Report: #1394034

Complaint Review: Sagestream LLC - California

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Ripoff Report is Xcentric Ventures

Submitted: Sat, August 19, 2017
Updated: Tue, September 19, 2017
Reported By: kadie — jay Oklahoma USA

Author Confirmed

Why?

Sagestream LLC California USA

Phone: 8883950277
Web:
Category: Car Financing

Sagestream LLC I applied for a car loan through alot and was denied because my sagestream credit report was only 546. San Diego California

*Consumer Comment: Each lender chooses which credit report they use

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On July 31 2017 I attempted to purchase a new car . The company was attempting to finance me through ally but I was denied. I received a letter from Ally in the mail on August 19 2017 stating that i was denied because my credit was only 546 as stated on sage stream LLC. on every other credit report my score is well over 700.

This report was posted on Ripoff Report on 08/19/2017 04:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/sagestream-llc/california/sagestream-llc-i-applied-for-a-car-loan-through-alot-and-was-denied-because-my-sagestream-1394034. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Each lender chooses which credit report they use

AUTHOR: FloridaNative - (USA)

SUBMITTED: Tuesday, September 19, 2017

POSTED: Tuesday, September 19, 2017

Most lenders use FICO scores. Some lenders don't. It is best to check with the lender, before you apply, as to which CRA they are pulling from and which score will be used for their lending guidelines. If you are saying you have a 700+ score with Credit Karma, that is not a score that any legitimate lender uses as it is a Vantage score. Yes, it makes a difference. Don't have any lender pull your credit report and score unless you know who they pull from and what score they use. JMO.

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