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Report: #1275714

Complaint Review: Shelfrich - Plano Texas

  • Submitted:
  • Updated:
  • Reported By: Jai2 — Eden Prairie Minnesota USA
  • Author Not Confirmed What's this?
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  • Shelfrich 1255 W. 15th Street Suite 300 Plano, Texas USA

Shelfrich Roger Couture Shelf Corporation with promise of funding up to $250K Scam Plano Texas

*Author of original report: More lies from Roger Couture

*REBUTTAL Owner of company: Customer's inability to participate in the process

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I was referred to Roger Couture for Business funding in January 2015. Roger said for $7,000 I would receive an aged corporation, 7-10 business tradelines, a paydex score and corporate funding  up to $250,000. Roger sent me his drivers license, social security card and birth certificate to prove he was real person and a lawyer. I entered into a contracct with Shelfrich on January 29th and was promised that the process takes up to 120 days to complete the round of funding. After the 120 day period, is when Roger starte with all the excuses about my tradelines, saying he forgot to put them in this month, and that it would fund next month. I requested my refund in July of 2015.

Roger contacted me saying that  my file is almost complete, just hang in there until the following month. Month after month  he explained that his business partner  ran off with all the money to post the tradelines, that his business partner is a Pastor and a registered child moletser. He went on to explain that he needed come up with the money to replace the money stolen in order to fulfill his promises. Roger bought himslef some more time, until I requested another refund in October, he said my money would refunded in 30 business days, I let him know that if I didn't receive my refund I would call the Feds on him, he went on to say that he does not want to go to jail, that he has done the same thing to 34 more people. 

I emailed Roger about my refund due on December 3rd, he went on to say that my refund date was not December 3rd, but December 23rd, which he claims is 30 business days from October 22nd. I have not heard from Roger since or receive my refund. I had the person who referred me to him contact him from an unknown number and he answered the phone and when asked if he would refund my money he said he would. I called him shortly after and he did not answer.

This report was posted on Ripoff Report on 12/22/2015 08:09 AM and is a permanent record located here: https://www.ripoffreport.com/reports/shelfrich/plano-texas-75075/shelfrich-roger-couture-shelf-corporation-with-promise-of-funding-up-to-250k-scam-plan-1275714. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
0Consumer
1Employee/Owner

#2 Author of original report

More lies from Roger Couture

AUTHOR: - ()

POSTED: Thursday, January 14, 2016

I signed a contract with Roger COurture where it outlined the services he would perform, nothing said based on my participation!

Contract:

 

 

SHELFRICH FINANCIAL SERVICES SALES AND SERVICE AGREEMENT
THIS SALES AND SERVICE AGREEMENT is made this 29th day of January by and among LB Ellis Enterprises, Inc; DBA Shelfrich Financial Services (hereinafter known as "Seller") and Jackson Group (hereinafter known as "Buyer"). Buyer and Seller shall collectively be known herein as "the Parties".
BACKGROUND
WHEREAS, Seller desires to sell buyer one ( 1) Secondary Credit File Shelf Corporation Funding Package(s) under the terms and conditions set forth below.
WHEREAS, Buyer desires to purchase one ( 1 ) Secondary Credit File Shelf Corporation Funding Package(s) offered for sale by Seller under the terms and conditions set forth below; and, therefore,
TERMS AND CONDITIONS
IN CONSIDERATION of the mutual promises and other valuable consideration exchanged by the Parties as set forth herein, Seller hereby intends to be legally bound to provide buyer with the following:
Each Shelf Corporation Funding Package Includes:
ï‚· Five (5) to Ten (10) Year Old Shelf Corporation or Limited Liability Company
ï‚· Proof of Transfer of Ownership
ï‚· Corporate Resolution Authorizing Incorporation
ï‚· Certificate of Existence/Good Standing
ï‚· Seven (7) to Ten (10) Business Trade-lines
ï‚· PAYDEX SCORE OF 75 +
ï‚· Between 75K & 125K (USD) In Corporate Credit Cards
ï‚· Between 50K & 250K In Business Capital
ï‚· Enhanced Credit File
FUNDING TIME FRAMES
Should Buyer act as his/her own personal guarantor (or provide a third party personal guarantor) Buyer will receive corporate credit funding between seventeen (17) and thirty (30) days and business capital funding between forty five (45) and sixty five (65) days from execution of this agreement. Should Buyer and Seller agree to repair and or enhance Buyer's credit file Buyer will receive corporate credit funding between thirty (30) and ninety five (95) days and business capital funding between forty five (45) and a hundred and forty five (145) days from execution of this agreement. Should Seller provide Buyer with a personal guarantor Buyer will receive corporate credit funding between thirty (30) and ninety (90) days and business capital funding between ninety (90) and one hundred and twenty (120) days from execution of this agreement. Time DocuSign Envelope ID: 746740C2-0D0F-438C-9FF9-6584D76B1308
lines for both corporate credit and business capital funding run concurrent.
ENHANCED CREDIT FILES & PERSONAL GUARANTORS
Seller will enhance Buyer's credit file or provide Buyer with a personal guarantor(s) for Either Buyer or his/her Personal Guarantor(s) shall act as a Credit Qualifier (hereinafter “Credit Partner”) by providing a minimum personal FICO score of seven hundred (700) on each of the three major credit-reporting bureaus (i.e. Equifax, Trans-union and Experian). The three reports shall not be older than seven (7) days of the Corporation applying for credit. The Credit Partner shall be assigned to a corporation as an officer in the Corporation. The Credit Partner shall have a minimum of five (5) active reporting lines in all three major credit bureaus with the largest active line being a minimum of ten thousand ($ 10,000 USD) dollars. The debt-usage cannot exceed thirty (30%) percent and there cannot be more than 6 to 17 inquiries during the last six (6) months. Either the Buyer or his/her personal guarantor(s) will qualify with their personal credit to acquire business funding for the Shelf Corporation, ranging in funding from business credit cards, business lines of credit, equipment funding, SBA Loans, Grants and any other type of business funding deemed appropriate for the Corporation.
CONSIDERATION
Purchase Price. The total value of one ( 1) Secondary Credit File Shelf Corporation Funding Package(s) is $7,000.00 (USD) (hereinafter "Purchase Price").
Buyer agrees to pay a one-time 20 % consulting fee for each corporate credit card based on the gross limit of each card acquired for the Buyer by the servicer of this agreement.
Business Capital/Loans: Buyer agrees and understands that all consulting fees are exclusive of terms of actual business loan(s). Buyer agrees to pay a one-time 20 % consulting fee for each business loan based on the total amount of each business loan acquired for Buyer by the servicer of this agreement. Upon issuance from the banks, corporate credit cards are mailed to Buyer's Shelf Corporation's virtual office business address and subsequently forwarded to Seller for consulting fee collection. Thereafter, Seller adds Buyer to corporate credit cards as an authorized user and sends the physical corporate credit cards to Buyer. Buyer is strictly prohibited from interfering with the virtual office business address, Shelf Corporation and or delivery of credit cards between when they are issued from the bank and when they arrive in the physical possession of Buyer. Any unauthorized changes to the aforementioned methods upon which Seller delivers the corporate credit cards to the Buyer is considered a material breach of this agreement.
DocuSign Envelope ID: 746740C2-0D0F-438C-9FF9-6584D76B1308
Representations, Warranties, and Disclosures
Warranties. Seller makes assurances to buyer that the acquired Shelf Corporation/Limited Liability Company(s) are devoid of any significant encumbrances, including but not limited to judgments, liens and unpaid taxes. Buyer may withdraw an offer to enter into a contract with Seller at any time; and Buyer may cancel a contract entered into with Seller at any time, before Seller transfers ownership of corporation or company to Buyer and or begins business credit consultation of Buyer’s corporation or company. Buyer agrees that once Seller initiates its servicing of this agreement, Buyer’s right to cancel the contract is waived. Buyer also agrees to allow Seller an additional thirty five (35) business day grace period to cure delays beyond Seller’s funding time frames. If services are fully performed, Buyer will lose the right to a refund and or cancellation of contract. If services are partially performed at the time of cancellation of contract, the Buyer must pay to the Seller an amount proportional to the services supplied or the Seller may deduct such amount from any refund, including the cost of the Shelf Corporation or limited liability Company at its fair market value, due to Buyer. Buyer will lose his/her right to cancel the contract and request refund should Buyer's action(s) or absence of action(s), including any unforeseen circumstances that render Buyer incapable and or incompetent and or any criminal indictments or charges that Buyer fails to disclose to Seller prior to entering into this agreement that could violate Seller's fiduciary duty to a personal guarantor(s); or any other action or absence of action that can be reasonably construed to contravene Seller's business credit consultation services and funding efforts. Notwithstanding the aforementioned conditions and exceptions, Buyer will receive a full refund of any amount paid to Seller. Seller will refund money using the same method used to make the payment, unless the Buyer has expressly agreed otherwise. Seller will process the refund due to the Buyer as a result of the cancellation within thirty business days after the day on which the Provider is informed of the cancellation.
Buyer Representation. The individual signing this agreement on behalf of Buyer hereby represents to Seller that he or she has the power and authority to do so on behalf of Buyer.
Continuation of Representations and Warranties. All representations and warranties contained in this Agreement (if any) shall continue in full force and effect after execution of this agreement. If either party later learns that a warranty or representation that it made is untrue, it is under a duty to promptly disclose this information to the other party in writing. No representation or warranty contained herein shall be deemed to have been waived or impaired by any investigation made by or knowledge of the other party to this Agreement.
Indemnification of Attorneys Fees and out-of-pocket costs. Should any party materially breach this agreement (including representations and warranties made to the DocuSign Envelope ID: 746740C2-0D0F-438C-9FF9-6584D76B1308
other side), the non-breaching party shall be indemnified by the breaching party for its reasonable attorneys’ fees and out-of-pocket costs which in any way relate to, or were precipitated by, the breach of this contract (including the breach of representations or warranties). This provision shall not limit in any way the remedies either party may have otherwise possessed in law or equity relative to a breach of this contract. The term "out-of-pocket costs", as used in this contract, shall include lost profits.
Integration. This Agreement, including the attachments mentioned in the body as incorporated by reference, sets forth the entire agreement between the Parties with regard to the subject matter hereof. All prior agreements, representations and warranties, express or implied, oral or written, with respect to the subject matter hereof, are hereby superseded by this agreement. This is an integrated agreement.
Severability. In the event any provision of this Agreement is deemed to be void, invalid, or unenforceable, that provision shall be severed from the remainder of this Agreement so as not to cause the invalidity or unenforceability of the remainder of this Agreement. All remaining provisions of this Agreement shall then continue in full force and effect. If any provision shall be deemed invalid due to its scope or breadth, such provision shall be deemed valid to the extent of the scope and breadth permitted by law.
Modification. Except as otherwise provided in this document, this agreement may be modified, superseded, or voided only upon the written and signed agreement of the Parties. Further, the physical destruction or loss of this document shall not be construed as a modification or termination of the agreement contained herein.
Acknowledgments. Each party acknowledges that he or she has had an adequate opportunity to read and study this Agreement, to consider it, to consult with attorneys if he or she has so desired.
Exclusive Jurisdiction for Suit in Case of Breach. The Parties, by entering into this agreement, submit to jurisdiction in Texas for adjudication of any disputes and/or claims between the parties under this agreement. Furthermore, the parties hereby agree that the courts of Texas shall have exclusive jurisdiction over any disputes between the parties relative to this agreement, whether said disputes sound in contract, tort, or other areas of the law.
State Law. This Agreement shall be interpreted under, and governed by, the laws of the state of Texas.
IN WITNESS WHEREOF and acknowledging acceptance and agreement of the foregoing, Seller and Buyer affix their signatures hereto.
SELLER BUYER
_______________________________ ___________________________________
____________________ ____________________ DocuSign Envelope ID: 746740C2-0D0F-438C-9FF9-6584D76B1308
roger couture James Jackson

 

Roger asked for more money, when in fact no work had been done, as he said the tradelines have not posted to my corporate file due to his business partner running off with not only my money, but 34 other people! Roger alsom went on to tell me that my file would be complete in August. He sent me an email  saying "The administrative fee of $319.00 that I sent you needs to be paid so that I can transfer your shelf corporation over to your client. So, at this point, I am waiting on you."

I was not going to send him more money in addition to the $7,000 I already wired him when he could show me no proof of any work being done! On top of the sketchy business, his assistant Hilary would not tell me anything about the corporation I paid them to develop unless I signed over power of attorney to them regarding the corporation.

I asked Roger for  refund in July, and he said give him another month and my file would be done, every month it was the same excuse. I told him I was done and just wanted a refund, which according to him I officially asked for on October 22, 2015 see email correspondence below:

Our e-mail correspondence on October 22nd represents your request for a refund. Pursuant to the language contained in your contract,
 
 

Regarding Refund

Inbox
x
 
 
 

Roger Couture <roger@shelfrich.com>

11/10/15
 
to me

"Seller will process the refund due to the Buyer as a result of the cancellation within thirty business days after the day on which the Provider is informed of the cancellation." 

 

That said, this e-mail represents official notice that you have requested a refund.

 

Please refrain from making threats and any other form of harassment including threatening to give Shelfrich bad reviews on any and all online forums. Should you do so without giving us an opportunity to satisfy the aforementioned contractual terms our legal department will file defamation charges, issue a TRO and seek legal relief.

 
Thank you.
 
 
 

jjackson@jacksongroupconsulting.com

11/10/15
 
to Roger
 
 
 
 
 
Ok so then I sould receive it this month then correct.  The 22 November then right?  

Sent from j2
 
 
 

Roger Couture <roger@shelfrich.com>

11/10/15
 
to me
 
 
 
 
 
It is thirty business days from October 22nd, not thirty calendar days
 
 
 

jjackson@jacksongroupconsulting.com

11/10/15
 
to Roger
 
 
 
 
 
Cool so Dec 2nd I will have my full refund of the 7k in my account then correct.. If not I'll have mike start everything in in his office now.  We just talked about all this funny you sent a email.  Good thing actually.   He was about to start the process... Ok Dec 2nd roger you bought yourself a few more days.... After the 2nd of Dec it will go into the hands of the Feds... Thanks 

Sent from j2
 
 
 

jjackson@jacksongroupconsulting.com

11/10/15
 
to Roger
 
 
 
 
 
Do we have an understanding or no? 

Sent from j2
 

Re: Regarding Refund

Inbox
x
 
 
 

71couturer@gmail.com <71couturer@gmail.com>

11/10/15
 
to me
 
 
 
 
 

Yes

 

Sent from my T-Mobile 4G LTE device

 

No where in this email correspondence does he say partial payment, he agreed to refund my full payment, since I have not received the completed corporation as outlined in his contract within 120 days from the commencement of services!

 

I have not threatened Roger's life, I have threatened to take action against him, which I am doing! along with some of the other victims out of the 34 people he has defrauded!

 

 

Roger has promised to make payjments on multiple occassions outlined below:

 

11/30: he said he would wired $1,000 to my account to start repayment.

12/3: I was supposed to receive my full refund $7,000

12/23: He said he would pay my full refund

12/23: He said he is unable to pay me my full refund, because his business is going bankrupt,

but he would like to make payments and offered to pay me $500 on 12/24

 

I have not received a penny from Roger to date!

 

 

 
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#1 REBUTTAL Owner of company

Customer's inability to participate in the process

AUTHOR: Shelfrich - (USA)

POSTED: Tuesday, December 29, 2015

Upon entering into our program, Mr. Jackson was fully informed that the process he would undergo for the promised services would take some time and that we could only move as fast he would as his participitation was crucial to completing the promised services. 

Halfway through the process when my staff requested some necessary information from Mr. Jackson he became irriate, uncooperative and threatening. Refusing to provide us with the information we needed to provide the promised services, he we were unable to move forward. 

This back and forth, sometime cooperative and other times uncooperative and unreasonably hostile behavior on behalf of Mr. Jackson continues to date as I try to reach an amicable solution, including a partial refund (considering some valuable services were peformed) yet he refused to come to any agreement and instead threatens my company, my life. 

I am not in the business of defrauding or stealing from anyone or anything and would very much like to make Mr. Jackson whole to this day. 

 

 

 

 

 

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