylor. Mr Watson then told I could expect the money on 7/25/08.
On that date no money was put in my account. I called Mr Watson who then informed that I needed to pay a insurance payment of $700.00. Again I did like he asked and he said the money would be in my account on 7/26/2008, no money ever appeared. I called Mr Taylor numerous times finally getting him on Tuesday 7/29/2008. At that time he told me the funds was on hold. I requested a refund and was told he was working on the paper work. We are out $1624.00, no house and now cannot pay our rent.
Chefmike
Clumbus, Ohio
U.S.A.
This report was posted on Ripoff Report on 07/30/2008 08:18 AM and is a permanent record located here: https://www.ripoffreport.com/reports/roy-watson-omar-taylar-protek-credit-advisors/wilmington-delaware-19801/roy-watson-omar-taylar-protek-credit-advisors-told-me-i-was-approved-for-a-500000-loan-357314. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
If OP needed to borrow $5000 to buy a house, & loosing $1500 = they cannot pay the rent
AUTHOR: Friendly Help - (U.S.A.)
SUBMITTED: Wednesday, July 30, 2008
then I question whether OP can really afford to buy a house. Houses cost lots of money beyond the mortgage, whether new or used. Used houses always need repairs ($$$), while new houses always need something added like storm windows ($$$). And if you own a house, you MUST have a ''rainy day $$$ fund''.
Then there are real estate taxes.
I remember looking at a house in upstate NY. When I asked the RE agent ''What are the real estate taxes?'',
She looked in her notes and said ''$1400 per year.''
That to me seemed low for NY, so I asked "Are there any other taxes?''
''Yes''. She said.
What are they?'' I asked.
''There are the school taxes.''
[School taxes are billed seperately & in a different month in NY than are ''real estate taxes'' ]
''Well,'' I asked ''what are the school taxes?''
''Ummm...'' as she looked in her notes, ''about $2800 per year.''
So- $4200 per year just for those two taxes.
Then there is insurance. This can be $500 to $2000 per year- or more.
The list goes on. And to top it off, OP just got scammed with a phony loan scam.
#1 Consumer Comment
Not again !
AUTHOR: Atlanta Guy - (U.S.A.)
SUBMITTED: Wednesday, July 30, 2008
You NEVER have to pay money up front for a personal loan. Do you not know this ?? That should have tipped you off immediately that this was a scam. I guess you know by now that you'll never see ANY of the money they promised, nor the money you paid. Wise up. You're on their list now.
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