SelectPortfolioServicing Fairbanks Capitol , Equicredit Corporation SPS is still in business foreclosing on homes Salt Lake City Utah

After numerous modifications that of course didn't get approved. We have been at war with Sps since 2004. They file foreclosure notices around twice a year. I owned my home outright. I took out a home improvement loan. That I now know was actually a mortgage with Fairbanks Capitol, Aka Equicredit, Aka Select Portfolio Servicing.                                  They are criminals in the first order. My husband lost his job. Used all savings to make payments. We got two months behind. We worked out a payment amount to catch-up. We were required to send payment Western Union. We sent payment by required date due. Sps refused payment. We recieved notice of Sheriff sale. Then the modifications became popular.                                                                                                                                                     We had our hopes up to save our home. I lost count of how many mod's we did, to no avail. We had to come up with a couple thousand dollars just to start a modification, along with higher payments for three months. After the three mo. trial period, we were always denied approval. We completed so much paper work.It was like applying to get into Fort Knox.       Sps always had same reason, missing paperwork, unsigned documents. Since they have refused payments, my credit is ruined. Can not even get approved for refinance to get away from this company.                                                         We now have stress-related health issues. This is our family home. Lived here since 1979.                                             I have filed many consumer complaints, to no avail. I am not the only family who has been threatened by Sps.Many have already lost their homes.                                                                                                                               I can afford my home. It should have been payed up by now. Currently I have to file bankruptcy to stop the sheriff sale on my home dated for Oct. 15, 2015.                                                                                                                   There are no affordable attorney's to help the consumer. All the attorney's I have had only want to file bankruptcy for us for a high fee. I will be filing on my own this time.                                                                                                    We need attorney's to fight for the home owner and put these companys out of business.                                               The whole court and justice system needs revamped. Sick of hardworking middle class people getting the worst of everything.