Royal Oaks Financial Group Ripoff took advantage of my situation and took the only money I had Troy, Michigan

I was searching on the internet for a debt consolidation loan and submitted a request for information. I received a phone call from Maria Harden stating that I had been approved for a $5000 loan. As a requirement I was to put down $1250 for an insurance policy that I would recieve at the end of 6 months if I made my payments on time. I told her that I did not think that I could come up with the money because I was already going through financial hardship. She told me that she would send the loan information to me by fax to look at and then I could make a decision by the 12th of the month. On the 12th I received a call from Maria asking if i was ready to send the money. I told her that this was not a possibility. She stated that all I needed to do was to send $650 by Western Union to Scott Williams in Halifax, Nova Scotia and that the funds would be deposited by 12:00. I stayed up to ensure that the money was deposited which of course it wasn't. I waited unitl 9:00 until the bank opened and checked again. No deposit and I called the bank to see if there was anything pending which it was not. I called Maria who stated that she had been trying to get a hold of me all day to tell me that the lender would not be able to deposit the money unitl the remaining money had been paid.

Foolishly, I sent them my rent money as well as the money for my car payment which was in addition to the money that I had borrowed the day before. Of course nothing happened and I have been calling them every hour for the past few days. I am now worse off than I was and although I am discouraged i will not stop unitl this scam is stopped. It is unacceptable to prey on those who are already hurting.

Christopher
Salt Lake City, Utah
U.S.A.