safcosouthernautofinance company payment ripoff Ft Lauderdale, Florida

I bought my car from a dealer in Arlington tx and for some odd reason now im with this company for the past 3 years i had no problems till this company took over im almost done paying my car and every month they come up with something odd . That my insurance had expired ive called and called to tell them i dont know who you are getting your information from but i have insurance on my car and i pay my payment through my bank which is a one day deliver and it shows that they get the payment in a one day deliver on their end its not getting it on time and they want to charge me a late fee everytime and know i cant get my code on time for my car to start it sucks having to go through this every month with these people when i was with affilliated finance for the past 3 years and had no problem it seems that they know that im about to pay this car off and trying anyway to take it from me its not going to happen i never been late on my payments till these people took over .....