Complaint Review: Salvatore Esposito - Joe Esposito - Blue Bay Advisors FMAFinancial.com - Financial Management Advis - Orlando Florida
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- Author Confirmed
- Salvatore Esposito - Joe Esposito - Blue Bay Advisors FMAFinancial.com - Financial Management Advis Financial Management Advisors Orlando, Florida U.S.A.
- Phone: 866-728-9735
- Web:
- Category: Bait-and-Switch
Salvatore Esposito - Joe Esposito - Blue Bay Advisors FMAFinancial.com - Financial Management Advisors is SAME scam as Blue Bay Advisors!!! Don't be fooled!! Orlando Florida
*Consumer Comment: Florida Attorney General Nails fmafinancial.com aka FMA Servicing - Loan Mod Scam!
*REBUTTAL Individual responds: Report is inaccurate, full of misleading LIES! It was posted by a disgruntled employee.
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Blue Bay Advisors has once again changed their name from Company Trader USA to Financial Management Advisors! FMAFinancial.com
DO NOT BE FOOLED BY THESE SCAM ARTISTS!!
YOU CAN ALSO LOOK UP MORE POSTINGS ABOUT THIS COMPANY SCAMMING PEOPLE ON ((((Redacted))) AND TIMESHARE USERS GROUP AT (((Redacted)))
Also be sure to check out their NUMEROUS complaints with the BBB of Central Florida and their UNSATISFACTORY rating. A WHOPPING 23 complaints since the company was opened last year!
They are even using the SAME phone number. They are so broke they don't even have enough money to get a new address or phone number!!!
PLEASE compare the address on the BBB report for Blue Bay Advisors and Company Trader USA to the new address for Financial Management Advisors.
SAME NUMBER!!! SAME ADDRESS!!!
DO NOT BE FOOLED!!!!
Bremley l
Orlando, Florida
U.S.A.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
This report was posted on Ripoff Report on 12/22/2008 06:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/salvatore-esposito-joe-esposito-blue-bay-advisors-fmafinancialcom-financial-management-advis/orlando-florida-32801/salvatore-esposito-joe-esposito-blue-bay-advisors-fmafinancialcom-financial-manage-404109. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Florida Attorney General Nails fmafinancial.com aka FMA Servicing - Loan Mod Scam!
AUTHOR: Closer - (U.S.A.)
SUBMITTED: Saturday, February 14, 2009
Everything reported about this group is true. Read this story...
www.orlandosentinel.com/news/local/breakingnews/orl-bk-fraud-suit-021309,0,6688318.story
OrlandoSentinel.com
Florida Attorney General: Downtown Orlando company deceived distressed homeowners
Willoughby Mariano
Sentinel Staff Writer
2:22 PM EST, February 13, 2009
The state Attorney General's Office is filing suit against a downtown Orlando company saying they broke a law meant to save struggling homeowners from fraud, according to court a document released today.
Financial Management Advisors, a loan-modification company, charges up-front fees of up to $2,500 to troubled home owners looking for help escaping foreclosure, according to a court complaint released today. The problem is that state law bars companies from charging these fees, and the FMA isn't providing the services they promise, it states.
Luis Gonzalez, a lawyer for FMA, says the company helps people, and has never committed fraud. The under which they attorney general is suing them is new and ill-conceived, he added.
"They're barking up the wrong tree when it comes to FMA," Gonzalez said.
The company also claims to be connected with major mortgage lenders, including Fannie Mae, Countrywide Financial and Lending Tree, but do not have documentation to support their claim, according to the complaint. An advertised staff of "attorneys, accountants and expert negotiators" does not exist.
Gonzalez said that the company is new and was previously using general contractors. It now has a staff attorney.
The suit asks for a permanent injunction, restitution, civil penalties and litigation costs.
FMA is also known as FMA Servicing, Inc.
Company executives Edward Billings, Joseph Esposito and Salvatore Esposito, were also named in the suit.
FMA is based at 37 N. Orange Ave. suite 1010.
Copyright 2009, Orlando Sentinel
#1 REBUTTAL Individual responds
Report is inaccurate, full of misleading LIES! It was posted by a disgruntled employee.
AUTHOR: Harold - (U.S.A.)
SUBMITTED: Wednesday, January 07, 2009
In response to this complaint, please allow me to provide the following facts:
This report was posted by a disgruntled employee that was fired for unethical sales practices. He has continued to post lies on this site in order to feel better about himself and his desperate situation.
Let me clarify -
FMA Financial is not owned by either Sal or Joe Esposito and operates with the complete backing of an Attorney! The person that authored this complaint obviously has a personal grudge against these persons and has fabricated lies...or is ABSOLUTELY confused. There are NO COMPLAINTS with the BBB for this company.
Timeshare Trader USA is fully operating and has no affiliation with FMA Financial. They are completely separate entities in two separate locations. Timeshare Trader USA is an advertising company that specializes in the Timeshare industry and publishes a magazine that is marketed in all major Timeshare cities. There are NO COMPLAINTS with the BBB for this company.
If you have any questions about this subject, please direct inquiries to Info@FMAFINANCIAL.COM.
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