SEARS Roebuck Ripoff Unfair LATE CHARGES Hoffman Estates Illinois

Not long ago, I too was literally a day late paying my Sears card bill (my fault) and got hit with the $39 charge.

Usually, if your credit history is really strong, a call and a request to cancel the account is all it takes to get the charge removed. When they ask why, I tell them about the charge; normally, they will credit it back to me (it has only happened a few times through the years).

This time, however, I just paid it off and put the card away; I doubt they will even notice, but at least I know! I only carry one card, but I have several, so at least I know my money will go elsewhere.

BTW, I noticed on the new card I am currently using a new tactic - I got the bill on April 13th and found the date date to be April 27th! It's too bad these guys are so strapped for money that they have to resort to such tactics!

Not long ago, I too was literally a day late paying my Sears card bill (my fault) and got hit with the $39 charge.

Usually, if your credit history is really strong, a call and a request to cancel the account is all it takes to get the charge removed. When they ask why, I tell them about the charge; normally, they will credit it back to me (it has only happened a few times through the years).

This time, however, I just paid it off and put the card away; I doubt they will even notice, but at least I know! I only carry one card, but I have several, so at least I know my money will go elsewhere.

BTW, I noticed on the new card I am currently using a new tactic - I got the bill on April 13th and found the date date to be April 27th! It's too bad these guys are so strapped for money that they have to resort to such tactics!

Not long ago, I too was literally a day late paying my Sears card bill (my fault) and got hit with the $39 charge.

Usually, if your credit history is really strong, a call and a request to cancel the account is all it takes to get the charge removed. When they ask why, I tell them about the charge; normally, they will credit it back to me (it has only happened a few times through the years).

This time, however, I just paid it off and put the card away; I doubt they will even notice, but at least I know! I only carry one card, but I have several, so at least I know my money will go elsewhere.

BTW, I noticed on the new card I am currently using a new tactic - I got the bill on April 13th and found the date date to be April 27th! It's too bad these guys are so strapped for money that they have to resort to such tactics!

Not long ago, I too was literally a day late paying my Sears card bill (my fault) and got hit with the $39 charge.

Usually, if your credit history is really strong, a call and a request to cancel the account is all it takes to get the charge removed. When they ask why, I tell them about the charge; normally, they will credit it back to me (it has only happened a few times through the years).

This time, however, I just paid it off and put the card away; I doubt they will even notice, but at least I know! I only carry one card, but I have several, so at least I know my money will go elsewhere.

BTW, I noticed on the new card I am currently using a new tactic - I got the bill on April 13th and found the date date to be April 27th! It's too bad these guys are so strapped for money that they have to resort to such tactics!

Chck your interest rate. One "late" payment and Sears will jack up your interest rate to close to 30%... And WILL NOT back it down. The late fee is not what they are after, a massive interest rate it their true goal.

These people are despicable.