Smith Loan Assistance/ Daniel Paza harassing email stating a loan was taken out now they want payment as I defaulted. I never took out the loan Maryland

I am copying and pasting the email sent. It is total B.S as I have never taken out a loan. The only loan I have is a car loan. From: Paza Daniel To: Paza Daniel Sent: Mon, Nov 27, 2017 1:03 pm Subject: Demand For Payment This is our official notice to you regarding the due payment. You have defaulted to pay the dues – you owe $845.67. You did not make the payment, despite repeated requests from our side. If we do not receive the payment in full by November 30th, 2017, we will have to do whatever we can under the law to recover our money with accumulated interest from you that includes, but does not limit to legal proceedings against you, not to mention the legal expenses shall also be borne by you. We are open to discussion on or before November 29th, 2017, but after this date, we will have no other option, but to go with the legal proceedings. Warm regards, Manager Legal Department Advance America