Score Sense.com I signed up for free credit report-got charged. $29.95. I thought it was for the year-turns out it's monthly. I requested refund for second month on my credit card. I didn't get bill so didn't know it was a monthly charge. I closed account, but they refused to give me a refund. THis is truly a ripoff. Internet

 I signed up for free credit report and got charged $29.95 on my credit card. I thought that this was for the year, and figured that for a year it would be okay. I have not used these services again, and when I got my credit card bill. There was another charge for $29.95. I called Score Sense and spoke to someone who explained that this was a montly expense. I said to close my account and give me a refund because I did not use the services. They refused because "The refund was not approved because you requested the refund after your communicated billing date".  I'm not even sure what this means. This is truly a ripoff and this company is defrauding folks like us .