Complaint Review: Sea-Safe Ski-Safe Geico AXIS Sullivan & Strauss - Lake Success New York
Sea-Safe Ski-Safe Geico AXIS Sullivan & Strauss Sullivan & Strauss Agency pro-rate misleading, obscure minimum, policy cancelation Lake Success, New York
*Consumer Comment: They came through for me
*UPDATE Employee: SkiSafe Insurance -- Let's Talk!
With most insurance there is a reasonable pro-rate policy when you switch insurance companies or after you sell the insured boat for example. Geico pointed me to Sea-Safe for insurance they could not provide. Sea-Safe is really Sullivan & Strauss Agency from Lake Success NY. They operate and SkiSafe.com or Sea-Safe. They are underwritten by AXIS Reinsurance.
Before considering buying insurance from these people at Geico's recommendation, do your homework. Sullivan & Strauss / SkiSafe.com have a thing called "Minimum Earned Premium" that is essentially 75% of the year's policy, even if you switch companies 2 months later.
Versus taking Geico's recommendation to use SkiSafe.com / Sullivan & Strauss, you will find that a little boat insurance shopping with another company / agent will essentially get the same coverage for the equivalent cost of their "Minimum Earned Premium". AND, you will be dealing with a company that has a honest pro-rate rule vs. what I found while switching to State Farm.
If this is how SkiSafe / Sullivan & Strauss / AXIS treats you when simply switching policies, I can only imagine what it would be like if you had to file an actual claim. Do yourself a favor, shop with a reputable insurance company.
This report was posted on Ripoff Report on 07/13/2011 12:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/sea-safe-ski-safe-geico-axis-sullivan-strauss/lake-success-new-york-11042/sea-safe-ski-safe-geico-axis-sullivan-strauss-sullivan-strauss-agency-pro-rate-mislead-752413. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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