Complaint Review: Shawn Kelley - VMC Corporate - Central Bancard- CIT Leasing-Lease Finance Group- National Translink - Chicago Illinois
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- Author Confirmed
- Shawn Kelley - VMC Corporate - Central Bancard- CIT Leasing-Lease Finance Group- National Translink CIT 233 N Michigan Avenue, Suite 1800 Chicago, Illinois U.S.A.
- Phone: 800-628-2093
- Web:
- Category: Credit Card Processing (ACH) Companies
Shawn Kelley - VMC Corporate - Central Bancard - CIT Leasing - Lease Finanace Group - National Translink Ripoff Dishonest salesman committed fraudulent sale that I am having to pay for! Fort Wayne Indiana
*UPDATE Employee: You will not have to pay for something you never got-
*Consumer Comment: File your Report with FTC & State Attorney General
*Consumer Comment: File your Report with FTC & State Attorney General
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I tried to make this as concise as possible, but this is NOT a concise situation. I am at my wits end, and also my monetary end, and do not know what to do. I am an artist who opened a local gallery to support local artists. I wanted to own my own business, live the American Dream, which to me is being content with what I do, not to get rich. The following situation has taken a mental, emotional, & monetary toll on me, I could use any help I can get to really figure out what is going on! I already have a nearly $2000.00 attorney bill, and have been advised that while I could sue, it would cost me more in fees than I would ever receive from a suit, and that it would not be advantageous. Please let me know if you can HELP!
Summary of Situations:
Situation #1 National Translink
In March 2004 I signed a contract with National Translink for credit card service processing. I was told the amount would be $37.47 a month. After service started I was charged upwards of $75-80 each month for charges that were never disclosed by the sales representative, Jeru Thomas. Since this lease was labeled non-cancelable I was told there was nothing I could do.
On September 28, 2004, Shawn Kelley, a representative from VMC Corporate out of Fort Wayne, Indiana came to see me and I told him what was going on with National Translink. He told me they were double-charging me and had given me an out-of-date machine, and that his company could fine National Translink for their questionable business practices and gets me out of my lease by transferring it to someone else. He brought me a note from VMC Corporate stating I was to receive a refund from National Translink, took my machine to be transferred, and I signed a new lease with his company with his word (not in writing) that the first six months were to be paid for by VMC Corporate, and that it was a FLAT FEE of $75.00 a month. (SEE SITUATION # 2) He told me that Translink activity may continue for a month or so, until all the paperwork was ironed out.
Over the next month, Translink deposited and withdrew money in & out of my account. I assumed they were paying their fine, and assumed it had been more than I was told it would be. I couldn't think of any other explanation, and had not been contacted by anyone.
Then, on Tuesday, December 21, I was contacted by a business owner in Ada, Ohio, who claimed I received his credit card sales from October 15-November 7, to the amount of around $3200.00. Once I added up the numbers I came to realize the fine from Translink was a lie and the deposits into my account did equal around the amount Mr. Guthrie claimed.
In the meantime, Jim Tracy from National Translink my bank and informed them that I had taken someone else's money and closed my account. He asked her to contact me and give me his number. He also contacted the Local Police and did the same thing. I have since paid back Mr. Guthrie and had legal papers drawn up releasing me from further repercussions with National Translink, at a cost of several thousand dollars in attorneys fees and interest charges on my credit card (which I had to use to pay the amount back.)
Situation #2 Lease Finance Group, Division of CIT
On September 30, 2004, I signed a lease with CIT for credit card processing services. Shawn Kelley, a representative of VMC Corporate, brought me a credit card machine on October 1, stating it may take a few days for the information in the machine to be correct. On October 6, 2004, he returned to take the machine back stating it was broken and would be replaced. A couple of days later he told me that the company did not want to replace the machine; they wanted to try to fix it first. He said that that might take a few weeks. I never received a machine back after that, so I have not had an active credit card machine in my place of business since Thursday, September 30, 2004.
CIT automatically withdrew money from my bank account on 11/2 and 11/16. They claim I now have two leases, the one from National Translink (which obviously was never cancelled), as well as the new one, for which I have never had a machine. Because I was scared and upset, and felt fraud was occurring, I chose to close my bank account on 11/20/04.
They have now sent notice that they are sending the leases to outside legal counsel and I owe approximately $6700.00. They have also ruined my good credit rating, stopping my ability to apply for new credit or use any existing credit, as well as hiking my rates to 35% interest! I have recently been advised that Central Bancard (the processor for this lease) may be responsible since Shawn Kelley was their agent, but I don't know how to confirm that!
Alana
Marion, Indiana
U.S.A.
This report was posted on Ripoff Report on 07/21/2005 11:22 AM and is a permanent record located here: https://www.ripoffreport.com/reports/shawn-kelley-vmc-corporate-central-bancard-cit-leasing-lease-finance-group-national-translink/chicago-illinois-60601/shawn-kelley-vmc-corporate-central-bancard-cit-leasing-lease-finanace-group-nati-150704. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 UPDATE Employee
You will not have to pay for something you never got-
AUTHOR: Ken - (U.S.A.)
SUBMITTED: Thursday, August 11, 2005
You jumped from the frying pan into the fire haven't you. You do have a good case tho. Since you say you NEVER received a working terminal on the second lease you will NOT have to pay for it. Plain and simple. Now on your first lease if the rep took the terminal with him then you need to file a thief report with the police. He stole your terminal PERIOD.
I am in this business and I try to help people that have been ripped off all I can. 98% of the people in this business are good and try to put the merchant first, but like anything there are a few bad apples. You do not have any terminals RIGHT ! then you shouldn't pay. Again report the first as stolen and the second was never set up properly. You do NOT need a lawyer for this- it is very simple.
Good Luck
#2 Consumer Comment
File your Report with FTC & State Attorney General
AUTHOR: Gloria - (U.S.A.)
SUBMITTED: Monday, August 08, 2005
Hi,
I have been making this suggestion to many other people being RippedOff by CIT & Independent Reps. So far, I have received no additional calls since I did this plus told CIT that this was FRAUD & FORGERY. But who knows???? So check this out>>>>
You may want to send a complaint to FTC (Federal Trade Commission). I did and received a response saying they don't do individual cases. However, if they log enough complaints, they will start an investigation and possibly legal action. So here is the link: https://www.lfgnet.com/intro.asp to the FTC complaint form. I've told many people about it, so you may want to do the same. Make sure you give specific examples or even let them know you have documentation of deceptive or misleading information. Please remember if things weren't CLEARLY disclosed at time of sale, this may be FRAUD in most states
Also, you may want to file with your State Attorney General. I haven't given up, but it does take a while for the squeaky wheel to be heard.
As far as CIT, here is their main site: http://www.cit.com/main/default.htm . Also, within this site, I found e-mails and have sent copies of my rip-off report, including a copy of all the complaints listed under Lease Finance Group in the Rip-Off site. Here are some e-mail addresses, you may want to send your concerns to: investor.relations@cit.com, corpcomm@cit.com, directors@cit.com, Support@LFGNet.com Just to let them know how you feel about their fraudulent relationships with Independent Sales Representatives.
I did get the Rip-Off Report Do-It-Yourself Guide and it did have some good steps to follow. However, it was a little lacking in the cyberspace rip-offs. I've been paralleling the thoughts or ideas in this Guide to try to apply them to the internet. For example, instead of sending faxes, send e-mails. So every web site I am interested in, I look for e-mails and make up a group listing & start bombarding them with e-mails and include my rip-off report, plus any other rip-off concerns.
I hope this helps. Thanks, G for California
#1 Consumer Comment
File your Report with FTC & State Attorney General
AUTHOR: Gloria - (U.S.A.)
SUBMITTED: Monday, August 08, 2005
Hi,
I have been making this suggestion to many other people being RippedOff by CIT & Independent Reps. So far, I have received no additional calls since I did this plus told CIT that this was FRAUD & FORGERY. But who knows???? So check this out>>>>
You may want to send a complaint to FTC (Federal Trade Commission). I did and received a response saying they don't do individual cases. However, if they log enough complaints, they will start an investigation and possibly legal action. So here is the link: https://www.lfgnet.com/intro.asp to the FTC complaint form. I've told many people about it, so you may want to do the same. Make sure you give specific examples or even let them know you have documentation of deceptive or misleading information. Please remember if things weren't CLEARLY disclosed at time of sale, this may be FRAUD in most states
Also, you may want to file with your State Attorney General. I haven't given up, but it does take a while for the squeaky wheel to be heard.
As far as CIT, here is their main site: http://www.cit.com/main/default.htm . Also, within this site, I found e-mails and have sent copies of my rip-off report, including a copy of all the complaints listed under Lease Finance Group in the Rip-Off site. Here are some e-mail addresses, you may want to send your concerns to: investor.relations@cit.com, corpcomm@cit.com, directors@cit.com, Support@LFGNet.com Just to let them know how you feel about their fraudulent relationships with Independent Sales Representatives.
I did get the Rip-Off Report Do-It-Yourself Guide and it did have some good steps to follow. However, it was a little lacking in the cyberspace rip-offs. I've been paralleling the thoughts or ideas in this Guide to try to apply them to the internet. For example, instead of sending faxes, send e-mails. So every web site I am interested in, I look for e-mails and make up a group listing & start bombarding them with e-mails and include my rip-off report, plus any other rip-off concerns.
I hope this helps. Thanks, G for California
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